Lump Sum Investments Ireland

Do you have a Lump Sum of Money? Explore some of the key investment opportunities, risks, and strategies to help you make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Meet our Team of Expert Advisors

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J ShinerJ Shiner ★★★★★ Delighted with the help and advice I got here, I now have a better policy which suits my needs for a lower price, all thanks to Shaun and low quotes, I would recommend this to everyonemelissa haydenmelissa hayden ★★★★★ Could not of been happier with my service and guidance from Richard, Cormac & Seamus. Richard went above and beyond to ensure 8 knew exactly what I was receiving and understood. Amazing 👏Claudia Da Costa IngoldsbyClaudia Da Costa Ingoldsby ★★★★★ Shaun was a true pleasure to work with throughout obtaining health insurance and couldn't have been friendlier or more help! recommend to anyone needing assistance.Stephanie RyanStephanie Ryan ★★★★★ Great information from Joe. He was very helpful and knowledgeable and tailored the policy to suit our budget and needs. Would recommend!Debbie ReillyDebbie Reilly ★★★★★ Myself and my husband dealt with Richard Westman for our life insurance policy. I'm not sure I can even give this man the justice he deserves with words. I have honestly never come across such a genuinely kind, caring, patient, non-judgemental, courteous man. He made the whole process so simple and easy, giving us all the information we needed without having to question him about anything. Richard went a step beyond to help us get the best policy at a budget we could afford. I highly recommend requesting Richard if you are ringing to look for a quote.Helen DoyleHelen Doyle ★★★★★ Colin provided outstanding support with my life insurance cover. He was knowledgeable and efficient, making the process smooth and easy. I would highly recommend Colin and LowQuotes as a provider.Gerard O' ReganGerard O' Regan ★★★★★ Colin couldnt have been nicer.House sale was getting very near and I was afraid I wouldn't get life insurance sorted in time. 30 min phone call and I was covered and reassured the whole way through. Top man, excellent at his job and I couldn't recommended him enough.Clodagh SmithersClodagh Smithers ★★★★★ Colin was very helpful and made the whole experience very easy, I would highly recommend him and low quotesDavid HurlDavid Hurl ★★★★★ Dealt with Conor and he was great walking me through the stepsMade the process super easy and informativeJordan LipperJordan Lipper ★★★★★ Excellent service, I dealt with Richard Westman and from the very beginning he took care of me and answered all my questions and was very patient with me while he took to time to explain everything to me . Highly recommended 👌Ashlinn CumminsAshlinn Cummins ★★★★★ Dylan has been incredibly helpful and friendly throughout the whole process of obtaining life assurance. He has been able to guide me and given great advice in an area I know nothing about, and has been brilliant in helping with any questions I have had since. Couldn't recommend more highlyMinjeong KimMinjeong Kim ★★★★★ I got both IP and SIC from Niall. I'm extremely satisfied the result I have now. He answered all my questions without judgement for me to choose the right option. I can't recommend him enough. Thanks Niall.thomas chawkethomas chawke ★★★★★ Excellent service, Richard was very helpful in helping us set up our life insuranceKaren O'FlahertyKaren O'Flaherty ★★★★★ Colin is informative and very helpfulNo hesitation recommending Colin and Low Quotes.ieJamie MurnaneJamie Murnane ★★★★★ Richard couldn’t have done anymore for me if he tried . Extremely helpful and tried his best to stick to my budget and give me the best deal in the meantime. It took a few days but he was persistent and got me sorted. Super understanding and helpful. Thanks Richard .Darragh O BrienDarragh O Brien ★★★★★ After speaking to Seamus me and my partner were reassured about what our options were together, he answered all our questions and he was an absolute pleasure to deal with. Would highly recommend getting in touch over the phone for your plan.Richard BulfinRichard Bulfin ★★★★★ Fantastic service from our broker Bernadine. She made the process of getting a mortgage easy and stress free. We would have struggled by ourselves as our house was not a straight forward buy. Highly recommendAamir BanderkerAamir Banderker ★★★★★ We applied for our life insurance through them. Richie is an amazing advisor. He explained the quotes and policy documents in great details. He was also good in advising on various products that would cater our precise requirements. We spoke couple of times, each time he explained the policy in great detail. I would highly recommend LowQuotes and thanks to Richie for helping us set up our policy.Ramy MorsyRamy Morsy ★★★★★ Great company!Had an outstanding support and experience working with Niall.One of best customer experience you can get out there!Holly CaulfieldHolly Caulfield ★★★★★ We used Low Quotes to get life insurance and I'm really happy with the service. We spoke with Colin who was really great and super helpful and explained everything fully to us in detail and answered all our questions. I'd definitely recommend anyone to use them.Alan McAdooAlan McAdoo ★★★★★ Excellent serviceGeorge HannemanGeorge Hanneman ★★★★★ Helpfull and a great expirienceC MC M ★★★★★ Look no further than lowquotes.ie. I can’t recommend Richie Westman enough. He was incredible while working with us. Even though there was a lot of delay and back and forth from our end, he was extremely patient and accommodating. He made sure we had all the information we needed even if it meant repeating things to us a multiple times.If you’re starting your first time mortgage journey, Richie is the the guy you’d want to talk with. Well done Richie and thanks a ton!Alexandra MolnárAlexandra Molnár ★★★★★ Had an amazing experience with Richie Westman. He was patient, super accommodating, and very clear on his explanation when I had questions. I really appreciate his time and expertise, his help will certainly alleviate the some of the stress involved in securing a mortgage.Jennifer MulhollandJennifer Mulholland ★★★★★ Had an outstanding experience with Low Quotes, especially with Alan, while arranging mortgage protection. Alan's professionalism and assistance made the process incredibly smooth. His proactive approach alleviated our stress, as he went the extra mile to stay in touch and ensure we had all necessary documentation to finalize our mortgage. Highly recommend Low Quotes without hesitation.guddu sonuguddu sonu ★★★★★ I would rather not think of any other company to deal with Life insurance and Mortgage protection. I dealt with Seamus who really helped me understand the process as I was a newbie, by providing an exceptional service and information. 