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Children’s Savings Plan

Looking for a successful way to invest in your children’s future? Whether you’re planning to save for education, a first car, or a future savings account, a children’s savings plan can help safeguard your children’s financial future.

Our award-winning advisors can provide valuable advice and guidance to find the perfect children’s savings plan that suits your children’s needs.

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We use state of the art online systems, allowing you to visually compare your current future financials and your potential future financials using cashflow planning in your secure portal. Pairing this with award winning financial advisors, you're in good hands.

LowQuotes.ie
4.9
Based on 660 reviews
Louise Molloy
Louise Molloy
17:23 24 Mar 23
Claire was lovely to deal with, so informative and easy to understand. Would definitely recommend this company and Claire!
Skrocane
Skrocane
17:11 23 Mar 23
Highly recommended
Shauna Whelan
Shauna Whelan
16:40 23 Mar 23
Dealt with Alan today for our mortgage protection and he was an absolute delight to deal with. 100% recommendation here
Babs Taylor
Babs Taylor
18:07 22 Mar 23
I spoke to Claire today from LowQuotes and I was very impressed. I would highly recommend their service, very efficient and friendly.
Yuan Yao
Yuan Yao
16:19 22 Mar 23
Claire is very professional and friendly. Feel very comfortable dealing with. 👍
Barry McManus
Barry McManus
22:24 20 Mar 23
I definitely recommend 100% Bernie at low quotes!!! I have no words to describe how thankful myself and my wife are for the great work that Bernie gave to us from start to finish, dealing with the banks and solicitors. She was really helpful , patient and capable to advise us about all the details of the process and the best advise regarding mortgages. Her experience in this line of work is exceptional. Thank you so much, Bernie for all your help!!
Christine Needham
Christine Needham
18:37 20 Mar 23
I spoke with Richard today. And found him extremely comfortable to speak with. He explained everything and I understood everything. Very polite man. And very happy that I joined. And planned it all out... Would highly recommend
Liam Doyle
Liam Doyle
15:44 20 Mar 23
Brilliant customer service.Helena was really professional and friendly at helping me with my queries
Rosaleen Dillon
Rosaleen Dillon
20:47 19 Mar 23
Helena and Bernadine were so helpful and amazing every step of the way. Would recommend low quotes to anyone. Thanks so much for all your help - regards, Rosaleen
Michael Battrim
Michael Battrim
23:32 16 Mar 23
Great service provided by LowQuotes. Dealt with Alan Broderick who was very helpful and friendly.
Vicky Mccarthy
Vicky Mccarthy
12:19 14 Mar 23
John at low Qoutes!!!!! He was absolutely AMAZING! I cannot thank him enough! He got me my mortgage offer so quickly. He was so efficient so professional! He kept me in the loop at all times! He was prepared to discuss my issues at times that suited me (late in the evenings and early mornings too!). He also helped with my solicitor and was able to explain to me in a simpler way of what was required.I am so happy with the service provided. John 10 out of 10. He made my home owner dream come true. John had confidence in me when i didnt.Thank you John Dywer
Lynda Murphy
Lynda Murphy
07:22 14 Mar 23
From the first minute of the phone call Alan was so polite & professional went through everything took his time and answered all our questions and got us our best life insurance policy at the right price would highly recommend him and his team we are very satisfied with the outcome.
Janine Cassidy
Janine Cassidy
23:21 13 Mar 23
I applied online last night and received a callback first thing this morning from John Hourigan. A pleasure to deal with, I found John to be very informative and helpful throughout the whole process. John provided fantastic customer service. 🙂
Danielle Murphy-Ferris
Danielle Murphy-Ferris
13:07 10 Mar 23
Very helpful. Spoke with Richard he was very professional and listened to all my needs. I will be recommending low quotes to friends and family.
Adriana Cruz
Adriana Cruz
09:51 09 Mar 23
I would definitely recommend LowQuotes. It was a pleasure to talk to Eimear and get my financial planning. Now I have a better understanding of my finances and I'm able to save more money and plan for the future. She also advised having a children's savings plan to save for my child’s college education.
Lisa Nahedh
Lisa Nahedh
20:31 08 Mar 23
Great service from Claire, highly recommend
Ryan Holmes
Ryan Holmes
