Why do you need a Financial Plan?

We all have different financial goals depending on our lifestyles.
The success of achieving our financial goals depends on the financial plan.

Let our award-winning advisors take care of it for you.

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Why you need a Financial Plan

Financial Planning isn’t all about budgeting, investing or saving money. It’s about putting every aspect of your personal life together and creating a plan to meet your personal and financial goals.

Having a plan is essential to get the maximum out of your hard earned money and the first step in your journey to Financial Wellness.

The benefits of a Financial Plan may be different for eveyone, but the end goal is the same. 

To ensure you meet your goals, whether they be short or long term, whether it’s getting mortgage ready, savings for childrens education, ensuring you and your family are protected, or simply to meet your financial goals by retirement… 

We will ensure you are managing your money efficiently to meet your goals and avail of tax-back opportunities where possible. Not to forget, protecting against the worst case scenarios.

This ensures absolute peace of mind that your future expenses have been planned for adequately and your financial plan will cover all eventualities, incorporating the correct mix of investments, protection and savings to achieve your financial goals.

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Goals you should be aware of when considering a Financial Plan:

Accumulate wealth & overcome inflation 

Saving in banks almost have negative interest rates due to inflation. Having Savings & Investments plans is essential if you ever wish to get a return on your money and grow your wealth.

Manage your cash flow & debts 

Correctly managing your income is one of the primary goals of a financial plan. You need to be aware of where you are spending your money and is it essential? Is your funds extinguised by months end? Managing debts and loans can seem daunting but we have many strategies to overcome these quite quickly, leaving you with the essentials & money to save or invest for your goals.

Protect against unforeseen circumstances 

Nobody ever wants to think about “worst case scenario”, but that should be part of your plan. If you have a Mortgage for example, if you pass away your Mortgage will be paid off. But what if you become sick or injure yourself and you’re unable to work? Have you got Income Protection? Even if you don’t have a Mortgage, would your household survive without your income? Taking into account hospital bills & treatment to recover your illness or injury. This is all taken into account in your Financial Plan.

Previous Pensions

Have you a pension from a previous employment. If so, do you know how it’s performing? Did you know you can transfer this money to your own name and drastically improve your investment options and gain accessibility to your funds.

Many of our clients find it difficult to track multiple previous pensions, allow us to track down any previous pensions you have, putting you back in control of them & ensuring they are performing to their maximum potential.


Will you get the life you want to live? – Retirement goals are different for everyone, buy your goals may change depending on your age. It’s never too early or late to start planning for your retirement. Having a pension is one of the most important investments you can make. You can also obtain tax relief at your marginal rate of tax on your pension contributions every year.

Why choose a LowQuotes Financial Plan?

Choosing us for your financial plan gives you access to our state of the art online financial planning software, allowing you to visualise your current financial future vs multiple proposed solutions to meet your short and long term financial goals.

Not only do we have access to every insurance company in Ireland, we have access to multiple mortgage lenders, allowing us to find you the cheapest insurance policies in ireland and the lowest fixed rate term available for your Mortgage. Saving you money every month to either invest or enjoy.

We support you throughout the entire process from start to finish, and will provide you with regular fund updates on any new investment policies.

Get Your Financial Plan.

Financial Planning
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We use state of the art online systems, allowing you to visually compare your current future financials and your potential future financials using cashflow planning in your secure portal. Pairing this with award winning financial advisors, you're in good hands.