100% friendly experience and a very smooth process.Louise KelleherLouise Kelleher ★★★★★ I cannot speak highly enough of Bernadine Day. Our mortgage journey was not a straightforward one and I can honestly say we wouldn't have gotten through it without Bernadine's help. She pointed us in the direction of the right lender for us and guided us through the process with professionalism and empathy. Her knowledge, expertise and kindness are unparalleled. She was always available by message or by phone to answer any questions we had or to assuage any anxieties we had. She dealt with our lender on our behalf and was always prompt in relaying messages from them and in passing on any requests they had for documentation. Bernadine was so helpful too in explaining the different jargon and terminology we weren't used to. She will always have our gratitude for guiding us through the journey and into our dream home.Kind JewelsKind Jewels ★★★★★ There is no other mortgage broker like Bernadine Day. Our mortgage journey was not the most straightforward, and having Bernadine on our side through it all was a blessing. She has vast experience and a can-do attitude ~ she is the reason my partner and I have this mortgage.If you are beginning your mortgage journey, chat to Bernadine. You will be in the best hands possible.10/10, highly recommended.Barry BrownBarry Brown ★★★★★ Richard Westman and the team are LowQuotes are super helpful. Really helped us get the best deal on Mortgage Protection very efficiently. Very professional and easy to deal with.leah holohanleah holohan ★★★★★ I had recently inquired about life Assurance in January and I had Richard Westman looking after me, I would highly highly recommend Richard, he was great to work it, he was keeping me in the loop and helping me get the best quotes of cover. I am delighted with the deal he got me and I would definitely come back for anything else I want to add or any queries I would have.Michael CassinMichael Cassin ★★★★★ Very Good company to deal with, we dealt with Seamus who gave us clear easy to understand information and was very reassuring when we had questions or requested clarity on any issues if we had. Overall would recommend this company to anyone who is looking for any quote's. Thanks again Michael and AmandaAngela DoyleAngela Doyle ★★★★★ Very good company to deal with. we dealt with Seamus who gave us clear easy to understand information and was very reassuring when we had questions or requested clarity on issues. Overall would recommend this company to anyone who is getting a mortgage Protection life cover, or anything they are the best to deal with I won't be changing again. Thanks so much for a fantastic team. 😀😀😀Rebecca NicholsonRebecca Nicholson ★★★★★ Richard Westman was extremely helpful and efficient when sorting our life cover. He also was really friendly which made the experience even better. Thank you!Margaret MorrisseyMargaret Morrissey ★★★★★ Bernadine Day worked tirelessly to remortgage my home. At times it was difficult to navigate due to my complicated housing portfolio but Bernadine`s support and efficiency guided me through the rough waters. She really does go above and beyond to help achieve the best rates for her customers. I are hugely grateful to her. Bernadine`s communication is always clear and concise and no issue is ever too big for her to assist with. Thank you for your help, I will no doubt be back if I purchase again.Date of experience: March 2024abhineet kushwahabhineet kushwah ★★★★★ We got best quotes from LowQuotes. Whole process was easy and hassle free because of Advisors (Alison Fitzpatrick). She was every helpful and responsive for each query.Sweeter than HoneySweeter than Honey ★★★★★ Richie has been very thorough with the details of the mortgage protection that we are hoping to avail. He let us understand how the benefits can impact us in the most simplest terms. Furthermore, he was tactful and patient with every queries we asked. Well done, Richie.Thank you.Behnam RavanBehnam Ravan ★★★★★ I have to say absolutely my pleasure to work with this company they're amazing people and so helpful they're the best of the best 👌 👍kara heriotkara heriot ★★★★★ Richard Westman was incredibly helpful, reassuring and listened to what my needs were. It was a very smooth process and delighted to have taken out Life Cover that suits our families needs.Holly MurphyHolly Murphy ★★★★★ Get service - honest & informative. Highly recommendmackieboy1989mackieboy1989 ★★★★★ Had a great experience. Richie my advisor was on hand to answer any questions. He was also very responsive and found the best solution for my specific needs in a timely fashion.I intend to use Richies services again and will be recommending to family and friends.Darren Mc NamaraDarren Mc Namara ★★★★★ Richard was very helpful in the process of our application he made everything straight forward for us, we would recommend him to others goin' forward.Chee Keong PhungChee Keong Phung ★★★★★ Amazing service from Richard Westman!!Highly recommend Richard if you are looking for mortgage protection and other insurance.He is so helpful.Couldn’t recommend him enough 10/10Sophie RigneySophie Rigney ★★★★★ Couldn't recommend low quotes enough Richie Westman was our advisor and nothing was a problem, he got our policy up and running without any issues, kept in touch with us throughout the process to let us know how things were going and he was very efficient. We are so happy this process was made so easily and puts our minds as ease for our future!!kelvin Akhabuekelvin Akhabue ★★★★★ My life cover protection was so easy the way Fiona took me through the process and I thanks her now I am fully cover for my family.I will highly recommend anyone to LowQoutes and for any assistance.Thank you Fiona RobinsonGary WalshGary Walsh ★★★★★ Highly recommend speaking to Richie if you are looking for mortgage protection. Myself and my wife were delighted with the service from Richie, so efficient and easy to deal with! 10/10Sinead McGuinnessSinead McGuinness ★★★★★ Richie was so professional but friendly and helped me through my application and was super helpful. I would have no hesitation in recommending lowquotes to friends and familyjs_loader