07:07 07 Mar 23
Just got my mortgage thanks to Bernadine and Tommy top class service and felt looked after the hole way true. Always on the other end of the phone with any issues and kept me in the loop. Can’t thank them enough. Thanks guy and best a look with everything.
Anne-Marie Norris
Anne-Marie Norris
17:34 03 Mar 23
Very helpful, informative and quick to set up a new policy over the phone. Would recommend.
Mairead Dee
Mairead Dee
16:30 03 Mar 23
After extensive research I decided on a policy with Low Quotes.. best value by far on the market currently. I dealt with Richard who made the process very easy, and explained thoroughly each query I had. I'm very happy with the service and will defn be recommending.
Alan Mc mahon
Alan Mc mahon
11:50 02 Mar 23
Very professional company to deal with , i am very happy with the clear and concise advice i was given and the insurance products i purchased from Richard.
Raul Morar
Raul Morar
11:29 01 Mar 23
Alan was great help and informative when it came to choosing the best life assurance for myself.
Leona Guinan
Leona Guinan
21:04 28 Feb 23
Friendly and non pressurized consultation. Great explanations of policy with clarity throughout. Esay process over the phone. Would highly recommend.
Jamie Monaghan
Jamie Monaghan
20:53 28 Feb 23
We dealt with Helena for our life insurance, she was very informative and answered every question we had without hesitation. Speedy but thorough application process and gave us a great deal, would highly recommend 👌 👍
Christine Smith
Christine Smith
15:59 28 Feb 23
100% recommend I dealt with Richard and felt completely assured he went above and beyond to give our our family the best life insurance we could afford . He was very genuine and explained everything amazingly thanks again .
Karen Guinane
Karen Guinane
12:53 28 Feb 23
Excellent professional service.Dealt with lovely gentleman who was very patient, helpful & efficient. He simplified all info & addressed any questions. Processed job without delay. Very happy to recommend. Thanks.
norah maher
norah maher
15:49 27 Feb 23
Claire was very honest & friendly to deal with, rushed nothing & made it all so much easier 😀
Mary Weathers
Mary Weathers
15:26 27 Feb 23
If I could give more than 5 stars I would . I was looked after by Alan Broderick and he was an absolute pleasure to deal with . Friendly, knowledgeable and patient . I would have no hesitation in recommending Alan and will definitely be back in touch if I need anymore policies.
Sagar Gadkar
Sagar Gadkar
14:54 24 Feb 23
Excellent service. I happy with the solution provided by Low Quotes Financial Plannig officer. Looking forward for more opportunities for investment and growth.Low quotes staff is excellent team with great experience and product knowledge. I really appreciate your help and support. I would like to recommend Low Quotes to my friends and family.
Michal Flaszmann
Michal Flaszmann
14:49 23 Feb 23
My advisor Richard,explained everything to me and my wife. I would recommend lowquots.
Laura oReilly
Laura oReilly
16:58 22 Feb 23
Claire was amazing to deal with so friendly and very knowledgeable.
Karen Steele
Karen Steele
13:13 22 Feb 23
John was very down to earth and knowledgeableHe helped me navigate the forms and got me the policy to suit me. He was very helpful
Adnan Rauf
Adnan Rauf
16:05 21 Feb 23
It was fantastic speaking to Alan. Alan was very clear on everything what explained to me. I got the quote .Thanks Alan
Jp McNally
Jp McNally
12:51 20 Feb 23
Easy from start to finish!!
alan C
alan C
08:21 17 Feb 23
Great quick quote in minutes. Very easy to understand.
Rachel O'Dwyer
Rachel O'Dwyer
11:09 16 Feb 23
As a first time buyer I had no clue when it came to mortgage applications however Bernadine was very patient and I always felt confident I was getting the best advice and offers available. I would highly recommend them for peace of mind that your mortgage is in good hands. Thanks again Bernadine for all your help!
Nuala Delaney
Nuala Delaney
19:08 15 Feb 23
Found Eimear great to deal with. Super efficient, knowledgeable and clear in her explanation of everything. Made it very easy for me to make a design
rachael brady
rachael brady
15:33 15 Feb 23
I had the pleasure of dealing with Richard westman from lowquotes I was very happy with the policy that I received with a great price could of been more helpful
Ewa Kmiecik
Ewa Kmiecik
10:55 15 Feb 23
Fast, easy and convinent
Michael O'Byrne
Michael O'Byrne
16:38 14 Feb 23
Friendly and efficient service
Daiane Colnaghi
Daiane Colnaghi
17:09 13 Feb 23
