Income Protection Quote
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Google Verified Reviews
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I request a quote on line and received a phone call from Catherine very promptly. Catherine was extremely helpful and guided me through all my options ending with the right policy for me. I would have no hesitation in recommending Low Quotes you will receive a great service.
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If you want to review your MPI and Life cover Claire is brilliant at what she does. I have never had things explained to me so comprehensively by any other company. There is no hard sell, just a thorough run through your circumstances and suggestions on what would work for your family and budget. Responsive to emails and accommodating with calls at a time that suits you. Well done also on a modern, easy to consult website!
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Well done to Ciaran and everyone at LowQuotes. I needed to get policies in place quickly and they pulled out all the stops to have the policies issued with 48 hours. They were very competitive price wise and kept me informed of progress on a constant basis.
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I started an online quote at 13:30. Claire called me at 14:30. By 16:00 the process was completed and my mortgage protection insurance was finalised.
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Just off the phone with Claire. She was so helpful and only took about 10 mins to put cover in place. Claire was extremely professional and a pleasure to deal with. Thanks Claire. GREAT customer service and care.
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Great communications and service, as well as saving me money for the rest of my life! Thanks Catherine.
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I requested a quote online & I received a call back from Claire. She helped find us the best value quote for our mortgage protection. She was very helpful, professional and explained everything throughout. Claire’s customer service was amazing she made the whole experience very pleasant & non judgemental. I would highly recommend using low quotes. My new policy was set up instantly.
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I dealt with Catherine over the phone and email, pleasure to speak to, came across very knowledgeable, polite and professional. Quote I received came in better than I expected. I would recommend anyone to contact Catherine and Low Quotes to purchase their insurance.
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I dealt with Claire yesterday when myself and my husband were panicking to get our mortgage protection approved last minute. Claire was amazing. So friendly professional and helpful. We had every thing sorted within 20 minutes. I really can not recommend them more. Great service from start to finish
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Our Offers
- €50 Cash Back On Policies Over €30p/m*.
- Free 'Will Kit' Worth €120*.
- Up to 30% Discount Online.
- Compare All Providers In Minutes.
- We Beat Any Competitors Quote.
- Quote, Apply, DocuSign, Online.
- Same Day Emergency Cover - Cover In 1 Hour.
Speak to an Advisor
Unsure about some of the options here? Don’t know how much cover you need? Call our expert advisors for your free no obligation advice & quotation.
Your Team
Shane Tobin
Qualified Financial Advisor
Claire Clohessy
APA Life Insurance Advisor
Sinead Fogarty
Qualified Financial advisor
Catherine Edmonds
Qualified Financial Advisor
Ciaran Dooley
Qualified Financial Advisor
Jessicka Kelly
APA Life, Pensions, Loans
Types of Cover
- Guaranteed means that premiums will not be reviewed during its term.
- Reviewable means that the provider reserves the right to review your premium.
- Personal is for Employees only.
- Executive is for Self-Employed people only.
Occupational Classes
- Class 1) Professional, managerial occupations, administration, clerical, involving no manual work. (E.g. Doctor, Accountant, Lecturer, IT Consultant)
- Class 2) Occupations involving occasional manual work (Building Foreman, Chef, Store Keeper, Physiotherapist)
- Class 3) Skilled non-manual and manual occupations (E.g. Electrician, Nurse, Care Assistant, Van Driver)
- Class 4) Partly skilled and unskilled manual occupations (E.g. Carpenter, Plumber, Blocklayer, Shop Fitter)
Key Benefits
- Cover up to 75% your annual salary.
- Optional deferred periods of 4, 8, 13, 26 & 52 weeks.
- Your policy can be index linked (Keep up with inflation).
- Covered up to your retirement (Usually 65).
- Eligible for income tax relief at your marginal rate of tax.
- Increasable cover without underwriting.
- Applications can be completed digitally with online signatures or by post.
Why Choose Us?
- Guaranteed Lowest Premium in Ireland.
- We compare every provider in Ireland.
- €50 Cash Back on policies over €30 per month*.
- Free Will Starter Kit worth €120*.
- Up to 30% Off Online
- Zero Broker Fees.
- Zero Additional Commission.
- Price Promised & Protected.
*Only applicable if your policy is over €30 Per Month. If you return your completed digital signature online within 5 days of the date of completeing your Preliminary Health Questionaire online, You will receive a bank transfer of €50 to the account provided in your signed online document.
*Direct Debit will be sent following the first Direct Debit payment of your policy.
*Free Will Kits will be sent (if requested) via Email for ease of editing (unless requested otherwise).
