Online Application
You will require 6 months of pay-slips and bank statements.
Buy your bigger Home
Once your lender approves your loan, you can make an offer on your new home.
Moving Home Mortgage
Calculate Your Monthly Repayments
- A Dedicated Mortgage Advisor will guide you through the online application process.
- Enter your details.
- Log in to your digital application portal.
- Upload your supporting documents.
- Fast-track Mortgage Approval.
- Unsure about the process?
- Require Mortgage advice from our Mortgage experts?
- Choose a time and date that suits you.
Online Application Explainer
- A proven track record in gaining acceptance for our clients.
- Access the lowest rates on the Mortgage market.
- Mortgage Approval in 72 hours.
- 2% Mortgage Cashback Offer.
Moving Home
It doesn’t matter what your current situation is or what state of the moving process you’re in. We will always offer expert advice to make the process of applying for a Mortgage seamless and straight forward.
No matter how stressful you find moving home.. We’re always only a phone call away.
How to get started
It doesn’t matter what moving stage you’re in, We’ve made it easier than ever to get started with your Mortgage. All you have to do to get started is click ‘Apply for your Mortgage Online’ above or Book an appointment, fill in your details and our mortgage team will contact you. You can also book a time and date that suits you, or call us directly on 1800-828-800.
The most common maximum borrowing amount is 3.5x your annual gross salary (Some exceptions may apply). This is based on a single income application. If it is a dual application it is 3.5x both annual salaries combined.
Before you apply for your Mortgage, you are required to have 10% of the loan value of the property.
For example, If you require a Mortgage of €200,000 – You would require a deposit of €20,000.
With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between you and the lender.
This is a percentage figure which represents the difference between your mortgage loan and the value of your property. For example if your mortgage is €100,000 on a property valued at €200,000, your LTV rate would be 50%.
LTI is your Loan to Income rate, generally you are allowed to borrow 3.5x your annual income before tax. Some exceptions may apply.
Variable rates allow you to increase your re-payments, you can also use a lump sum to pay off all or part of your mortgage, or re-mortgage without having to pay any fixed rate breaking fees. However, variable rates can rise and fall meaning your mortgage repayments can go up or down during your Mortgage term.
This is the amount you owe excluding costs and interest. This is also known as the “Principal” of your loan.
This is when you are given an indication of approval from our first discussion with you, without having to see any documentation. This is not guaranteed approval.
The date the mortgage must be repaid in full, or by which a new agreement needs to be taken out.
Why Choose Us?
- Compare the Mortgage market.
- Best Interest Rates.
- All Mortgage Options.
- Quality Customer Care.
- A Dedicated Mortgage Advisor will guide you through the online application process.
- Enter your details.
- Login to your digital application portal.
- Upload your supporting documents.
- Fast-track Mortgage Approval.
- Unsure about the process?
- Require Mortgage advice from our Mortgage experts?
- Choose a date and time that suits you.