I have the best experience with Low Quotes. John and Courtney were extremely helpful and patience and kind, even me freaking out and ask them loads of changes. There are not enough words to describe their brilliant job. I recommend them a million of times.
Abhishek Sawant
Abhishek Sawant
15:32 13 Feb 23
Alan explained everything in detail with their pros and cons and topped it up with great offers. It was a nice experience, will surely refer to my friends and colleagues
Sophie Hynes
Sophie Hynes
04:32 11 Feb 23
Quick, easy and value for money.. Dealt with Alan who was super nice and helpful
Koen Schurgers
Koen Schurgers
10:58 10 Feb 23
Really amazing job, we got on the phone with Helena who helped us with our urgent request for a new policy. With her knowledge we have been able to close down a new policy in less then 24 hours since we needed it to sign a new fixed interest rate. Thank again so much for your help.
C Crowley
C Crowley
20:10 07 Feb 23
Excellent customer relations. Highly recommend so clear over the telephone and helpful. Very grateful for all the communications and queries answered so prompt by the team. 5 star service all round.
Ro Burke
Ro Burke
15:37 07 Feb 23
Thanks for all the help and guidance, Bernadine! Great service and customer support!
Bebita8765
Bebita8765
11:39 05 Feb 23
Great service, they help me to get realy good offer from the lender, the broker was so profesional and all team help me to get my dream come true.
rachael dempsey
rachael dempsey
20:32 03 Feb 23
Richard was extremely helpful and guided us all the way through the process of setting up new policies, all the while saving us money. Would highly recommend him. Very reliable and an asset to LowQuotes. Thanks Richard
carol o'brien
carol o'brien
14:04 03 Feb 23
Spoke with John aand he was extremely friend and helpful. Went through all my options and gave great advice.
Paul Gaffney
Paul Gaffney
23:01 02 Feb 23
Very user friendly.Fast quotes.
Marc Derham
Marc Derham
20:35 02 Feb 23
Great and super to deal with
Teresa McCarthy
Teresa McCarthy
11:53 02 Feb 23
Had a very smooth, easy and informative experience with Richard. Very lovely to deal with and it took no time at all. He was patient, kind and advised us well. As a company have found them very good and would highly recommend
Damien Maye
Damien Maye
21:19 01 Feb 23
Richard was very helpful from start to finish,made the full process easy.
Damien Oneill
Damien Oneill
19:10 30 Jan 23
Great experience with Richard, no pushy sales lines and advised me very professionally.
Katie Murphy
Katie Murphy
10:53 30 Jan 23
Really easy and efficient, Bernadine was really helpful!
Ahmed Tariq
Ahmed Tariq
04:25 28 Jan 23
Lowest quotes I have seen and also affordable premiums rates strongly recommend
Claire Burke
Claire Burke
19:52 26 Jan 23
Thank you so much to Brendan for his help, support, time and professionalism. A truly outstanding service. I called today in a panic, worried I couldn't drawdown my mortgage. Brendan helped me every step of the way in getting me the products I needed for the bank and less than 7 hours later these files are with the bank. Thanks again Brendan and LowQuotes
Dermot Brennan
Dermot Brennan
11:53 26 Jan 23
Excellent Service both in time and the advice given ensuring we got the exact police we required.
Sinomvuyo Ndlovu
Sinomvuyo Ndlovu
14:15 25 Jan 23
5 stars to John . Had a wonderful conversation !!. He Explained the process well with clear instructions
Kellie Dunne
Kellie Dunne
10:06 25 Jan 23
I had trouble getting mortgage protection insurance due to a health issue but Helena was absolutely fantastic and a pleasure to deal with and was very supportive throughout the whole process even when I was so stressed. She was always on the other end of the phone. Highly recommend!
Ellen Murray
Ellen Murray
14:36 24 Jan 23
Very happy with everything John was so helpful went through absolutely everything with me and got me what I needed he couldn't of been more helpful
Carol Conlan
Carol Conlan
15:57 20 Jan 23
Brilliant service . Helena answered all of my queries really quickly. Would highly recommend .
Courtney Moules
Courtney Moules
14:16 20 Jan 23
Our broker Richard couldn't have made the process any easier for us. He was very helpful and explained everything so well. Highly recommend this service.
Rachel Lynch
Rachel Lynch
18:04 19 Jan 23
Very pleasant and comprehensive service
Kristen Campion
Kristen Campion
17:46 19 Jan 23
This company was excellent to deal with . Richard explained everything and made the process easy . Great discounts too .
Vijaykumar Jagadeesan
Vijaykumar Jagadeesan
13:18 19 Jan 23
Extremely satisfied with their service, appreciate and highly recommend Claire.
