Skip to content Are you ready to take the next step in your money-saving journey?
Why Savings Matter
Do you find yourself overspending or going over budget? If so, you’re not alone.
According to the “Financial Wellbeing in Ireland 2023” report by the Competition and Consumer Protection Commission (CCPC), approximately 40% of individuals may struggle to have surplus funds at the end of the month. Furthermore, one in eight individuals can only cover their expenses for a month or less in the event of an income shock, highlighting the financial vulnerability many face (CCPC Report).
Similarly, a survey by the Irish League of Credit Unions 2022 (ILCU) revealed that 51% of Irish adults own a credit card, and around 29.6% rely on credit cards to cover monthly expenses. Alarmingly, 66% of credit card users are unaware of the interest rates they pay, and 61% don’t fully understand how credit card interest works (ILCU Report).
With rising costs and inflation, now more than ever, it’s vital to monitor spending habits and prioritize saving. A little effort today can create a significant financial cushion for tomorrow.
Take on the Savings Challenge
We’ve curated a selection of savings challenges designed to help you kick-start your journey toward financial security. Challenges can be a fun and engaging way to curb spending, build financial discipline, and work toward your goals. Whether it’s a small daily habit or a larger monthly target, our team has tried, tested, and proven these money-saving challenges.
Starting a savings habit is more than just putting money aside—it’s about fostering a healthier relationship with your finances. No matter how small the amount, every step counts. Pick a challenge that resonates with you and take that first step toward financial growth.
30 Days Savings Challenge
Start by saving €1 on Day 1, €2 on Day 2, and increasing the amount by €1 each day until Day 30, when you’ll have saved a total of €465. This challenge is perfect for beginners as it helps build a daily savings habit with small, manageable amounts while introducing the concept of compound interest—showing how consistent contributions can grow into a significant sum over time. The gradual increase keeps it fun and achievable, making it an excellent way to develop strong financial discipline.
Are you ready to get Started?
After you download your Challenge, one of our expert financial advisors will be in touch shortly to provide you with guidance on how to start a Savings Plan to build the future tou always wanted!
6 Weeks Coffee Saver Challenge
Instead of buying a coffee each day (with the average price in Ireland at €3.50), save that amount during your usual 5 working days a week, and in just 6 weeks, you’ll have over €100 set aside. This intermediate challenge highlights the power of cutting small, everyday expenses to achieve bigger financial goals. It serves as a great reminder to evaluate where your money is going and to be more intentional with spending. Simple sacrifices, like skipping a daily coffee, can add up to meaningful savings over time, helping you develop smarter financial habits.
Are you ready to get Started?
After you download your Challenge, one of our expert financial advisors will be in touch shortly to provide you with guidance on how to start a Savings Plan to build the future tou always wanted!
52 Weeks Savings Challenge
Commit to saving €100 per week for 52 weeks, and by the end of the year, you’ll have an impressive €5,200 set aside. This challenge is designed for advanced savers who are ready to take on a long-term financial goal with commitment and discipline. It’s ideal for those saving for a vacation, home renovation, or building an emergency fund. By sticking to this plan, you’ll develop patience, financial resilience, and the satisfaction of achieving a substantial savings milestone.
Are you ready to get Started?
After you download your Challenge, one of our expert financial advisors will be in touch shortly to provide you with guidance on how to start a Savings Plan to build the future tou always wanted!
Save Smart for your Children’s Future!
Make Your Savings Visible and Motivating
To make the most of your challenge:
- Download and Print Your Challenge: Place it somewhere visible as a daily reminder.
- Create a Dedicated Space for Savings: Whether it’s a traditional piggy bank, a Revolut Vault, or a savings account at your bank, having a designated place to store your money can keep you motivated.
- Automate Your Savings: Set up automatic transfers in your bank for a specific amount at regular intervals. Automation helps ensure you’re staying consistent without extra effort.
Take control of your financial future and enjoy watching your savings grow. Ready to get started? Choose your challenge and take the first step toward achieving your financial goals!
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