Lump Sum Investments Ireland

Do you have a Lump Sum of Money? Explore some of the key investment opportunities, risks, and strategies to help you make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

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Uday BashaboinaUday Bashaboina ★★★★★ Best deals for mortgage protection. I recommend "low quotes". Time saver as there wont be any queue/call waiting if you want to talk to them. It is a direct phone which rings and they answer straight away. Talking to Alison was really great to deal with. Money saver compared to other insurance providers.Trisha FallonTrisha Fallon ★★★★★ Found Low Quotes very easy to deal with, very informative and communication regarding every aspect excellent especially staff member Michael.Jack ColdrickJack Coldrick ★★★★★ I reached out to in relation to securing mortgage protection. I spoke with one of their financial advisors - Colin Bailey who was incredibly helpful, insightful and transparent. I'm not well versed on these things and he took the time to explain everything in detail and ensure I was comfortable moving forward. Thank you Colin! I'd highly recommend murraynorman murray ★★★★★ Very happy with my policy through lowquotes...was dealing with Dylan who was very helpful in every aspect and went up and beyond to help me out and get the best policy possible to suit me...will definitely be recommending family and friends to deal with Dylan.Thanks again for all your help Dylan your a great asset to lowquotes 🙂Cameron ElliottCameron Elliott ★★★★★ In a generation where trust and loyalty isn’t everyone’s first priority. I have never felt more looked after in regards to insurance advisory and future planning than in the very capable hands of Mr Dylan Cadwell. A 5 star service from the beginning this is a man who is passionate and driven in giving truly a first class service to all his clients and potential clients no matter what the circumstances or obstructions might be. All I can really say is that if you’re not on board now, it’s time to get the ball rolling before it’s too late, Dylan Cadwell is a true professional who won’t let this opportunity get away.kevin braneykevin braney ★★★★★ I recently had the pleasure of working with Dylan, my financial advisor, and I couldn’t be more grateful for his expertise and guidance. He helped me set up a health care plan that perfectly suits my needs and those of my two kids. Dylan’s knowledge and professionalism were evident throughout the process, and he patiently answered all my questions. I highly recommend Dylan for anyone seeking financial advice and assistance. Thank you, Dylan, for your outstanding service!MartinMartin ★★★★★ I would like to thank Richard from lowquotes for helping me find mortgage protection, I was very stressed because I was refused already but Richard made everything stress free and as I work office hours it was no trouble for him to arrange a meeting to suit my needs, everything was done efficiently and smoothly and all email communication was quick, thanks for your help Richard it’s really appreciatedCian ReddyCian Reddy ★★★★★ Dealt with Dylan Cadwell , incredible attention to detail and customer service. Unbelievably helpful from the get to and made the process so easy. Will definitely be going back and dealing with this company and with Dylan again.Sheehan SinhaSheehan Sinha ★★★★★ Had a really great experience with low quotes. Big shout-out to Richard Westman who was extremely professional and helped us through out mortgage protection process very easily. We didn't have to worry about anything. I would recommend low quotes and go through Richard. Really great guy and extremely helpful.Aaron SheehanAaron Sheehan ★★★★★ Finally got some great help getting insurance, thanks so much with your help guys and Dylan cadwel you were great over the phoneLeanne MullenLeanne Mullen ★★★★★ Amazing service provided by Dylan Cadwell! Extremely professional and thorough experience throughout the whole process of implementing my cover! An absolute gem and went over and beyond to get me the best cover! I have recommended Low Quotes/ Dylan Cadwell to all my friends and family! Thank you Dylan for all your help!Eoghan FarrellEoghan Farrell ★★★★★ Dylan Cadwell was very helpful today couldn’t recommend him any more!Michelle GaviganMichelle Gavigan ★★★★★ Dylan Cadwell was very helpful and thorough in helping me find the best level of cover and protection. His advice and knowledge was fantastic and I am very happy I committed to speaking to low quotes !Luke ByrneLuke Byrne ★★★★★ Dylan provided outstanding financial advice, and the experience of dealing with him was truly enjoyable. Highly recommend his services!Marcin LisMarcin Lis ★★★★★ I contacted today looking for a professional financial advice and it is safe to say that I received just that. Dylan Cadwell has outdone himself and walked me through every little bit of information that was relevant to my situation and made it very simple and easy to understand. I couldn’t recommend LowQuotes and Dylan more to anyone looking for a financial advise. Thank you!Cody McGrathCody McGrath ★★★★★ Great service particularly from my financial advisor Dylan Cadwell. One of the best in the businesseimear sherwineimear sherwin ★★★★★ I would just like to thank the team at low quotes for helping me get the perfect policy in place for me and my family, our financial advisor Dylan Cadwell in particular who tailored a policy to suit out individual needs! The service and wealth of knowledge was next to none! I would highly recommend Dylan and low quotes to anyone!ornaith o'riordanornaith o'riordan ★★★★★ We dealt with Colin and he was absolutely brilliant. Everything was explained perfectly and quickly and he made the process of getting our mortgage protection so quick and easy.Would 100% reccommend and ask for Colin!Adam HollandAdam Holland ★★★★★ Very nice people to work with. Would recommendMarie-Lou DempseyMarie-Lou Dempsey ★★★★★ Great service from Colin Bailey who patiently covered all the options and answered all my questions, Mortgage protection cover sorted!Jeomerly-Anne ChicoJeomerly-Anne Chico ★★★★★ Many of my colleagues advised me to take a Life Insurance Policy. LowQuotes Colin Bailey helped me and my partner understand our needs and is very patient with our queries. Highly recommended.Mark ReynoldsMark Reynolds ★★★★★ What a great service and well educated staff highly dedicated to meeting my needs most notably Dylan Cadwell's exceptional attention to detail while providing services was truly commendable.His thoroughness and precision not only instilled confidence but also ensured that every aspect of the financial process was handled meticulously. I highly appreciate his commitment to delivering a service marked by keen attention to detail. His knowledge expands over a wide range of areas and I wish you luck in your future endeavours.Thank youPaulo SousaPaulo Sousa ★★★★★ I recently had the pleasure of engaging with Dylan for insurance and mortgage protection services, and their commitment to outstanding customer service exceeded my expectations!When I reached out to inquire about insurance and mortgage protection options, he demonstrated an unwavering commitment to providing exceptional customer service with personalized attention, clear communication, and expertise.I confidently recommend Dylan to anyone seeking reliable and customer-focused insurance and mortgage protection services. His dedication to providing exceptional customer service truly sets them apart!laura fetherstonlaura fetherston ★★★★★ I dealt with a lovely man called Richard. He was very accommodating to suit me and my husband with a call back . He got us a great deal . We are very happy with what he helped us pick .Fiona JessupFiona Jessup ★★★★★ Richard was so helpful and explain the different policy we could go for. He was very patience with questions and gave get advice. Would definitely recommend him. Everything set up in no time and feel much happier now for the future. Thanks againjs_loader