I was very happy with the consultation I received by Richard and the support he provided in getting the best life insurance for me and my partner. Can only recommend
mohammed mustafa
mohammed mustafa
13:34 18 Jan 23
It was lovely experiance with Alan in lowQutes. His patience in explaining every single details, finding best quote, following you up to ensure my understansing. I loved his passion and his wide knowledge regarding the different type of policies.I highly recommend dealing with him and wishinh him all the best.
Nathan Cantwell
Nathan Cantwell
10:24 18 Jan 23
Fantastic team. Kept me up to date with murmurings around interest rate hikes, which meant that we were able to lock a rate in ahead of two rate hikes. Made the process as painless as possible, kept on top of the bank for me, and everything that was reviewed by them was approved by the bank. Highly recommend
Olivia Sabotnicu
Olivia Sabotnicu
16:53 17 Jan 23
Great experience! The consultant form LowQuotes was quick to contact me and follow-up, offered me al necessary information and helped me decide on the right product for me. I definitely recommend them.
Niamh Scally
Niamh Scally
18:37 16 Jan 23
I had the absolute pleasure of dealing with Richard, who listened to my needs, advised me on what would work best, found me a fantastic deal and saved me a lot of money. Richard arranged a time that suited me for a call back and completed all paperwork over the phone and made everything super easy. I have already recommended Low Quotes to friends and family and will continue to do so.
Kenneth Byrne
Kenneth Byrne
15:59 13 Jan 23
Lovely staff easy to deal with quick and honest
John Andrews
John Andrews
17:01 09 Jan 23
The process couldn't have been easier or more hassle free from start to finish. I was dealing with Claire Clohessy and she couldn't have been more helpful.
Georgina Moore
Georgina Moore
21:15 06 Jan 23
I found the company very helpful,especially Richard,he was able to explain everything to me and made it sound so simple.Thank you for all your help.
Marsha Roche
Marsha Roche
17:11 06 Jan 23
I have to say from the minute Alan received my call until the call finished he was so professional. He went above and beyond for me to find me the best quote and policy around explained everything in details but in simple term he really is fantastic at his job.
Ewa Nowak
Ewa Nowak
09:15 06 Jan 23
I was very pleased with my policy from Low quotes who done all the handwork in getting me a policy that suited my needs.I found Richard Westman very informative and answered and queries I had with ease.Ewa Nowak
Majella Twohig
Majella Twohig
18:39 04 Jan 23
I could not find any fault with the service that I received from Low Quotes.. My broker John Hourigan was exceptional. He managed my income protection claim and from start to finish his compassionate approach to my circumstances deserves only five stars in my humble opinion. He was committed and understood from my perspective on all aspects of my concerns.I Highly recommend him.
dylan putthaaree
dylan putthaaree
17:33 04 Jan 23
The lady who contacted me was very helpful and professional. I've never gotten myself a policy like this and she explained everything to me clearly and in a simple manner - no jargon or salesperson talk
Monica Bulaclac
Monica Bulaclac
10:20 03 Jan 23
I only have good words to say about Ms Bernadine Day. She has been extremely exceptional and professional all throughout my mortgage journey. There has been quite a lot of personal difficulties along the way, but she was there to help me and assist in all my needs.I would totally recommend her as mortgage broker. She was not only helpful, she was also very efficient. She is very passionate with what she does and delivers excellent results.I could not recommend her enough!!!
Rachel Owens
Rachel Owens
17:12 21 Dec 22
RICHARD made updating a policy/ coverting to a new policy absolutely painless. So quick, and everything explained clearly. Thank you so much. Would definitely recommend to others.
Diane Wood
Diane Wood
09:34 21 Dec 22
We had to talk over 3 different occasions to get what I wanted at the best deal, and I am happy am covered
Catherine Bradley
Catherine Bradley
18:06 20 Dec 22
Had a great experience with Alan recently for mortgage protection. He was knowledge, efficieny and a pleasure to deal with. He made the whole process easy.
Jana Platau
Jana Platau
13:56 19 Dec 22
The team were really helpful in both mortgage and insurance matters, would recommend them to anyone!
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What you can save by having a
Children's Savings Plan

