Financial Planning in Ireland

We all have different financial goals depending on our lifestyles.

Achieving your goals depends on the quality and efficiency of your financial plan.

Let our award-winning advisors take care of it for you.

What is Financial Planning?

Financial planning is a way to set and reach your money goals, whether for yourself or a business. It helps you look at what you have now, figure out what you’ll need later, and make a plan to manage your money. This includes saving, investing, budgeting, and planning for retirement. The main goal is to grow your wealth and keep your finances stable so you’re ready for the future. With guidance and smart strategies, financial planning lets you make good choices about your money, helping you feel secure and in control.

The Financial Planning Process:

The financial planning process begins with an enquiry, where you reach out to one of our Expert Financial Advisors, expressing your interest and need for their services. Following this, a discovery call is scheduled, which is essentially a deep-dive conversation where the Advisor gets to know you, your financial situation, your goals, and your concerns.

This understanding forms the backbone of the planning phase, where tools like cash flow modellers are employed to map out various financial scenarios, helping you visualize different strategies and their outcomes. Once a plan is crafted, it’s not set in stone; regular reviews allow you to adjust your strategy in response to life changes or shifts in financial goals. The key is to stick with it, making consistent, informed decisions that align with your evolving financial landscape, ensuring that your plan remains a dynamic tool guiding you toward your financial objectives.

Quote or Appointment

Our quote application will gather vital information to match you with a financial planner who meets your unique requirements.

Discovery Call

To set the goals and discuss your current financial situation including risk assessment and the impact this can have on your finances.

Plan Implementation

We will present and explain your financial plan using our state-of-the-art software, allowing you to visualise your current financial situation. 

Review and Adjustments

Regularly reviewing and adjusting your financial plan is crucial to ensure it remains aligned with your changing life circumstances, goals, and financial market dynamics.

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

What should you expect from a
Financial Planning Appointment?

1. Assess your current situation

When you have a financial planning appointment, expect to discuss your current financial situation and your future goals. The Advisor will ask about your income, expenses, debts, and any savings or investments you have.

2. Create a Plan

Together, you’ll make a plan that might include setting a budget, finding ways to save more money, and deciding where to invest to help your money grow. The goal is to create a clear path for you to follow to achieve financial stability and meet your future needs. This meeting is a great chance to ask questions and get advice tailored to your unique financial situation.

3. Ensure you are covered

Also, the advisor will explain to you how a protection package can ensure you are covered against unexpected events, keeping you on track with your financial plans and moving you closer to achieving your dreams.

Cashflow Planning

We use state-of-the-art tools, like Cashflow to help you visualize and monitor your monthly income and expenses, giving you a clear picture of your financial activity. It can also process multiple proposed solutions to meet your short and long-term financial goals.Watch this video to see how this powerful tool can assist you in reaching your financial goals, even when life circumstances change.

Why choose LowQuotes.ie as your financial partner?

Choose us as your financial partner and enjoy the best options the market has to offer.

We work with every lender and provider out there to make sure you get top-notch financial solutions. Our team includes award-winning experts with over 35 years of experience, and we’re proud of our 1,000+ five-star Google reviews. Our advanced software helps us create personalized plans that fit your unique situation perfectly.

Our goal is simple: to go beyond what you expect and build lasting relationships. We value clear communication, honesty, and integrity, always putting your needs first to help you on your journey to financial freedom.

