New Customer:

Upgrading Customer:

• Private & semi private room in a public hospital.
• Up to €100 back on visits to a wide range of minor injury clinics.
• Unlimited access to Healthy Minds phone counselling service.

An excess is the amount of money you agree to pay toward the cost of your medical treatment before your insurance policy kicks in and begins covering the remaining charges.

For example, if your health insurance policy has an excess of €500 and you have a hospital bill of €2,000, you would pay the first €500, and your insurance company would cover the remaining €1,500.

Day-to-day medical expenses for health insurance refer to the costs incurred for routine medical care that are covered by a health insurance policy. These expenses typically include:

1. GP Visits: Costs associated with visiting a general practitioner for routine check-ups or minor health issues.
2. Prescription Medications: Expenses for prescribed drugs and medications.
3. Specialist Visits: Fees for consulting specialists such as dermatologists, cardiologists, or other experts.
4. Diagnostic Tests: Costs for diagnostic tests like blood tests, X-rays, or MRIs.
5. Physiotherapy: Expenses for physical therapy sessions.
6. Dental and Optical Care: Coverage for dental check-ups, treatments, and optical care such as eye exams and glasses.
7. Minor Procedures: Costs for minor surgical procedures performed on an outpatient basis.

These day-to-day benefits help manage the out-of-pocket expenses for routine health care, making it easier for policyholders to maintain their health without worrying about the cost of regular medical services.