Children’s Savings Plan

Looking for a successful way to invest in your children’s future? Whether you’re planning to save for education, a first car, or a future savings account, a children’s savings plan can help safeguard your children’s financial future.

Our award-winning advisors can provide valuable advice and guidance to find the perfect children’s savings plan that suits your children’s needs.

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We use state of the art online systems, allowing you to visually compare your current future financials and your potential future financials using cashflow planning in your secure portal. Pairing this with award winning financial advisors, you're in good hands.

Aisling HealyAisling Healy ★★★★★ It was a pleasure dealing with Dylan to set up our family life assurance policy. He was knowledgeable, personable and professional throughout the process and we would recommend dealing with him to friends and family!Majella O DwyerMajella O Dwyer ★★★★★ Bernadine has been fantastic from start to finish with my mortgage application. She was able to assist me with everything that was needed taking a lot of the stress of me.I would highly recommend her and would go to her again in the futureJohn NolanJohn Nolan ★★★★★ Excellent work done by John Dwyer handling my application over the course of a few months. Showed great conversation skills and provided me with helpful and informative information. I could not fault the experience dealing with Low Quotes. They are very good.Akanksha PuriAkanksha Puri ★★★★★ Really quick turnaround, details well explained, seamless process!!Ayman BarakatAyman Barakat ★★★★★ Excellent communication and friendly over phone and email. They provide prompt advices. Would recommendDeclan BarryDeclan Barry ★★★★★ Had the pleasure of dealing with Colin Bailey and he couldn't have been more helpful. Just made everything so easy.marie keoghmarie keogh ★★★★★ Had a brilliant experience with Colin,,he was extremely helpful & put out minds at rest ,,knowing we don’t have to worry about anything,and he went into every detail,,definitely recommend low-quotes,peter gaberapeter gabera ★★★★★ Really professional and friendly approach by Richard Westman. Smooth and hassle free consultation, much recommended.robert whelanrobert whelan ★★★★★ Colin Bailey was great to work with. He made everything easy to understand and was able to answer any of my annoying questions. A very patient guy as when he called I was often in work and did not have the time to talk. We were able to get things sorted rather quickly.Michael HarleyMichael Harley ★★★★★ All good, easy to do business with. Friendly service.Vincent GormleyVincent Gormley ★★★★★ Spent a good quality conversation with Alison Fitzpatrick this am and found her help very precise and informative. The details of new cover plans came down to me immediately. So, all good !N ShawN Shaw ★★★★★ Had a great experience with using low quotes. Bernadine was very professional and competent in her area of expertise. I would recommend this company for financial advice, services and mortgages.Tam SalemTam Salem ★★★★★ Recently applied for life insurance and was dealing with a chap named Richard. I couldn't ask for a more polite and helpfull man to help me through this process and answer any and all questions I had. From my experience I would highly recomend them.Muhammad Asif SiddiquiMuhammad Asif Siddiqui ★★★★★ Shaun young is really a nice guy to talk with and very clear in his communication.Response from the ownerHi Mohammad, thanks for your fantastic 5-star review! Your satisfaction is our priority. We hope to assist you again soon. Lee McCallionLee McCallion ★★★★★ I couldn’t rate Low Quotes more highly for their excellent customer service, Richard Westman made the process very easy.Breda AtkinsonBreda Atkinson ★★★★★ We dealt with Alan from low quotes to organise our policy and put it in place. I cannot recommend Alan enough. He was so patient and helpful every time I called. His knowledge of the business is unbelievable. Alan guided us through every step so professionally and patiently. I would highly recommend Alan to anyone looking to setting up a policy. Low quotes is very lucky to have him as an employee. Thank you for everything Alan.Damien ColemanDamien Coleman ★★★★★ Richard was so nice to deal with. He’s a true gentleman.The entire process was very easy from start to finish. We would definitely recommend this company to look after your life insurance needs.chathu jayalathchathu jayalath ★★★★★ Excellent and Efficient service received from and special thanks to staff member Colin. Highly Recommend.John O'MearaJohn O'Meara ★★★★★ Dylan spent the bones of a couple of hours over two days going through, advising, and then setting up our new policy. When setting up first time with a previous broker some year's back, I thought "Why are my paying this?" Dylan went through this thoroughly. It's something that should not be ignored.There was nothing not covered by Dylan. All questions were answered. Happy I switched.Des DooleyDes Dooley ★★★★★ I can highly recommend low quotes and in particular, Richard Westman. He was an absolute pleasure to deal with, he was so approachable and friendly. His professional approach throughout the whole process was flawless. He answered all my queries promptly and efficiently. He explained everything to me so that I clearly understood what I was signing up to. I got the best policy suited to my needs thanks to Richards advice and knowledge.Excellent service that I have already recommended to friends and family.Thanks again RichardDes DooleyBallon Business & Training Centre BallonBallon Business & Training Centre Ballon ★★★★★ Richard Westman was a great help to myself and my family.He saved money for us on the policy we were already signed upto and got a far more superior policy in place. Thanks again Richardbernie kerinbernie kerin ★★★★★ First time contacting this company Shaun was the person looking after my enquiry He was professional and very informative Based on my responses he organised my health insurance promptlyI will definitely recommend to others.marzmarz ★★★★★ Easy and fast way to getquotes. Great designed website.Rachel CrossRachel Cross ★★★★★ Great experience with low quotes for our Life Insurance requirements. Colin was very helpful and guided us through the whole process.Response from the ownerThank you for taking the time to leave a review, Rachel! We're thrilled to hear that Colin was able to assist you with your Life Insurance needs. We're here to help every step of the way! js_loader

