Serious Illness Protection Quote

Also known as critical illness cover, this product provides a lump-sum payment in the event of a specified serious illness.

It helps with unexpected expenses while you focus on your recovery.

Protect you and your family’s well-being and future. Let us help you.

Google Reviews

LowQuotes.ie
4.9
Based on 1403 reviews
Darlene D.
Darlene D.
Cormac was a huge help in getting our policies set up. Very knowledgeable and friendly. We would absolutely recommend Low Quotes.
Demi M.
Demi M.
Signed up for life insurance with Craig and it was a super easy process. Craig was very knowledgeable and helpful throughout. He was more than happy to answer any additional questions we had. Would definitely recommend LowQuotes as we got the best price with them!
Response from the owner: Hey Demi,We’re delighted to hear about your positive experience with Craig. It’s great to know he was able to explain everything clearly and secure a great deal for your life insurance. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Vamsi C.
Vamsi C.
Colin Bailey is very professional in customer handling and he explained the total process in a very smooth and easy way for our understanding. Highly recommend this service.
Response from the owner: Hey Vamsi,We’re delighted to hear about your positive experience with Colin Bailey. It’s great to know he was able to explain everything clearly and guide you through the process with ease. We aim to make the journey as smooth and understandable as possible, so your feedback really means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
katie O.
katie O.
I would like to thank Ross kirwan for helping me sort out the right life insurance policy for myself and my husbandHe was very patient, great to deal with throughout . He couldn't be anymore helpfulHe also kept in touch with us throughout the whole process
Response from the owner: Hey Katie,We’re delighted to hear about your positive experience with Ross Kirwan. It’s great to know he was patient, helpful, and guided you and your husband through the whole process with care. We aim to make things as smooth and clear as possible, so your feedback means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
william C.
william C.
I would like to thank Ross kirwan for helping me sort out the right life insurance policy for myself and my wifeHe was patient and kept in touch with us throughout the whole process
Response from the owner: Hey William,We’re delighted to hear about your positive experience with Ross. It’s great to know he was patient and supportive in helping you and your wife find the right life insurance policy. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Sinead Egan (Sinead E.
Sinead Egan (Sinead E.
Had a really positive experience dealing with Niamh for my life insurance policy over the last few weeks.She was extremely professional, informative, prompt and efficient and is a wonderful asset to low quotes!Thanks Niamh for answering my never ending questions with ease and helping me understand everything in full!I will definitely be recommending her to others!
Response from the owner: Hey Sinead,We’re delighted to hear about your positive experience with Niamh. It’s great to know she was professional, informative, and made the process so clear and easy for you. We truly appreciate your kind words and recommendation — it means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Harshini P.
Harshini P.
We’d like to extend our sincere thanks to Ross for his outstanding support in helping us get sorted with our Mortgage Protection. His persistence in following up with multiple insurance providers and dedication to finding us a product that fits our needs is truly appreciated. His proactive communication and commitment to delivering a smooth experience made the entire process hassle-free. Thank you once again for your excellent service
Response from the owner: Hey Harshini,We’re delighted to hear about your positive experience with Ross. It’s great to know he was proactive, persistent, and made the process of setting up your Mortgage Protection smooth and hassle-free. We really appreciate your kind words and are glad we could assist you in finding the right cover.If you have any further questions or need support down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Jade L.
Jade L.
I contacted for a quote for life cover as I now have a son. Neil called me today and was so lovely. Very professional and sufficient. The price was low and in my budget! It doesn't have to cost a fortune to cover yourself. I now have peace of mind for my baby if anything did happen. Neil is an asset to your company.Kind regards,Jade
Response from the owner: Hey Jade,We’re delighted to hear about your positive experience with Neil. It’s great to know he provided such professional and friendly support while helping you secure affordable life cover. Your peace of mind is exactly what we aim for, especially when protecting what matters most.Thanks so much for your kind words — we’ll be sure to pass them on to Neil!Best Regards,LowQuotes Team
Pramod C
Pramod C
I had a great experience with LowQuotes.ie. Aoife was incredibly helpful throughout the entire process — she took the time to explain everything clearly, answered all my questions patiently, and helped me find the best quote that suited my needs. Her professionalism and friendly approach made the whole process smooth and stress-free. Highly recommend both LowQuotes.ie and Aoife for anyone looking for great service and value.
Response from the owner: Hey Pramod,We’re delighted to hear about your positive experience with Aoife. It’s great to know she was able to explain everything clearly, answer all your questions, and help you find the best quote to suit your needs. We always aim to make the process as smooth and stress-free as possible, so your kind words mean a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Tim H.
Tim H.
Excellent Service - Their representative Shaun Young was particularly good. Made it very easy. Got through everything quickly and easily. Ring here - ask for Shaun Young to sort you.
Response from the owner: Hey Tim,We’re delighted to hear about your positive experience with Shaun Young. It’s great to know he was able to explain everything clearly and make the process quick and easy for you. We aim to make things as smooth and straightforward as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Christina K.
Christina K.
