Speak to an Advisor
Unsure about some of the options here? Don’t know how much cover you need? Call our expert advisors for your free no obligation advice & quotation.
Your Team
Shane Tobin
Qualified Financial Advisor
Claire Clohessy
APA Life Insurance Advisor
Sinead Fogarty
Qualified Financial advisor
Richard McEvoy
Qualified Financial Advisor
Jessicka Kelly
Qualified Financial Advisor
Types of Cover
- Guaranteed means that premiums will not be reviewed during its term.
- Reviewable means that the provider reserves the right to review your premium.
- Personal is for Employees only.
- Executive is for Self-Employed people only.
Occupational Classes
- Class 1) Professional, managerial occupations, administration, clerical, involving no manual work. (E.g. Doctor, Accountant, Lecturer, IT Consultant)
- Class 2) Occupations involving occasional manual work (Building Foreman, Chef, Store Keeper, Physiotherapist)
- Class 3) Skilled non-manual and manual occupations (E.g. Electrician, Nurse, Care Assistant, Van Driver)
- Class 4) Partly skilled and unskilled manual occupations (E.g. Carpenter, Plumber, Blocklayer, Shop Fitter)
Key Benefits
- Cover up to 75% your annual salary.
- Optional deferred periods of 4, 8, 13, 26 & 52 weeks.
- Your policy can be index linked (Keep up with inflation).
- Covered up to your retirement (Usually 65).
- Eligible for income tax relief at your marginal rate of tax.
- Increasable cover without underwriting.
- Applications can be completed digitally with online signatures or by post.
Why Choose Us?
- Guaranteed Lowest Premium in Ireland.
- We compare every provider in Ireland.
- Free €30 One4All Voucher.
- Free Will Starter Kit worth €120.
- Up to 30% Off Online
- Zero Broker Fees.
- Zero Additional Commission.
- Price Promised & Protected.
