Financial Planning in Ireland

We all have different financial goals depending on our lifestyles.

Achieving your goals depends on the quality and efficiency of your financial plan.

Let our award-winning advisors take care of it for you.

What is Financial Planning?

Financial planning is a way to set and reach your money goals, whether for yourself or a business. It helps you look at what you have now, figure out what you’ll need later, and make a plan to manage your money. This includes saving, investing, budgeting, and planning for retirement. The main goal is to grow your wealth and keep your finances stable so you’re ready for the future. With guidance and smart strategies, financial planning lets you make good choices about your money, helping you feel secure and in control.

LowQuotes.ie

4.9

Based on 1598 reviews

See all reviews

Vivs De La C.

Bernadine provided us with excellent service . Thank you so much. Very knowledgeable, helpful and answered all the quieries raised. Replied promptly to emails and calls. Bernadine is highly recommended.

Leanne C.

Cormac was such a fantastic help in the process of purchasing life insurance he answered all of my questions nothing was too much, he went above and beyond and i am very happy with the experience ive had with low quotes thanks to Cormac

Zaneta R.

We cannot thank enough Tiernan who dealt with us directly for an amazing service and support throughout. I highly recommend their services.

Conor O' D.

We recently had the pleasure of working with Niamh at Low Quite for our mortgage protection, life insurance, and income protection needs. Her knowledge and dedication to finding the best solutions made the process smooth and stress-free. Niamh took the time to clearly explain all the details, ensuring we felt confident in our decisions. We truly appreciated her exceptional customer service and willingness to address all our questions. Thanks to Niamh and the team, we now have peace of mind knowing we are well-protected, and we would highly recommend their services to anyone in need of insurance solutions!

Ivaylo I.

I had a great experience dealing with Cormac from LowQuotes. He was extremely helpful, knowledgeable, and patient throughout the whole process. He took the time to clearly explain all the options, answered every question I had, and made what could have been a stressful process feel very straightforward and manageable. I never felt rushed or pressured, just genuinely well looked after. I’d highly recommend Cormac to anyone looking for honest advice and excellent service.Thank you Cormac!

PAUL S.

Shaun was very informative and helpful, advised me on a lot of things that I didn't know about, so it was easy to ho with his recommendations ⭐️⭐️⭐️⭐️⭐️

Marcello N.

I've used low quotes services to buy my first house in Ireland and I have been amazed by the work of Niamh. I would have never been able to achieve by myself the result of buying a house in Ireland that it's really hard as you all know. She has always been very punctual and precise knowing exactly everything we needed and once everything was good for her standards we never had problem with the bank. For the job that she did and the effort that she put in our practice, the price I paid is nothing. I couldn't recommend them more and I'll use them again in the future if I'd need it.

Zeki K.

Thank you so much Bernadine Day for your help support and professional advice in my mortgage process. From start to finish Bernadine was there every step of the way it could not have been a more smoother process. l could not recommend Bernadine and lowquotes enough. From a very happy and grateful customer Zeki

Avinash A.

We had a great experience arranging our mortgage protection insurance, and Colin Bailey was incredibly helpful throughout the entire process. He guided us clearly through every step, answered all our questions with patience, and made what could have been a stressful process feel very smooth and straightforward.We really appreciated his support, professionalism, and dedication

Michelle L.

My husband and I are first time buyers. We had a really positive experience securing mortgage cover. Colin was so knowledgeable and guided us through the process. Our case was not entirely straightforward from a medical point of view, so having someone on the other end of the phone or advising us by email at every step of the process made it much easier than we had thought it might be! Thank you, Colin!

Marion H.

Aoife was excellent helpful and listened carefully to my requirements and matched with a policy that also will provide an online doctor as part of the package.Thanks so much Aoife

Absolutely professional and friendly service from Cormac Logue. Couldn't have asked for someone better on the other end . A pleasure to speak to

Damien C.

Had the pleasure of dealing with Niamh McCaul. Niamh was very helpful and patient as she went through everything with me from start to finish . Niamh got back in touch very quick with a policy I was happy with. Niamh went above and beyond thank you so much Niamh

Sharon G.

Sarah was very helpful throughout the whole process. She was able to answer all out queries and talk us through how the process typically works. Replies were always very prompt and Sarah made the whole process straight forward.

Brian S.

Cormac LogueI can't thank this man enough from start to finish has been amazing, any questions asked Cormac had the answer if im been honest he is the only reason I decided to take this policy with this company as his service goes above and beyond thanks so much for your patience and help with everything Cormac and I'll defo be in touch should I need any other policy top man

Snatch M.

