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Google Reviews

Claire was lovely to deal with, so informative and easy to understand. Would definitely recommend this company and Claire!
Louise Molloy
Louise Molloy
17:23 24 Mar 23
Highly recommended
Skrocane
Skrocane
17:11 23 Mar 23
Dealt with Alan today for our mortgage protection and he was an absolute delight to deal with. 100% recommendation here
Shauna Whelan
Shauna Whelan
16:40 23 Mar 23
I spoke to Claire today from LowQuotes and I was very impressed. I would highly recommend their service, very efficient and friendly.
Babs Taylor
Babs Taylor
18:07 22 Mar 23
Claire is very professional and friendly. Feel very comfortable dealing with. 👍
Yuan Yao
Yuan Yao
16:19 22 Mar 23
I definitely recommend 100% Bernie at low quotes!!! I have no words to describe how thankful myself and my wife are for the great work that Bernie gave to us from start to finish, dealing with the banks and solicitors. She was really helpful , patient and capable to advise us about all the details of the process and the best advise regarding mortgages. Her experience in this line of work is exceptional. Thank you so much, Bernie for all your help!!
Barry McManus
Barry McManus
22:24 20 Mar 23
I spoke with Richard today. And found him extremely comfortable to speak with. He explained everything and I understood everything. Very polite man. And very happy that I joined. And planned it all out... Would highly recommend
Christine Needham
Christine Needham
18:37 20 Mar 23
Brilliant customer service.Helena was really professional and friendly at helping me with my queries
Liam Doyle
Liam Doyle
15:44 20 Mar 23
Helena and Bernadine were so helpful and amazing every step of the way. Would recommend low quotes to anyone. Thanks so much for all your help - regards, Rosaleen
Rosaleen Dillon
Rosaleen Dillon
20:47 19 Mar 23
Great service provided by LowQuotes. Dealt with Alan Broderick who was very helpful and friendly.
Michael Battrim
Michael Battrim
23:32 16 Mar 23
John at low Qoutes!!!!! He was absolutely AMAZING! I cannot thank him enough! He got me my mortgage offer so quickly. He was so efficient so professional! He kept me in the loop at all times! He was prepared to discuss my issues at times that suited me (late in the evenings and early mornings too!). He also helped with my solicitor and was able to explain to me in a simpler way of what was required.I am so happy with the service provided. John 10 out of 10. He made my home owner dream come true. John had confidence in me when i didnt.Thank you John Dywer
Vicky Mccarthy
Vicky Mccarthy
12:19 14 Mar 23
From the first minute of the phone call Alan was so polite & professional went through everything took his time and answered all our questions and got us our best life insurance policy at the right price would highly recommend him and his team we are very satisfied with the outcome.
Lynda Murphy
Lynda Murphy
07:22 14 Mar 23
I applied online last night and received a callback first thing this morning from John Hourigan. A pleasure to deal with, I found John to be very informative and helpful throughout the whole process. John provided fantastic customer service. 🙂
Janine Cassidy
Janine Cassidy
23:21 13 Mar 23
Very helpful. Spoke with Richard he was very professional and listened to all my needs. I will be recommending low quotes to friends and family.
Danielle Murphy-Ferris
Danielle Murphy-Ferris
13:07 10 Mar 23
I would definitely recommend LowQuotes. It was a pleasure to talk to Eimear and get my financial planning. Now I have a better understanding of my finances and I'm able to save more money and plan for the future. She also advised having a children's savings plan to save for my child’s college education.
Adriana Cruz
Adriana Cruz
09:51 09 Mar 23
Great service from Claire, highly recommend
Lisa Nahedh
Lisa Nahedh
20:31 08 Mar 23
Just got my mortgage thanks to Bernadine and Tommy top class service and felt looked after the hole way true. Always on the other end of the phone with any issues and kept me in the loop. Can’t thank them enough. Thanks guy and best a look with everything.
Ryan Holmes
Ryan Holmes
07:07 07 Mar 23
Very helpful, informative and quick to set up a new policy over the phone. Would recommend.
Anne-Marie Norris
Anne-Marie Norris
17:34 03 Mar 23
After extensive research I decided on a policy with Low Quotes.. best value by far on the market currently. I dealt with Richard who made the process very easy, and explained thoroughly each query I had. I'm very happy with the service and will defn be recommending.
Mairead Dee
Mairead Dee
16:30 03 Mar 23