Google Reviews

LowQuotes.ie
Excellent
4.9
Based on 1101 reviews
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Seamus was really helpful, professional and we couldn't recommend him enough. Great service.
I was chatting to Shaun today about health insurance, he was very helpful. He brought down my monthly payments significantly and also helped with my house insurance. Delighted with the outcome. Shaun is great at his job.
Richard was very helpful and explained everything to me in detail to provide us with the most suitable cover for us.
Niamh was amazing to work with. She made it so simple for me. I was so panicked about the whole thing and she made it seem like a walk in the park. She got everything done so quickly and I honestly couldn’t thank her enough. Looking forward to working with her again in the future for whenever I need.
Very delighted to have obtaiend my life and mortage protection insurance through lowquotes. Process effeciently handled all over the phone. Kudos to Alison Fitzpatrick for the great support with this process.
It has been a very good experience made sure to get me best quote and that I was happy and understand everything he said
Shaun was a true gent, explained the policy options in layman’s terms. Was not pushy at all. I was really happy with the service and have decided to take the policy out with him because of his professional manner on the phone. Would highly recommend.RegardsNeil
5 stars..Very professional and really helpful.. got exactly what I asked for. Thank you
Richard was a pleasure to deal with at all times. Extremely professional and efficient and we are very happy with our experience with lowquotes.ie.
It was lovely talking to Richie who was patient enough and very nicely explained the insurance policy.
Cannot recommend our mortgage broker Bernadine enough. It’s been a pleasure to deal with her, she has a wealth of knowledge, so informative and prompt with a response to any question. She made sure the entire process ran to completion. I would happily recommend her services to any friends or family.
Very easy process, Colin Bailey was my agent and was a gentleman throughout the process. The best price and cover possible offered and everything explained clearly and concisely, thanks again!
Colin was very helpful and friendly.
Great service quick quote and insurance sorted the same day
We got our life insurance through Richard westman. With myself having a complicated medical past, Richard really tried hard to get us the best deal and to work with insurance companies to ensure a positive result. He spent a lot of time on our case and was really professional/ hard working. Highly recommend using Richards services to secure policies . Thanks again Sinead & Shane
I recently had the pleasure of working with Richie(Richard Westman), and I must say, the experience was nothing short of wonderful. From the moment I reached out for assistance to the finalisation of my insurance needs, Richie exemplified professionalism, expertise, and genuine care.
Aideen has been so helpful and I received such a professional service - Thank you. I am happy with my choice and would highly recommend Aideen / LowQuotes.
I had a fantastic experience with this company and Séamus Phelan. He was extremely helpful and kind. I couldn't have asked for a better broker. I appreciate all the help.
We had the pleasure of working with Richard to secure our mortgage protection, and we couldn't be happier with the experience. Richard went above and beyond to ensure that we not only found the right coverage but also understood every step of the process.His kindness, calm demeanor, and attentive listening skills truly set him apart. Richard was there every step of the way, patiently assisting us and addressing any concerns or questions we had. His dedication to his clients is evident, and it made all the difference for us during what could have been a stressful time.We highly recommend Richard to anyone in need of mortgage protection or any other financial services. Thank you, Richard, for your outstanding service and for making this process a breeze!
Delighted with the help and advice I got here, I now have a better policy which suits my needs for a lower price, all thanks to Shaun and low quotes, I would recommend this to everyone
Could not of been happier with my service and guidance from Richard, Cormac & Seamus. Richard went above and beyond to ensure 8 knew exactly what I was receiving and understood. Amazing 👏
Shaun was a true pleasure to work with throughout obtaining health insurance and couldn't have been friendlier or more help! recommend to anyone needing assistance.
Great information from Joe. He was very helpful and knowledgeable and tailored the policy to suit our budget and needs. Would recommend!
Myself and my husband dealt with Richard Westman for our life insurance policy. I'm not sure I can even give this man the justice he deserves with words. I have honestly never come across such a genuinely kind, caring, patient, non-judgemental, courteous man. He made the whole process so simple and easy, giving us all the information we needed without having to question him about anything. Richard went a step beyond to help us get the best policy at a budget we could afford. I highly recommend requesting Richard if you are ringing to look for a quote.
Colin provided outstanding support with my life insurance cover. He was knowledgeable and efficient, making the process smooth and easy. I would highly recommend Colin and LowQuotes as a provider.
Colin couldnt have been nicer.House sale was getting very near and I was afraid I wouldn't get life insurance sorted in time. 30 min phone call and I was covered and reassured the whole way through. Top man, excellent at his job and I couldn't recommended him enough.
Colin was very helpful and made the whole experience very easy, I would highly recommend him and low quotes
Dealt with Conor and he was great walking me through the stepsMade the process super easy and informative
Excellent service, I dealt with Richard Westman and from the very beginning he took care of me and answered all my questions and was very patient with me while he took to time to explain everything to me . Highly recommended 👌
Dylan has been incredibly helpful and friendly throughout the whole process of obtaining life assurance. He has been able to guide me and given great advice in an area I know nothing about, and has been brilliant in helping with any questions I have had since. Couldn't recommend more highly
I got both IP and SIC from Niall. I'm extremely satisfied the result I have now. He answered all my questions without judgement for me to choose the right option. I can't recommend him enough. Thanks Niall.
Excellent service, Richard was very helpful in helping us set up our life insurance
Colin is informative and very helpfulNo hesitation recommending Colin and Low Quotes.ie
Richard couldn’t have done anymore for me if he tried . Extremely helpful and tried his best to stick to my budget and give me the best deal in the meantime. It took a few days but he was persistent and got me sorted. Super understanding and helpful. Thanks Richard .
After speaking to Seamus me and my partner were reassured about what our options were together, he answered all our questions and he was an absolute pleasure to deal with. Would highly recommend getting in touch over the phone for your plan.
Fantastic service from our broker Bernadine. She made the process of getting a mortgage easy and stress free. We would have struggled by ourselves as our house was not a straight forward buy. Highly recommend
We applied for our life insurance through them. Richie is an amazing advisor. He explained the quotes and policy documents in great details. He was also good in advising on various products that would cater our precise requirements. We spoke couple of times, each time he explained the policy in great detail. I would highly recommend LowQuotes and thanks to Richie for helping us set up our policy.
Great company!Had an outstanding support and experience working with Niall.One of best customer experience you can get out there!
We used Low Quotes to get life insurance and I'm really happy with the service. We spoke with Colin who was really great and super helpful and explained everything fully to us in detail and answered all our questions. I'd definitely recommend anyone to use them.
Excellent service
Helpfull and a great expirience
Look no further than lowquotes.ie. I can’t recommend Richie Westman enough. He was incredible while working with us. Even though there was a lot of delay and back and forth from our end, he was extremely patient and accommodating. He made sure we had all the information we needed even if it meant repeating things to us a multiple times.If you’re starting your first time mortgage journey, Richie is the the guy you’d want to talk with. Well done Richie and thanks a ton!
Had an amazing experience with Richie Westman. He was patient, super accommodating, and very clear on his explanation when I had questions. I really appreciate his time and expertise, his help will certainly alleviate the some of the stress involved in securing a mortgage.
Had an outstanding experience with Low Quotes, especially with Alan, while arranging mortgage protection. Alan's professionalism and assistance made the process incredibly smooth. His proactive approach alleviated our stress, as he went the extra mile to stay in touch and ensure we had all necessary documentation to finalize our mortgage. Highly recommend Low Quotes without hesitation.
I would rather not think of any other company to deal with Life insurance and Mortgage protection. I dealt with Seamus who really helped me understand the process as I was a newbie, by providing an exceptional service and information. 100% friendly experience and a very smooth process.
I cannot speak highly enough of Bernadine Day. Our mortgage journey was not a straightforward one and I can honestly say we wouldn't have gotten through it without Bernadine's help. She pointed us in the direction of the right lender for us and guided us through the process with professionalism and empathy. Her knowledge, expertise and kindness are unparalleled. She was always available by message or by phone to answer any questions we had or to assuage any anxieties we had. She dealt with our lender on our behalf and was always prompt in relaying messages from them and in passing on any requests they had for documentation. Bernadine was so helpful too in explaining the different jargon and terminology we weren't used to. She will always have our gratitude for guiding us through the journey and into our dream home.
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Have a Protection Package in place and boost your Financial Plan in every stage of your life!