What you can save by having a
Children's Savings Plan

Children’s savings plan is built for parents who wish to save for their children’s future. You can invest as little as €75 and it’s perfect for those happy to save for a period of 5 years or more.  

Saving for a long-term financial goal such as third-level education requires planning and regular savings. Child’s Savings Plus is a regular premium, unit-linked savings plan. It allows you to invest in a wide range of investment funds that offer potentially substantial compounding returns.

We can help you determine how much you need to put aside, the most suitable funds, and the correct time frame to achieve your goals. 

Why you should consider children's savings plan

  • Affordability & growth: making small regular contributions over a long period can accumulate a large nest egg for your children. And taking advantage of the compound interests your can potentially build a substantial amount of wealth.
  • Inflation protection: Over time, inflation can reduce the value of your assets, but you can minimize this loss of value by establishing a children’s savings plan that gives an interest rate that is higher than the rate of inflation.
  • Financial security: a children's savings plan can play a crucial role in providing financial support for your child, helping to ensure that they have the necessary resources to achieve their important goals and handle unforeseen expenses.
  • Tax benefits: children's savings plans come with tax benefits, such as tax-free growth and tax-free withdrawals. This can help maximise your savings and minimise your tax liability.

Benefits of Children's Savings Plan

  • Financial security for your children

  • Easy to get started

  • Compound interest

  • Tax benefits

  • Ideal for individuals who prefer to invest for at least 5 years or more

  • Protection against inflation

A children's savings plan can also teach your child valuable financial skills and responsibility, while also offering tax benefits and compound interest to maximise your savings.

Savings Plans Goals for your children

  • Third-level education costs

  • First car

  • Travel or study abroad

  • Mortgage deposit

  • Start a business

  • Wedding costs

By setting clear savings plan goals for your children, developing an effective strategy, and consistently contributing to your portfolio over time, you can potentially build a secure financial future for your children.

The Investment Process

Step 1

Gathering Information & Analysis

Step 2

Performing Risk Profile

Step 3

Recommend funds

Step 4


Step 5

Progress & Updates


Why you should invest in ESG funds in Ireland

ESG (Environmental, Social, an in these businesses.

Children's Savings Plan Information

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

Who we work with

Our Partners

Who we work with

Our Partners
Helping you design
the future you want

Building a strong relationship with our clients throughout their lifetime is our core value.
We believe it’s essential for every aspect of a clients financial outgoings be planned & managed carefully such as cashflow, mortgages, protection, retirement & investments. 

This ensures a clients financial goals can be effectively met. 

If you have a specific requirement in mind – we also have specialist advisors in each financial product willing to assist you.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at hope you, your family and your loved ones stay safe & healthy in this time.