Very professional company to deal with , i am very happy with the clear and concise advice i was given and the insurance products i purchased from Richard.
Alan Mc mahon
Alan Mc mahon
11:50 02 Mar 23
Alan was great help and informative when it came to choosing the best life assurance for myself.
Raul Morar
Raul Morar
11:29 01 Mar 23
Friendly and non pressurized consultation. Great explanations of policy with clarity throughout. Esay process over the phone. Would highly recommend.
Leona Guinan
Leona Guinan
21:04 28 Feb 23
We dealt with Helena for our life insurance, she was very informative and answered every question we had without hesitation. Speedy but thorough application process and gave us a great deal, would highly recommend 👌 👍
Jamie Monaghan
Jamie Monaghan
20:53 28 Feb 23
100% recommend I dealt with Richard and felt completely assured he went above and beyond to give our our family the best life insurance we could afford . He was very genuine and explained everything amazingly thanks again .
Christine Smith
Christine Smith
15:59 28 Feb 23
Excellent professional service.Dealt with lovely gentleman who was very patient, helpful & efficient. He simplified all info & addressed any questions. Processed job without delay. Very happy to recommend. Thanks.
Karen Guinane
Karen Guinane
12:53 28 Feb 23
Claire was very honest & friendly to deal with, rushed nothing & made it all so much easier 😀
norah maher
norah maher
15:49 27 Feb 23
If I could give more than 5 stars I would . I was looked after by Alan Broderick and he was an absolute pleasure to deal with . Friendly, knowledgeable and patient . I would have no hesitation in recommending Alan and will definitely be back in touch if I need anymore policies.
Mary Weathers
Mary Weathers
15:26 27 Feb 23
Excellent service. I happy with the solution provided by Low Quotes Financial Plannig officer. Looking forward for more opportunities for investment and growth.Low quotes staff is excellent team with great experience and product knowledge. I really appreciate your help and support. I would like to recommend Low Quotes to my friends and family.
Sagar Gadkar
Sagar Gadkar
14:54 24 Feb 23
My advisor Richard,explained everything to me and my wife. I would recommend lowquots.
Michal Flaszmann
Michal Flaszmann
14:49 23 Feb 23
Claire was amazing to deal with so friendly and very knowledgeable.
Laura oReilly
Laura oReilly
16:58 22 Feb 23
John was very down to earth and knowledgeableHe helped me navigate the forms and got me the policy to suit me. He was very helpful
Karen Steele
Karen Steele
13:13 22 Feb 23
It was fantastic speaking to Alan. Alan was very clear on everything what explained to me. I got the quote .Thanks Alan
Adnan Rauf
Adnan Rauf
16:05 21 Feb 23
Easy from start to finish!!
Jp McNally
Jp McNally
12:51 20 Feb 23
Great quick quote in minutes. Very easy to understand.
alan C
alan C
08:21 17 Feb 23
As a first time buyer I had no clue when it came to mortgage applications however Bernadine was very patient and I always felt confident I was getting the best advice and offers available. I would highly recommend them for peace of mind that your mortgage is in good hands. Thanks again Bernadine for all your help!
Rachel O'Dwyer
Rachel O'Dwyer
11:09 16 Feb 23
Found Eimear great to deal with. Super efficient, knowledgeable and clear in her explanation of everything. Made it very easy for me to make a design
Nuala Delaney
Nuala Delaney
19:08 15 Feb 23
I had the pleasure of dealing with Richard westman from lowquotes I was very happy with the policy that I received with a great price could of been more helpful
rachael brady
rachael brady
15:33 15 Feb 23
Fast, easy and convinent
Ewa Kmiecik
Ewa Kmiecik
10:55 15 Feb 23
Friendly and efficient service
Michael O'Byrne
Michael O'Byrne
16:38 14 Feb 23
I have the best experience with Low Quotes. John and Courtney were extremely helpful and patience and kind, even me freaking out and ask them loads of changes. There are not enough words to describe their brilliant job. I recommend them a million of times.
Daiane Colnaghi
Daiane Colnaghi
17:09 13 Feb 23
Alan explained everything in detail with their pros and cons and topped it up with great offers. It was a nice experience, will surely refer to my friends and colleagues
Abhishek Sawant
Abhishek Sawant
15:32 13 Feb 23
Quick, easy and value for money.. Dealt with Alan who was super nice and helpful
Sophie Hynes
Sophie Hynes
04:32 11 Feb 23
Really amazing job, we got on the phone with Helena who helped us with our urgent request for a new policy. With her knowledge we have been able to close down a new policy in less then 24 hours since we needed it to sign a new fixed interest rate. Thank again so much for your help.