Gain immediate access to our comprehensive Protection Package Guide, designed to enhance your financial plan and help you achieve your goals. This guide offers vital tips, step-by-step instructions, and essential strategies for securing your financial future. Don’t wait, download now and start building a stronger financial foundation!

Your journey towards financial freedom starts here!

After you download your guide, one of our expert Financial Advisors will be in touch shortly to provide you with guidance and further relevant information to build you a customised financial plan.

Get all your questions answered by a Financial Advisor.

Meet our Team of Expert Advisors

Your Questions Answered

Think of a financial plan as your GPS in the world of money. Whether you’re saving for a car, planning a big trip, or just wanting to manage your bills better, having a plan helps you get where you want to go without unnecessary detours.

The best time to start was yesterday, and the second-best time is now! It’s never too early or too late to get your finances in order. Starting young gives you a fantastic head start, but making a plan at any age can help improve your financial well-being.

You can definitely start on your own by setting goals and budgeting. However, chatting with one of our financial advisors can be a game-changer for more complex things like investments, retirement planning, or tax strategies. We can offer tailored advice and insights you might not have considered.

 

Life changes, and so should your financial plan. A good rule of thumb is to give it a once-over annually or after significant life events (think marriage, baby, new job). This way, you can adjust your plan to stay on track with your goals.

A financial plan considers the big picture. It covers income, expenses, savings, investments, debt management, insurance needs, retirement planning, and any other financial goals. Think of it as a comprehensive roadmap for your financial future.

Got more questions? Don’t hesitate to reach out to us for tailored financial advice. 

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Career opportunities at LowQuotes.

Here at LowQuotes, we want to ensure that our customers achieve all their financial goals, no matter what stage of life they are at.  If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit. 

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.