Serious Illness Cover Quote

Serious Illness Protection Quote

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Google Reviews

Dealt with Conor and he was great walking me through the stepsMade the process super easy and informative
David H.
David H.
Excellent service, I dealt with Richard Westman and from the very beginning he took care of me and answered all my questions and was very patient with me while he took to time to explain everything to me . Highly recommended 👌
Jordan L.
Jordan L.
Dylan has been incredibly helpful and friendly throughout the whole process of obtaining life assurance. He has been able to guide me and given great advice in an area I know nothing about, and has been brilliant in helping with any questions I have had since. Couldn't recommend more highly
Ashlinn C.
Ashlinn C.
I got both IP and SIC from Niall. I'm extremely satisfied the result I have now. He answered all my questions without judgement for me to choose the right option. I can't recommend him enough. Thanks Niall.
Minjeong K.
Minjeong K.
Excellent service, Richard was very helpful in helping us set up our life insurance
thomas C.
thomas C.
Colin is informative and very helpfulNo hesitation recommending Colin and Low
Karen O.
Karen O.
Richard couldn’t have done anymore for me if he tried . Extremely helpful and tried his best to stick to my budget and give me the best deal in the meantime. It took a few days but he was persistent and got me sorted. Super understanding and helpful. Thanks Richard .
Jamie M.
Jamie M.
After speaking to Seamus me and my partner were reassured about what our options were together, he answered all our questions and he was an absolute pleasure to deal with. Would highly recommend getting in touch over the phone for your plan.
Darragh O B.
Darragh O B.
Fantastic service from our broker Bernadine. She made the process of getting a mortgage easy and stress free. We would have struggled by ourselves as our house was not a straight forward buy. Highly recommend
Richard B.
Richard B.
We applied for our life insurance through them. Richie is an amazing advisor. He explained the quotes and policy documents in great details. He was also good in advising on various products that would cater our precise requirements. We spoke couple of times, each time he explained the policy in great detail. I would highly recommend LowQuotes and thanks to Richie for helping us set up our policy.
Aamir B.
Aamir B.
Great company!Had an outstanding support and experience working with Niall.One of best customer experience you can get out there!
Ramy M.
Ramy M.
We used Low Quotes to get life insurance and I'm really happy with the service. We spoke with Colin who was really great and super helpful and explained everything fully to us in detail and answered all our questions. I'd definitely recommend anyone to use them.
Holly C.
Holly C.
Excellent service
Alan M.
Alan M.
Helpfull and a great expirience
George H.
George H.
Look no further than I can’t recommend Richie Westman enough. He was incredible while working with us. Even though there was a lot of delay and back and forth from our end, he was extremely patient and accommodating. He made sure we had all the information we needed even if it meant repeating things to us a multiple times.If you’re starting your first time mortgage journey, Richie is the the guy you’d want to talk with. Well done Richie and thanks a ton!
Had an amazing experience with Richie Westman. He was patient, super accommodating, and very clear on his explanation when I had questions. I really appreciate his time and expertise, his help will certainly alleviate the some of the stress involved in securing a mortgage.
Alexandra M.
Alexandra M.
Had an outstanding experience with Low Quotes, especially with Alan, while arranging mortgage protection. Alan's professionalism and assistance made the process incredibly smooth. His proactive approach alleviated our stress, as he went the extra mile to stay in touch and ensure we had all necessary documentation to finalize our mortgage. Highly recommend Low Quotes without hesitation.
Jennifer M.
Jennifer M.
I would rather not think of any other company to deal with Life insurance and Mortgage protection. I dealt with Seamus who really helped me understand the process as I was a newbie, by providing an exceptional service and information. 100% friendly experience and a very smooth process.
guddu S.
guddu S.
I cannot speak highly enough of Bernadine Day. Our mortgage journey was not a straightforward one and I can honestly say we wouldn't have gotten through it without Bernadine's help. She pointed us in the direction of the right lender for us and guided us through the process with professionalism and empathy. Her knowledge, expertise and kindness are unparalleled. She was always available by message or by phone to answer any questions we had or to assuage any anxieties we had. She dealt with our lender on our behalf and was always prompt in relaying messages from them and in passing on any requests they had for documentation. Bernadine was so helpful too in explaining the different jargon and terminology we weren't used to. She will always have our gratitude for guiding us through the journey and into our dream home.
Louise K.
Louise K.