Koen Schurgers
Koen Schurgers
10:58 10 Feb 23
Excellent customer relations. Highly recommend so clear over the telephone and helpful. Very grateful for all the communications and queries answered so prompt by the team. 5 star service all round.
C Crowley
C Crowley
20:10 07 Feb 23
Thanks for all the help and guidance, Bernadine! Great service and customer support!
Ro Burke
Ro Burke
15:37 07 Feb 23
Great service, they help me to get realy good offer from the lender, the broker was so profesional and all team help me to get my dream come true.
Bebita8765
Bebita8765
11:39 05 Feb 23
Richard was extremely helpful and guided us all the way through the process of setting up new policies, all the while saving us money. Would highly recommend him. Very reliable and an asset to LowQuotes. Thanks Richard
rachael dempsey
rachael dempsey
20:32 03 Feb 23
Spoke with John aand he was extremely friend and helpful. Went through all my options and gave great advice.
carol o'brien
carol o'brien
14:04 03 Feb 23
Very user friendly.Fast quotes.
Paul Gaffney
Paul Gaffney
23:01 02 Feb 23
Great and super to deal with
Marc Derham
Marc Derham
20:35 02 Feb 23
Had a very smooth, easy and informative experience with Richard. Very lovely to deal with and it took no time at all. He was patient, kind and advised us well. As a company have found them very good and would highly recommend
Teresa McCarthy
Teresa McCarthy
11:53 02 Feb 23
Richard was very helpful from start to finish,made the full process easy.
Damien Maye
Damien Maye
21:19 01 Feb 23
Great experience with Richard, no pushy sales lines and advised me very professionally.
Damien Oneill
Damien Oneill
19:10 30 Jan 23
Really easy and efficient, Bernadine was really helpful!
Katie Murphy
Katie Murphy
10:53 30 Jan 23
Lowest quotes I have seen and also affordable premiums rates strongly recommend
Ahmed Tariq
Ahmed Tariq
04:25 28 Jan 23
Thank you so much to Brendan for his help, support, time and professionalism. A truly outstanding service. I called today in a panic, worried I couldn't drawdown my mortgage. Brendan helped me every step of the way in getting me the products I needed for the bank and less than 7 hours later these files are with the bank. Thanks again Brendan and LowQuotes
Claire Burke
Claire Burke
19:52 26 Jan 23
Excellent Service both in time and the advice given ensuring we got the exact police we required.
Dermot Brennan
Dermot Brennan
11:53 26 Jan 23
5 stars to John . Had a wonderful conversation !!. He Explained the process well with clear instructions
Sinomvuyo Ndlovu
Sinomvuyo Ndlovu
14:15 25 Jan 23
I had trouble getting mortgage protection insurance due to a health issue but Helena was absolutely fantastic and a pleasure to deal with and was very supportive throughout the whole process even when I was so stressed. She was always on the other end of the phone. Highly recommend!
Kellie Dunne
Kellie Dunne
10:06 25 Jan 23
Very happy with everything John was so helpful went through absolutely everything with me and got me what I needed he couldn't of been more helpful
Ellen Murray
Ellen Murray
14:36 24 Jan 23
Brilliant service . Helena answered all of my queries really quickly. Would highly recommend .
Carol Conlan
Carol Conlan
15:57 20 Jan 23
Our broker Richard couldn't have made the process any easier for us. He was very helpful and explained everything so well. Highly recommend this service.
Courtney Moules
Courtney Moules
14:16 20 Jan 23
Very pleasant and comprehensive service
Rachel Lynch
Rachel Lynch
18:04 19 Jan 23
This company was excellent to deal with . Richard explained everything and made the process easy . Great discounts too .
Kristen Campion
Kristen Campion
17:46 19 Jan 23
Extremely satisfied with their service, appreciate and highly recommend Claire.
Vijaykumar Jagadeesan
Vijaykumar Jagadeesan
13:18 19 Jan 23
I was very happy with the consultation I received by Richard and the support he provided in getting the best life insurance for me and my partner. Can only recommend
It was lovely experiance with Alan in lowQutes. His patience in explaining every single details, finding best quote, following you up to ensure my understansing. I loved his passion and his wide knowledge regarding the different type of policies.I highly recommend dealing with him and wishinh him all the best.
mohammed mustafa
mohammed mustafa
13:34 18 Jan 23
Fantastic team. Kept me up to date with murmurings around interest rate hikes, which meant that we were able to lock a rate in ahead of two rate hikes. Made the process as painless as possible, kept on top of the bank for me, and everything that was reviewed by them was approved by the bank. Highly recommend