Children’s savings plan is built for parents who wish to save for their children’s future. You can invest as little as €75 and it’s perfect for those happy to save for a period of 5 years or more.  

Saving for a long-term financial goal such as third-level education requires planning and regular savings. Child’s Savings Plus is a regular premium, unit-linked savings plan. It allows you to invest in a wide range of investment funds that offer potentially substantial compounding returns.

We can help you determine how much you need to put aside, the most suitable funds, and the correct time frame to achieve your goals. 

Why you should consider children's savings plan

  • Affordability & growth: making small regular contributions over a long period can accumulate a large nest egg for your children. And taking advantage of the compound interests your can potentially build a substantial amount of wealth.
  • Inflation protection: Over time, inflation can reduce the value of your assets, but you can minimize this loss of value by establishing a children’s savings plan that gives an interest rate that is higher than the rate of inflation.
  • Financial security: a children's savings plan can play a crucial role in providing financial support for your child, helping to ensure that they have the necessary resources to achieve their important goals and handle unforeseen expenses.
  • Tax benefits: children's savings plans come with tax benefits, such as tax-free growth and tax-free withdrawals. This can help maximise your savings and minimise your tax liability.

Benefits of Children's Savings Plan

  • Financial security for your children

  • Easy to get started

  • Compound interest

  • Tax benefits

  • Ideal for individuals who prefer to invest for at least 5 years or more

  • Protection against inflation

A children's savings plan can also teach your child valuable financial skills and responsibility, while also offering tax benefits and compound interest to maximise your savings.

Savings Plans Goals for your children

  • Third-level education costs

  • First car

  • Travel or study abroad

  • Mortgage deposit

  • Start a business

  • Wedding costs

By setting clear savings plan goals for your children, developing an effective strategy, and consistently contributing to your portfolio over time, you can potentially build a secure financial future for your children.

The Investment Process

Step 1

Gathering Information & Analysis

1
Step 2

Performing Risk Profile

2
Step 3

Recommend funds

3
Step 4

Implementation

4
Step 5

Progress & Updates

5

Why you should invest in ESG funds in Ireland

ESG (Environmental, Social, an in these businesses.

Children's Savings Plan Information

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

Who we work with

Our Partners

Who we work with

Our Partners
Helping you design
the future you want

Building a strong relationship with our clients throughout their lifetime is our core value.
We believe it’s essential for every aspect of a clients financial outgoings be planned & managed carefully such as cashflow, mortgages, protection, retirement & investments. 

This ensures a clients financial goals can be effectively met. 

If you have a specific requirement in mind – we also have specialist advisors in each financial product willing to assist you.

Your award winning
financial planning partner

Insure broker of the year Awards - Low Quotes
insurance advisor

Quick Call Back

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Contact Info

Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.