Had the absolute pleasure of dealing with Seamus who was not only an absolute gentleman but extremely helpful. Mortgage protection had been the most stressful part of the process so far from brokers who were no help or just didnt want to help but Seamus turned it into a breeze. He had cover for us within 6 hours, explained everything in detail and went out of his way to make it as easy as possible. I honestly cannot thank him enough. If only every broker was as this helpful and understanding.
Response from the owner: Hey Christina,We’re delighted to hear about your positive experience with Seamus. It’s great to know he was able to explain everything clearly and turn what had been a stressful process into something smooth and easy. We aim to make things as straightforward and supportive as possible, so your feedback really means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Celiwe M.
Celiwe M.
Colin was really amazing to talk to, he really helped me navigate through everything.He is really good at what he does.
Response from the owner: Hey Celiwe,We’re delighted to hear about your positive experience with Colin. It’s great to know he was able to guide you through everything clearly and provide the support you needed. We aim to make the process as smooth and helpful as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Tiernan D.
Tiernan D.
Craig was just fantastic to deal with. I honestly couldn’t recommend him enough. He made the whole process easier than any other company we had gotten a quote from. Everything was explained so well and he had all the answers to our questions. His professionalism and knowledge is the best I’ve come across. It was by far the smoothest part of our mortgage journey so far dealing with Craig!
Response from the owner: Hey Tiernan,We’re delighted to hear about your positive experience with Craig. It’s great to know he was able to explain everything clearly and make the process easier than with any other company. We aim to make things as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Holly B.
Holly B.
5* service from Conor! He rang me up initially about a year ago when I did a quote online, I was looking purely out of curiosity as we had just started our 1st home journey. I told him we were not ready yet but would keep him in mind. He followed up conveniently just as we had found a house. He went through all the quotes and every detail so thoroughly, I knew what I was getting into. He set up policies for my partner and I and made it so simple and he was always there at the other end of the phone or email if we had questions. I highly recommend asking for him if you go with lowquotes. Thanks again Conor!
Response from the owner: Hey Holly,We’re delighted to hear about your positive experience with Conor. It’s great to know he was able to explain everything clearly and support you throughout your journey—from the initial quote to setting up your policies when the time was right.We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Jennifer D.
Jennifer D.
⭐ Testimonial for Séamus and Courtney at Low QuotesWe genuinely cannot put into words how grateful we are to Séamus and Courtney at Low Quotes for everything they have done for us. Securing mortgage protection was by far the most difficult and emotionally exhausting part of our home buying journey, and after being let down by multiple brokers who either gave up on us or offered no real guidance, we had almost lost hope.Séamus and Courtney were the only two people who not only took the time to understand our situation, but who gave us real support, reassurance, and above all solutions! From the very beginning, they were compassionate, responsive, and entirely committed to helping us overcome the challenges we faced due to a complex medical issue. Where others simply said “no,” they said, “let’s find a way.”They gave us their personal phone numbers, kept us updated daily, and guided us through every step of the process from gathering medical documentation, to structuring our application, to understanding exactly how underwriting would work. They were open, honest, and incredibly knowledgeable. But more than that, they treated us like people, not just a case.We can say without hesitation that we would not have secured mortgage protection and therefore our home without their help. Thanks to Séamus and Courtney’s dedication and industry insight, we are now moving into our forever home. This was not just exceptional service this was the best customer experience we’ve ever had, in any industry.We will never forget what they did for us, and we will be recommending Low Quotes to absolutely everyone we know.From the bottom of our hearts — thank you Séamus and Courtney. You’ve changed our lives.Jennifer & Mark
Response from the owner: Hey Jennifer & Mark,Thank you so much for your heartfelt review. We’re truly moved by your kind words and so glad that Séamus and Courtney were able to support you through such an important and emotional part of your home-buying journey.It’s incredible to hear how their dedication, compassion, and persistence made a real difference. At LowQuotes, we believe every client deserves to be treated with care and understanding, and your story is a powerful reminder of why we do what we do.We’re absolutely delighted that you’re now moving into your forever home — what an amazing milestone! Séamus and Courtney will be so proud to know they helped make that possible.Wishing you all the best in this exciting new chapter, and thank you again for trusting us and sharing your experience. If you ever need anything in the future, we’re always here.Best regards,LowQuotes Team
Luboslava S.
Luboslava S.
Niamh was really helpful and patient with all our questions and issues during our journey. Thank you
Response from the owner: Hey Luboslava,We’re delighted to hear about your positive experience with Niamh. It’s great to know she was so helpful and patient throughout your journey. We always aim to provide clear, supportive guidance, so your feedback truly means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best regards,LowQuotes Team
Joachim F.
Joachim F.
Exceptional service, Colin and Courtney went above and beyond to get my policy sorted, it was a tough task but they stayed the course and got it sorted. Genuinely cannot recommend them enough.
Response from the owner: Hey Joachim,We’re delighted to hear about your positive experience with our team. It’s great to know they went above and beyond to get your policy sorted, even with the challenges involved. We always aim to make the process as smooth and stress-free as possible, so your feedback really means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best regards,LowQuotes Team
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Benefits of having Serious Illness Protection