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Benefits of LowQuotes
Serious Illness Protection

  • €50 Cash back on policies over €30p/m*

  • Free 'Will Kit' worth €120*

  • Compare every provider in 30 seconds

  • Up to 30% discount online

  • We beat any competitors quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

  • Covered up to the age of 75

  • Pays a tax-free lump sum if you are diagnosed with a Specified Serious Illness

  • Option to continue your policy after expiry, without the need for a medical

  • Free Childrens cover

  • Apply online, by phone or by post

  • Price promised & protected

Related Products

Life Insurance

Tax free payout to your family if you pass away.

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Income Protection

Pays you a replacement income if you are unable to work due to illness or injury.

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Mortgage Protection

Pay off your Mortgage if you pass away.

Get your quote

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Serious Illness Protection Information

Serious Illness Protection pays a lump sum benefit in the event you are diagnosed with a Serious Illness specified by the policy. The amount of illnesses covered vary from provider to provider, so it is important to speak to an advisor before making a choice. Serious Illness Protection can be built into your Life Insurance plan or provided as a Stand-alone plan.

You can fill out our easy to understand form for a free online quote comparison, or speak to one of our Qualified Financial Advisors who will assist you with getting a quote.

Death comes for us all. But Serious Illness is the biggest risk we face in life. Statistically you are more likely to suffer from Cancer, a heart attack or a stroke before the age of 65, than you are to pass away. 

In Ireland, 1 in 3 people are diagnosed with some form of cancer in their lifetime.

What if any of the above cause you to be unable to work? What if you and your family then struggle financially because of this? Does your employer cover sick-pay for serious illnesses? These are all the questions you should be asking yourself, and what can you do about it?

Thankfully, with medical advances, the chances of surviving a major illness are greater than ever.  However, A Serious Illness, as its name alone suggests also does indicate the possibility that you could be out of work for a very long time, maybe 6 months or longer.Leading to huge financial consequences.

The security of a lump sum payment offers peace of mind with the knowledge that you will be able to pay your bills while you concentrate on getting better.  The funds can be used to pay off your mortgage, assist with utility and medical bills as well as even fund the cost of home renovations if mobility access is required, also provide after care support, or to undertake training for a different relevant occupation.

  • The best time to take out Serious Illness Cover is when you are healthy! The healthier you are with any protection product, the less expensive your premiums, as healthier individuals are less risk, being unlikely to have the same rate of claim as their counterparts.

    This is especially the case for Serious Illness Protection, statistics show 75% of all protection claims paid out are related to serious illness protection alone.

    Serious Illness Protection can be taken out as part of your Life Cover policy, Mortgage Protection policy or as a stand-alone policy, without life cover attached. When taken out as part of your life cover, there are 2 types of Serious Illness Cover which are Stand-alone and Accelerated.

Most major illnesses are covered by our Serious Illness policies. Some less-common illnesses won’t be listed below. If you are unsure about a specific illness and whether it’s covered, you can free-phone our expert financial advisors on 1800-828-800.

Some major illnesses that are covered –
  • Cancer
  • Heart Attack
  • Stroke
  • Angioplasty for Coronary Artery Disease
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Cardiomyopathy
  • Coronary Artery Bypass Graft
  • Heart Valve Replacement / Repair
  • Multiple Sclerosis
  • Parkinson’s Disease

If you can’t get Serious Illness Cover for whatever reason, it might be worthwhile considering “Cancer Cover” from Zurich Life and “Multi Claim Protection Cover”

Aviva Best Doctors is a second medical opinion is also available from Aviva for your Income Protection. This free extra includes:

  • A comprehensive professional review of your diagnosis/injury/treatment without you having to leave home.
  • Access to information from highly qualified specialists.
  • A personal Best Doctors Nurse care manager – Who will collate information about your condition to specialists, and inform you of any updates.

Royal London’s Helping Hand gives you one to one Personal Support from Royal London.

This free extra includes:

  • Providing bereavement counsellors, speech therapists, face to face medical opinions, therapies, massages, physiotherapy for serious health issues
  • Cardiac rehabilitation support
  • Support for coping with cancer
  • Family support for the loss of a loved one
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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at hope you, your family and your loved ones stay safe & healthy in this time.