Outstanding Support From Start to FinishWe received our mortgage drawdown and keys to our new home on 22nd December 2025, and we honestly couldn’t have reached this milestone without the incredible support of Bernadine from LowQuotes.From the very beginning of our journey, Bernadine went above and beyond. She was professional, patient, knowledgeable, and always willing to explain every step clearly — no matter how many questions we had. What truly stood out was how invested she was in our success; this never felt like a transaction, but a genuine partnership.The mortgage process can be overwhelming, but Bernadine made it feel structured, manageable, and even reassuring. Her responsiveness, attention to detail, and commitment to getting the best possible outcome for us were exceptional.We are deeply grateful for her dedication and would wholeheartedly recommend Bernadine and LowQuotes to anyone starting their mortgage journey. If you’re looking for someone who truly cares and will go the extra mile, you’re in the best hands.Thank you for helping us turn a dream into reality.Emmanuel & Dorothy

The Financial Planning Process:

The financial planning process begins with an enquiry, where you reach out to one of our Expert Financial Advisors, expressing your interest and need for their services. Following this, a discovery call is scheduled, which is essentially a deep-dive conversation where the Advisor gets to know you, your financial situation, your goals, and your concerns.

This understanding forms the backbone of the planning phase, where tools like cash flow modellers are employed to map out various financial scenarios, helping you visualize different strategies and their outcomes. Once a plan is crafted, it’s not set in stone; regular reviews allow you to adjust your strategy in response to life changes or shifts in financial goals. The key is to stick with it, making consistent, informed decisions that align with your evolving financial landscape, ensuring that your plan remains a dynamic tool guiding you toward your financial objectives.

Quote or Appointment

Our quote application will gather vital information to match you with a financial planner who meets your unique requirements.

Discovery Call

To set the goals and discuss your current financial situation including risk assessment and the impact this can have on your finances.

Plan Implementation

We will present and explain your financial plan using our state-of-the-art software, allowing you to visualise your current financial situation.

Review and Adjustments

Regularly reviewing and adjusting your financial plan is crucial to ensure it remains aligned with your changing life circumstances, goals, and financial market dynamics.

Meet our Team of Expert Advisors

Claire Clohessy

Financial Planning Team Leader

Niall Daniell

Financial Planning Department

Aoife Morgan

Financial Planning Department

Would you rather speak to an advisor?

Our award winning team is always here to help you.

Financial Planning Consultation

1. Assess your current situation

When you have a financial planning appointment, expect to discuss your current financial situation and your future goals. The Advisor will ask about your income, expenses, debts, and any savings or investments you have.

2. Create a Plan

Together, you’ll make a plan that might include setting a budget, finding ways to save more money, and deciding where to invest to help your money grow. The goal is to create a clear path for you to follow to achieve financial stability and meet your future needs. This meeting is a great chance to ask questions and get advice tailored to your unique financial situation.

3. Ensure you are covered

Also, the advisor will explain to you how a protection package can ensure you are covered against unexpected events, keeping you on track with your financial plans and moving you closer to achieving your dreams.

Cashflow Planning

We use state-of-the-art tools, like Cashflow to help you visualize and monitor your monthly income and expenses, giving you a clear picture of your financial activity. It can also process multiple proposed solutions to meet your short and long-term financial goals.Watch this video to see how this powerful tool can assist you in reaching your financial goals, even when life circumstances change.

Why choose LowQuotes.ie as your financial partner?

Choose us as your financial partner and enjoy the best options the market has to offer.

We work with every lender and provider out there to make sure you get top-notch financial solutions. Our team includes award-winning experts with over 35 years of experience, and we’re proud of our 1,200+ five-star Google reviews. Our advanced software helps us create personalized plans that fit your unique situation perfectly.

Our goal is simple: to go beyond what you expect and build lasting relationships. We value clear communication, honesty, and integrity, always putting your needs first to help you on your journey to financial freedom.

Your Questions Answered

Why Financial Planning is so important?

Think of a financial plan as your GPS in the world of money. Whether you’re saving for a car, planning a big trip, or just wanting to manage your bills better, having a plan helps you get where you want to go without unnecessary detours.

When should I start financial planning?

The best time to start was yesterday, and the second-best time is now! It’s never too early or too late to get your finances in order. Starting young gives you a fantastic head start, but making a plan at any age can help improve your financial well-being.

Can I do my own financial planning, or do I need an expert?

You can definitely start on your own by setting goals and budgeting. However, chatting with one of our financial advisors can be a game-changer for more complex things like investments, retirement planning, or tax strategies. We can offer tailored advice and insights you might not have considered.

How often should I review my financial plan?

Life changes, and so should your financial plan. A good rule of thumb is to give it a once-over annually or after significant life events (think marriage, baby, new job). This way, you can adjust your plan to stay on track with your goals.

What does a good financial plan cover?

A financial plan considers the big picture. It covers income, expenses, savings, investments, debt management, insurance needs, retirement planning, and any other financial goals. Think of it as a comprehensive roadmap for your financial future.

Got more questions? Don’t hesitate to reach out to us for tailored financial advice.

We’re proud to have been featured in Ireland’s leading media outlets, sharing insights on insurance, mortgages, and financial planning.

As seen on

Financial Planning for People Who Don’t Like Budgeting

Follow us on Social Media

For press, marketing, or partnership enquiries, please reach out to our Media & PR team.

Career at LowQuotes

Here at LowQuotes, we want to ensure that our clients receive the highest standard of service. If you have a passion for connecting with people and aspire to thrive in a culture built on trust, dedication and excellence, please send us your CV below.