Nathan Cantwell
Nathan Cantwell
10:24 18 Jan 23
Great experience! The consultant form LowQuotes was quick to contact me and follow-up, offered me al necessary information and helped me decide on the right product for me. I definitely recommend them.
Olivia Sabotnicu
Olivia Sabotnicu
16:53 17 Jan 23
I had the absolute pleasure of dealing with Richard, who listened to my needs, advised me on what would work best, found me a fantastic deal and saved me a lot of money. Richard arranged a time that suited me for a call back and completed all paperwork over the phone and made everything super easy. I have already recommended Low Quotes to friends and family and will continue to do so.
Niamh Scally
Niamh Scally
18:37 16 Jan 23
Lovely staff easy to deal with quick and honest
Kenneth Byrne
Kenneth Byrne
15:59 13 Jan 23
The process couldn't have been easier or more hassle free from start to finish. I was dealing with Claire Clohessy and she couldn't have been more helpful.
John Andrews
John Andrews
17:01 09 Jan 23
I found the company very helpful,especially Richard,he was able to explain everything to me and made it sound so simple.Thank you for all your help.
Georgina Moore
Georgina Moore
21:15 06 Jan 23
I have to say from the minute Alan received my call until the call finished he was so professional. He went above and beyond for me to find me the best quote and policy around explained everything in details but in simple term he really is fantastic at his job.
Marsha Roche
Marsha Roche
17:11 06 Jan 23
I was very pleased with my policy from Low quotes who done all the handwork in getting me a policy that suited my needs.I found Richard Westman very informative and answered and queries I had with ease.Ewa Nowak
Ewa Nowak
Ewa Nowak
09:15 06 Jan 23
I could not find any fault with the service that I received from Low Quotes.. My broker John Hourigan was exceptional. He managed my income protection claim and from start to finish his compassionate approach to my circumstances deserves only five stars in my humble opinion. He was committed and understood from my perspective on all aspects of my concerns.I Highly recommend him.
Majella Twohig
Majella Twohig
18:39 04 Jan 23
The lady who contacted me was very helpful and professional. I've never gotten myself a policy like this and she explained everything to me clearly and in a simple manner - no jargon or salesperson talk
dylan putthaaree
dylan putthaaree
17:33 04 Jan 23
I only have good words to say about Ms Bernadine Day. She has been extremely exceptional and professional all throughout my mortgage journey. There has been quite a lot of personal difficulties along the way, but she was there to help me and assist in all my needs.I would totally recommend her as mortgage broker. She was not only helpful, she was also very efficient. She is very passionate with what she does and delivers excellent results.I could not recommend her enough!!!
Monica Bulaclac
Monica Bulaclac
10:20 03 Jan 23
RICHARD made updating a policy/ coverting to a new policy absolutely painless. So quick, and everything explained clearly. Thank you so much. Would definitely recommend to others.
Rachel Owens
Rachel Owens
17:12 21 Dec 22
We had to talk over 3 different occasions to get what I wanted at the best deal, and I am happy am covered
Diane Wood
Diane Wood
09:34 21 Dec 22
Had a great experience with Alan recently for mortgage protection. He was knowledge, efficieny and a pleasure to deal with. He made the whole process easy.
Catherine Bradley
Catherine Bradley
18:06 20 Dec 22
The team were really helpful in both mortgage and insurance matters, would recommend them to anyone!
Jana Platau
Jana Platau
13:56 19 Dec 22
Low Quotes helped me for two things: first regarding the Mortgage Protection Insurance as I got a much better and cheaper package compared to the one offered by my bank, secondly regarding my mortgage application. Bernadine Day my mortgage advisor at Low Quotes was helpful and made the process easier to secure my mortgage approval with a lower rate. She provided me with good advice throughout my application and called me directly when I got my AIP, then my letter of loan offer and finally when the mortgage was drawdown. I started my application later only after I found a property, so it took a bit longer than I anticipated but I am very happy with the outcome and had a good experience. Yes, I would recommend Low quotes.
Coco Glad
Coco Glad
16:39 16 Dec 22
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Unsure about any options on the form? Don’t know how much cover you need? Call our expert advisors for your free no obligation advice & quote.

