Self-Build Mortgage
Build your dream home by availing of the lowest rates on the market.
We’ll take care of it for you.
Meet our team of expert Advisors
Benefits of Lowquotes Self Build Mortgages
Proven Track record of gaining acceptance
Access the lowest rates on the market
2% Mortgage Cashback Offer
Indicative Approval in 72 hours after assessment
Applying for your Self Build Mortgage
Enter your details
Your dedicated award winning mortgage advisor will guide you
through your application.
Log In
Log in to your digital application portal & upload your documents.
Approval
Fast-track Mortgage Approval
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Self Build Mortgage
It doesn’t matter what your current situation is, or stage of the process you are at. We will always offer expert advice to make the process of applying for a Mortgage seamless and straight forward. We’re always only a phone call away.
How to get started
We’ve made it easier than ever to get started with your Self Build Mortgage. All you have to do is enter some quick details and one of our award-winning Mortgage advisors will get in touch with you. After your call you will be sent a link to our state-of-the-art online application portal, which streamlines the mortgage switching process, allowing you to upload your documents and get the approval online for your new mortgage.
Deposit
A minimum of 10% deposit is required for your self-build mortgage. No deposit is required if you own your own site.
Application
You will require 6 months of pay-slips and bank statements to apply for your Mortgage online.
Approval
Once your lender has approved your loan, you can start building your dream home.
Self Build Mortgage Application Tutorial
Watch how seamless and straight-forward Applying for your new Self Build Mortgage can be. In under 10 minutes you can complete your application. All with guided assistance from your very own dedicated award winning Mortgage advisor.
Want to get started with your Self Build Mortgage? Need more advice?
Speak with one of our Expert Mortgage Advisors today and simply fill in your details and our Mortgage team will contact you on the time and date you select and assist you with your Self Build Mortgage query.
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Your Questions Answered
The most common maximum borrowing amount is 3.5x your annual gross salary (Some exceptions may apply). This is based on a single income application. If it is a dual application it is 3.5x both annual salaries combined.
Before you apply for your Mortgage, you are required to have 10% of the loan value of the property.
For example, If you require a Mortgage of €200,000 – You would require a deposit of €20,000.
With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between you and the lender.
This is a percentage figure which represents the difference between your mortgage loan and the value of your property. For example if your mortgage is €100,000 on a property valued at €200,000, your LTV rate would be 50%.
LTI is your Loan to Income rate, generally you are allowed to borrow 3.5x your annual income before tax. Some exceptions may apply.
Variable rates allow you to increase your re-payments, you can also use a lump sum to pay off all or part of your mortgage, or re-mortgage without having to pay any fixed rate breaking fees. However, variable rates can rise and fall meaning your mortgage repayments can go up or down during your Mortgage term.
This is the amount you owe excluding costs and interest. This is also known as the “Principal” of your loan.
This is when you are given an indication of approval from our first discussion with you, without having to see any documentation. This is not guaranteed approval.
The date the mortgage must be repaid in full, or by which a new agreement needs to be taken out.