Serious illness cover provides essential financial protection and peace of mind, ensuring that you and your loved ones are protected against the financial impact of a severe illness. With extended coverage up to age 75, you receive long-term security even in later years. The policy offers a tax-free lump sum payout upon diagnosis, helping cover medical expenses, ongoing care, lost income, and other financial obligations. You can continue your policy without further medical assessments after the initial term with a convertible option, ensuring uninterrupted protection. Additionally, free coverage for children offers financial support in the event of a serious illness, allowing you to manage medical costs and take time off work if needed. Investing in serious illness protection safeguards your family’s financial future, enabling you to focus on recovery and well-being.

  • Cover up to age 75

  • Tax-free Lump Sum Payment

  • Continuation Option - Extend Cover Without Further Medical Assessment

  • Free Children's Cover

  • We Beat Any Competitors Quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

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Your Questions Answered

Serious Illness Protection is a type of insurance that provides financial support if you are diagnosed with a serious illness. It pays out a lump sum, which can be used to cover medical expenses, loss of income, and other costs related to the illness. This coverage ensures that you and your family are financially protected during a difficult time. Learn more about Serious Illness Protection.

The likelihood of being diagnosed with a serious illness depends on various factors such as age, lifestyle, and family history. According to studies, illnesses like cancer and heart disease are common causes of serious illness claims. Read about the statistical likelihood and impact.

It’s advisable to consider Serious Illness Protection when you have financial dependents or significant financial obligations like a mortgage. Additionally, as you age or if you have a family history of serious illnesses, securing this coverage becomes increasingly important. Find out more on when to consider this coverage.

Serious Illness Cover typically includes a wide range of conditions such as various types of cancer, heart attacks, strokes, and major organ transplants. Each policy might differ, so it’s crucial to understand the specific conditions covered by your insurer. Detailed coverage information. Explore more information knowing 5 facts about serious illness cover.

If you don’t qualify for Serious Illness Protection, consider alternatives like income protection insurance or critical illness cover that might have different qualification criteria. Consulting with an insurance advisor can help you find the best options available for your situation. Explore alternatives.

Best Doctors and Helping Hands are additional benefits offered by some insurers. Best Doctors provide access to a global network of medical specialists for second opinions, while Helping Hands offers support services such as counselling and rehabilitation. Learn more about these benefits here and here.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.