Investing a lump sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs.

It’s advisable to seek advice from one of the financial advisors at LowQuotes. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum

  • Generate higher returns: The potential returns from investing your money may be higher than those from keeping it in a savings account alone.
  • Overcome inflation: Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.
  • Reach your financial goals faster: Whether you're saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

Benefits of a lump sum investment

  • Access to a wide range of investments options

  • Your money will be placed in funds managed by some of Ireland's top fund managers

  • Easy to get started

  • Potential for immediate returns

  • Cost-effectiveness

  • Flexibility in running your investments plan

  • Transparency and accountability

  • Ideal for individuals who prefer to invest long-term

  • Protection against inflation

Investing a lump sum of money allows investors to potentially take advantage of favourable market conditions and immediately put their money to work.

Investment Goals

  • Accumulating wealth

  • Home renovations or improvements

  • Children's education

  • A new home

  • Upgrading your car

  • Start a business

  • A career break

  • Enjoy your retirement early and comfortably

  • Inheritance planning

By setting clear investment goals, developing an effective investment strategy, and consistently contributing to your portfolio over time, you can potentially build a secure financial future for yourself and your loved ones.

The Investment Process

Step 1

Gathering Information & Analysis

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Step 2

Performing Risk Profile

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Step 3

Recommend funds

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Step 4

Implementation

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Step 5

Progress & Updates

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Why you should invest in ESG funds in Ireland

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

Helping you design
the future you want

Building a strong relationship with our clients throughout their lifetime is our core value.
We believe it’s essential for every aspect of a clients financial outgoings be planned & managed carefully such as cashflow, mortgages, protection, retirement & investments. 

This ensures a clients financial goals can be effectively met. 

If you have a specific requirement in mind – we also have specialist advisors in each financial product willing to assist you.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.