Investing a lump sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs.

It’s advisable to seek advice from one of the financial advisors at LowQuotes. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum

  • Generate higher returns: The potential returns from investing your money may be higher than those from keeping it in a savings account alone.
  • Overcome inflation: Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.
  • Reach your financial goals faster: Whether you're saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

Benefits of a lump sum investment

  • Access to a wide range of investments options

  • Your money will be placed in funds managed by some of Ireland's top fund managers

  • Easy to get started

  • Potential for immediate returns

  • Cost-effectiveness

  • Flexibility in running your investments plan

  • Transparency and accountability

  • Ideal for individuals who prefer to invest long-term

  • Protection against inflation

Investing a lump sum of money allows investors to potentially take advantage of favourable market conditions and immediately put their money to work.

Investment Goals

  • Accumulating wealth

  • Home renovations or improvements

  • Children's education

  • A new home

  • Upgrading your car

  • Start a business

  • A career break

  • Enjoy your retirement early and comfortably

  • Inheritance planning

By setting clear investment goals, developing an effective investment strategy, and consistently contributing to your portfolio over time, you can potentially build a secure financial future for yourself and your loved ones.

The Investment Process

Step 1

Gathering Information & Analysis

Step 2

Performing Risk Profile

Step 3

Recommend funds

Step 4


Step 5

Progress & Updates


Why you should invest in ESG funds in Ireland

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

Helping you design
the future you want

Building a strong relationship with our clients throughout their lifetime is our core value.
We believe it’s essential for every aspect of a clients financial outgoings be planned & managed carefully such as cashflow, mortgages, protection, retirement & investments. 

This ensures a clients financial goals can be effectively met. 

If you have a specific requirement in mind – we also have specialist advisors in each financial product willing to assist you.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at hope you, your family and your loved ones stay safe & healthy in this time.