Benefits of LowQuotes
Life Insurance

  • €50 Cash back on policies over €30p/m*

  • Free 'Will Kit' worth €120*

  • Compare every provider in 30 seconds

  • Up to 30% discount online

  • We beat any competitors quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

  • Guaranteed lump sum payment in the event of death

  • Convertible option available, allowing you to continue your policy after it ceases, without a medical

  • Serious Illness Option available that pays out on diagnosis

  • Can be index linked to keep up with inflation

  • Cover available from €2.30 per week

  • Covered up to the age of 91

Related Products

Mortgage Protection

Pay off your Mortgage if you pass away.

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Serious Illness Protection

Tax free payout on diagnosis of up to 40 critical illnesses.

Get your quote

Income Protection

Pays you a replacement income if you are unable to work due to illness or injury.

Get your quote

Life Insurance Information

Life Insurance is a secure investment for your family. Or simply to cover your funeral expenses. We compare every provider in Ireland in minutes.

You insure all the important things in your life. Such as your home, your car and your business, so why not insure your life and protect your family financially if you were to pass away?

Fill in some quick details for an online quote comparison, or speak to one of our Qualified Financial Advisors for more information.

  • Level Term Life Insurance provides a tax free lump sum payment to your family in the event of your death. This is the most popular form of life cover.
     
    Level Term Cover provides a fixed benefit & premium over a specified term. The cost and sum remain the same for the term of the policy.
     
    If there is no pay out during the term, the policy ceases.  Although there is no cash-in value and only pays out on death of the individual during the term.. It provides peace of mind to you and your family that you are both financially safe during your term. (Max age 91)
     
    With this policy, you can guarantee your loved ones receive the selected sum when you die. This will help to maintain their current standard of living, should the worst ever happen.
  • Like Level Term, this provides a tax free lump sum payment to your family in the event of your death. The benefit and premium will still remain the same throughout the chosen term of cover.
     
    A convertible option allows you to continue your policy after your term ends, for another specified term. Or to change it to a Whole of Life policy, both without having to provide further medical evidence from your GP.
     
    This is very advantageous, if your health deteriorated over the initial term. Because the availability of continued cover is still guaranteed. Convertible term’s cost compared with Level Term is very little for what it provides. (about 5-10%) depending on Age and Smoking status.
An insurance plan that lasts for the policy holders lifetime, and is not limited to a specific term. When you die, the policy provides a lump-sum payment to your family / dependents. It could also provide money to cover your funeral expenses. Your policy will also pay out immediately if you get diagnosed with a Terminal Illness.
 
This policy costs considerably more than Term Life Insurance. Even with convertible option applied to the Term Life Policy.

Decreasing Term Life Insurance is another name for “Mortgage Protection”. Where the cover amount decreases inline with the amount owed on the Mortgage loan, until it reaches 0. It would always be our advice to take out a “Term Life Insurance” policy instead, as when the Mortgage Loan is paid off.. The life cover remains and pays out to your family in the event of your death.