Google Reviews

Uday BashaboinaUday Bashaboina ★★★★★ Best deals for mortgage protection. I recommend "low quotes". Time saver as there wont be any queue/call waiting if you want to talk to them. It is a direct phone which rings and they answer straight away. Talking to Alison was really great to deal with. Money saver compared to other insurance providers.Trisha FallonTrisha Fallon ★★★★★ Found Low Quotes very easy to deal with, very informative and communication regarding every aspect excellent especially staff member Michael.Jack ColdrickJack Coldrick ★★★★★ I reached out to LowQuotes.ie in relation to securing mortgage protection. I spoke with one of their financial advisors - Colin Bailey who was incredibly helpful, insightful and transparent. I'm not well versed on these things and he took the time to explain everything in detail and ensure I was comfortable moving forward. Thank you Colin! I'd highly recommend LowQuotes.ie.norman murraynorman murray ★★★★★ Very happy with my policy through lowquotes...was dealing with Dylan who was very helpful in every aspect and went up and beyond to help me out and get the best policy possible to suit me...will definitely be recommending family and friends to deal with Dylan.Thanks again for all your help Dylan your a great asset to lowquotes 🙂Cameron ElliottCameron Elliott ★★★★★ In a generation where trust and loyalty isn’t everyone’s first priority. I have never felt more looked after in regards to insurance advisory and future planning than in the very capable hands of Mr Dylan Cadwell. A 5 star service from the beginning this is a man who is passionate and driven in giving truly a first class service to all his clients and potential clients no matter what the circumstances or obstructions might be. All I can really say is that if you’re not on board now, it’s time to get the ball rolling before it’s too late, Dylan Cadwell is a true professional who won’t let this opportunity get away.kevin braneykevin braney ★★★★★ I recently had the pleasure of working with Dylan, my financial advisor, and I couldn’t be more grateful for his expertise and guidance. He helped me set up a health care plan that perfectly suits my needs and those of my two kids. Dylan’s knowledge and professionalism were evident throughout the process, and he patiently answered all my questions. I highly recommend Dylan for anyone seeking financial advice and assistance. Thank you, Dylan, for your outstanding service!MartinMartin ★★★★★ I would like to thank Richard from lowquotes for helping me find mortgage protection, I was very stressed because I was refused already but Richard made everything stress free and as I work office hours it was no trouble for him to arrange a meeting to suit my needs, everything was done efficiently and smoothly and all email communication was quick, thanks for your help Richard it’s really appreciatedCian ReddyCian Reddy ★★★★★ Dealt with Dylan Cadwell , incredible attention to detail and customer service. Unbelievably helpful from the get to and made the process so easy. Will definitely be going back and dealing with this company and with Dylan again.Sheehan SinhaSheehan Sinha ★★★★★ Had a really great experience with low quotes. Big shout-out to Richard Westman who was extremely professional and helped us through out mortgage protection process very easily. We didn't have to worry about anything. I would recommend low quotes and go through Richard. Really great guy and extremely helpful.Aaron SheehanAaron Sheehan ★★★★★ Finally got some great help getting insurance, thanks so much with your help guys and Dylan cadwel you were great over the phoneLeanne MullenLeanne Mullen ★★★★★ Amazing service provided by Dylan Cadwell! Extremely professional and thorough experience throughout the whole process of implementing my cover! An absolute gem and went over and beyond to get me the best cover! I have recommended Low Quotes/ Dylan Cadwell to all my friends and family! Thank you Dylan for all your help!Eoghan FarrellEoghan Farrell ★★★★★ Dylan Cadwell was very helpful today couldn’t recommend him any more!Michelle GaviganMichelle Gavigan ★★★★★ Dylan Cadwell was very helpful and thorough in helping me find the best level of cover and protection. His advice and knowledge was fantastic and I am very happy I committed to speaking to low quotes !Luke ByrneLuke Byrne ★★★★★ Dylan provided outstanding financial advice, and the experience of dealing with him was truly enjoyable. Highly recommend his services!Marcin LisMarcin Lis ★★★★★ I contacted LowQuotes.ie today looking for a professional financial advice and it is safe to say that I received just that. Dylan Cadwell has outdone himself and walked me through every little bit of information that was relevant to my situation and made it very simple and easy to understand. I couldn’t recommend LowQuotes and Dylan more to anyone looking for a financial advise. Thank you!Cody McGrathCody McGrath ★★★★★ Great service particularly from my financial advisor Dylan Cadwell. One of the best in the businesseimear sherwineimear sherwin ★★★★★ I would just like to thank the team at low quotes for helping me get the perfect policy in place for me and my family, our financial advisor Dylan Cadwell in particular who tailored a policy to suit out individual needs! The service and wealth of knowledge was next to none! I would highly recommend Dylan and low quotes to anyone!ornaith o'riordanornaith o'riordan ★★★★★ We dealt with Colin and he was absolutely brilliant. Everything was explained perfectly and quickly and he made the process of getting our mortgage protection so quick and easy.Would 100% reccommend LowQuotes.ie and ask for Colin!Adam HollandAdam Holland ★★★★★ Very nice people to work with. Would recommendMarie-Lou DempseyMarie-Lou Dempsey ★★★★★ Great service from Colin Bailey who patiently covered all the options and answered all my questions, Mortgage protection cover sorted!Jeomerly-Anne ChicoJeomerly-Anne Chico ★★★★★ Many of my colleagues advised me to take a Life Insurance Policy. LowQuotes Colin Bailey helped me and my partner understand our needs and is very patient with our queries. Highly recommended.Mark ReynoldsMark Reynolds ★★★★★ What a great service and well educated staff highly dedicated to meeting my needs most notably Dylan Cadwell's exceptional attention to detail while providing services was truly commendable.His thoroughness and precision not only instilled confidence but also ensured that every aspect of the financial process was handled meticulously. I highly appreciate his commitment to delivering a service marked by keen attention to detail. His knowledge expands over a wide range of areas and I wish you luck in your future endeavours.Thank youPaulo SousaPaulo Sousa ★★★★★ I recently had the pleasure of engaging with Dylan for insurance and mortgage protection services, and their commitment to outstanding customer service exceeded my expectations!When I reached out to inquire about insurance and mortgage protection options, he demonstrated an unwavering commitment to providing exceptional customer service with personalized attention, clear communication, and expertise.I confidently recommend Dylan to anyone seeking reliable and customer-focused insurance and mortgage protection services. His dedication to providing exceptional customer service truly sets them apart!laura fetherstonlaura fetherston ★★★★★ I dealt with a lovely man called Richard. He was very accommodating to suit me and my husband with a call back . He got us a great deal . We are very happy with what he helped us pick .Fiona JessupFiona Jessup ★★★★★ Richard was so helpful and explain the different policy we could go for. He was very patience with questions and gave get advice. Would definitely recommend him. Everything set up in no time and feel much happier now for the future. Thanks againjs_loader

Helping you design
the future you want.

Building a strong relationship with our clients throughout their lifetime is our core value.
We believe it’s essential for every aspect of a clients financial outgoings be planned & managed carefully such as cashflow, mortgages, protection, retirement & investments. 

This ensures a clients financial goals can be effectively met. 

If you have a specific requirement in mind – we also have specialist advisors in each financial product willing to assist you.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.