Remortgage in Ireland

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Remortgage appointment

Mortgages - switch and remortgage
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What type of Switcher are you?
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Benefits of Lowquotes Mortgages

Proven Track record of gaining acceptance

Access the lowest rates on the market

2% Mortgage Cashback Offer

Indicative Approval in 72 hours after assessment

Remortgage Online

Step 1

Enter your details

Your dedicated award winning mortgage advisor will guide you
through your application.

Step 2

Log In

Log in to your digital application portal & upload your documents.

Step 3


Fast-track Mortgage Approval.


It doesn’t matter who your current provider is in Ireland, or what your current situation is. We will always offer expert advice to make the process of remortgaging seamless and straight forward. You might want to raise some money for home improvements, consolidate debts, release equity, pay for education, or simply to avail of lesser rates. We’re always only a phone call away.

How to get started

When remortgaging, We’ve made it easier than ever to get started. All you have to do is click ‘Book an appointment’, enter some quick details and one of our award-winning Mortgage advisors will get in touch with you on the date & time you specified. After your call you will be sent a link to our state-of-the-art online application portal, which streamlines the mortgage switching process, allowing you to upload your documents and get the approval online for your new mortgage.


You can borrow up to 90% of the value of the property and consolidate up to 25% value in other loans.


You will require 6 months of pay-slips and bank statements to apply for your Mortgage online.


Once your lender has approved your remortgage, you can pay off any debt, complete your renovations or simply enjoy your savings.

Online Remortgage Application Tutorial

Watch how seamless and straight-forward Remortgaging your home is. In under 10 minutes you can complete your application. All with guided assistance from your dedicated award winning Mortgage advisor.

Calculate your monthly mortgage repayments

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Want to get started and remortgage your home? Need more advice?

Book an appointment to speak with one of our Expert Mortgage Advisors by clicking Book an appointment and simply fill in your details and our Mortgage team will contact you on the time and date you select and assist you with your Remortgaging query.

Your Remortgage Questions Answered

The most common maximum borrowing amount is 3.5x your annual gross salary (Some exceptions may apply). This is based on a single income application. If it is a dual application it is 3.5x both annual salaries combined.

Before you apply for your Mortgage, you are required to have 10% of the loan value of the property.

For example, If you require a Mortgage of €200,000 – You would require a deposit of €20,000.

With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between you and the lender.

This is a percentage figure which represents the difference between your mortgage loan and the value of your property. For example if your mortgage is €100,000 on a property valued at €200,000, your LTV rate would be 50%.

LTI is your Loan to Income rate, generally you are allowed to borrow 3.5x your annual income before tax. Some exceptions may apply.

Variable rates allow you to increase your re-payments, you can also use a lump sum to pay off all or part of your mortgage, or re-mortgage without having to pay any fixed rate breaking fees. However, variable rates can rise and fall meaning your mortgage repayments can go up or down during your Mortgage term.

This is the amount you owe excluding costs and interest. This is also known as the “Principal” of your loan.

This is when you are given an indication of approval from our first discussion with you, without having to see any documentation. This is not guaranteed approval.

The date the mortgage must be repaid in full, or by which a new agreement needs to be taken out.

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