Serious Illness Cover

Life insurance doesn’t pay out on diagnosis of a Serious Illness. Unless you add a specified additional cover amount for Serious Illness Cover. This will result in a higher monthly premium.
 
When adding Serious Illness Cover, you have two options:
 
  • Accelerated Serious Illness: On diagnosis of a specified serious illness, the selected Illness cover amount gets paid. If you subsequently die during the term of the policy, the remainder pays out.
Example: If you selected €150,000 Life Cover and €100,000 Serious Illness Cover.. On diagnosis of a Specified Serious Illness – €100,000 pays out on diagnosis, €50,000 paid on death. 
 
  • Standalone Serious Illness: You choose a Life Cover amount and a Serious Illness Cover amount. On diagnosis of a Specified Serious Illness.. the selected Illness cover amount will get paid out. If you then die during the term of the policy – your full Life Cover amount would also get paid out.
Call us if you require Serious Illness Cover on your policy.
 

Life Insurance Indexation

Both your benefit and premium will increase annually at a set percentage. This is to protect against the negative impact of inflation on your cover amount. Call us if you require indexation on your policy.

Features

  • Advance Funeral Payment: For claims that get accepted but delayed due to probate. Royal London and Zurich will pay up to €10,000 to cover funeral expenses.

 
  • Guaranteed Insurability: You may wish to increase your cover. This can be up to 50% of the original benefit or €100,000 without underwriting. After certain life events such as getting married or having a baby.
 
  • Helping Hand Service: A Royal London only service. It supports families through difficult family circumstances. Such as: Serious illness. Chronic health conditions. Disabilities and Grievance by providing bereavement counsellors. Speech and language therapists. Second medical opinions. Therapy, massage and physiotherapy for Serious health issues.
 
  • Aviva Family Care: Short term counselling and carer support covering any family member over 18. It helps with: Mental wellness issues. Relationsip breakdowns. Work related stress or the challenges of becoming a carer.
 
  • Aviva Best Doctors: A network of over 50,000 medical specialists at your disposal. If you ever need a second medical opinion to help verify your diagnosis or treatment options. This can reduce the risk of any complications that arise from a misdiagnosis. This isn’t only for life threatening illnesses. You can get advice for any chronic or troubling ailments that affect your quality of life. Even if the condition was diagnosed before you took out your Aviva policy.
 

Extra Cover Options

  • Children’s Life Insurance: A lump sum benefit paid out on the passing of a child.
 
  • Accidental Death: Pays out even if your selected insurer is processing your application. Where the cause of death is an accident.
 
  • Terminal Illness Cover: If you get diagnosed with a terminal illness, your cover amount will be paid out immediately.

Royal London’s Helping Hand gives you one to one Personal Support from Royal London.

This free extra includes:

  • Providing bereavement counsellors, speech therapists, face to face medical opinions, therapies, massages, physiotherapy for serious health issues
  • Cardiac rehabilitation support
  • Support for coping with cancer
  • Family support for the loss of a loved one

Aviva Best Doctors is a second medical opinion is also available from Aviva for your Income Protection. This free extra includes:

  • A comprehensive professional review of your diagnosis/injury/treatment without you having to leave home.
  • Access to information from highly qualified specialists.
  • A personal Best Doctors Nurse care manager – Who will collate information about your condition to specialists, and inform you of any updates.

Single Life Cover

Only one person covered by the policy. If the individual dies within the term of the policy.. The cover amount gets paid to the policy holders estate or lender (Whichever selected).
 

Dual Life Cover

Both people covered equally under this policy. Dual Life Cover is a popular choice as it comes at no extra cost compared to Joint Cover. It pays out on both the first death and second death. Doubling the cover amount selected.
 

Joint Life Cover

Two people covered under a single policy. Joint Life Cover only pays out on one death.
 
Example: “Joint Life, First death” will pay out when the first named life dies. Nothing paid when the second person dies. If you currently have a joint cover policy, we strongly suggest you to review your Life Insurance.
 
It is important to note that most providers of Life insurance cover children for free up to a certain amount.
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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.