Switching Mortgage
Your first steps to saving thousands starts here.
Calculate your monthly repayments at our lowest rate.

Switching Mortgage
It doesn’t matter who your current provider is. We will always offer expert advice to make the process of switching Mortgage seamless and straight forward.
Switch and save, we’re always only a call away.
Consultation
Book a consultation above and our Mortgage advisor will call you back at a specified time.
Your Application
You will require 6 months of pay-slips and bank statements.
Save Money
Once your lender has approved your loan, you next payment will be reduced.
How to get started
If you are looking to switch your Mortgage provider, We’ve made it easier than ever to get started. All you have to do is fill in your details, our mortgage team will contact you. You can also book a time and date that suits you, or call us directly on 1800-828-800.
The most common maximum borrowing amount is 3.5x your annual gross salary (Some exceptions may apply). This is based on a single income application. If it is a dual application it is 3.5x both annual salaries combined.
Before you apply for your Mortgage, you are required to have 10% of the loan value of the property.
For example, If you require a Mortgage of €200,000 – You would require a deposit of €20,000.
With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between you and the lender.
This is a percentage figure which represents the difference between your mortgage loan and the value of your property. For example if your mortgage is €100,000 on a property valued at €200,000, your LTV rate would be 50%.
LTI is your Loan to Income rate, generally you are allowed to borrow 3.5x your annual income before tax. Some exceptions may apply.
Variable rates allow you to increase your re-payments, you can also use a lump sum to pay off all or part of your mortgage, or re-mortgage without having to pay any fixed rate breaking fees. However, variable rates can rise and fall meaning your mortgage repayments can go up or down during your Mortgage term.
This is the amount you owe excluding costs and interest. This is also known as the “Principal” of your loan.
This is when you are given an indication of approval from our first discussion with you, without having to see any documentation. This is not guaranteed approval.
The date the mortgage must be repaid in full, or by which a new agreement needs to be taken out.
Why Choose Us?
- Compare the Mortgage market.
- Best Interest Rates.
- All Mortgage Options.
- Quality Customer Care.
To speak to a Mortgage advisor, enter your details below.
