Financial Planning in Ireland

We all have different financial goals depending on our lifestyles.

Achieving your goals depends on the quality and efficiency of your financial plan.

Let our award-winning advisors take care of it for you.

What is Financial Planning?

Financial planning is a way to set and reach your money goals, whether for yourself or a business. It helps you look at what you have now, figure out what you’ll need later, and make a plan to manage your money. This includes saving, investing, budgeting, and planning for retirement. The main goal is to grow your wealth and keep your finances stable so you’re ready for the future. With guidance and smart strategies, financial planning lets you make good choices about your money, helping you feel secure and in control.

LowQuotes.ie
4.9
Based on 1512 reviews
yue Z.
yue Z.
Isabel in LowQuotes helps us lots to get our mortgage protection. She helps us find the right product, answers our questions when needed. She also follows up with us at the right time to make sure she’s there when we need her help.
Response from the owner: Hey Yue Zhang,We’re delighted to hear about your positive experience with Isabel. It’s great to know she was able to guide you through your Mortgage Protection, answer your questions clearly, and follow up at the right time to support you.We aim to make the process as smooth and stress-free as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Robert D.
Robert D.
Dont always trust google reviews myself in general, however i honestly cannot highly recommend these guys enough. We very recently dealt with Colin over a couple phone consultations and he gave us alot of his time to advise & help us navigate throught setting up a Life Insurance policy that was tailored to our family needs both now and planned for long into the future. He was very polite, professional and most importantly a genuine friendly guy which was a huge help as i found this type of cover to be a real minefield. Most of all, we always felt at ease as there was no high sales pressure tactics implied and his honesty and expertise helped us make the right decision. Thanks again, Robert+Debbie.
Response from the owner: Hey Robert and Debbie,We’re delighted to hear about your positive experience with Colin. It’s great to know he was able to take the time to explain everything clearly and tailor your Life Insurance policy to suit your family’s needs, both now and in the future.We always want our clients to feel comfortable and supported, without any pressure, so your feedback really means a lot to us. If you ever have further questions or need assistance down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Fintan M.
Fintan M.
I can't recommend Bernadine highly enough! From our first conversation, she was professional, knowledgeable, and incredibly responsive. She took the time to explain all of our options clearly and guided us through every step of the mortgage process with patience and expertise.What really stood out was her ability to find us a fantastic rate and make the entire experience as smooth and stress-free as possible. Communication was top-notch—we always felt informed and supported.If you're looking for a mortgage broker who truly has your best interests at heart, look no further. Bernadine made what could have been an overwhelming process feel easy and even enjoyable. Thank you for helping us secure our dream home!
Response from the owner: Hey Fintan,We’re delighted to hear about your positive experience with Bernadine. It’s great to know she was able to explain everything clearly, keep you informed throughout, and secure such a fantastic rate for your mortgage. We aim to make the process as smooth and stress-free as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Sinead L.
Sinead L.
Found Colin extremely easy to deal with
Response from the owner: Hey Sinead,We’re delighted to hear about your positive experience with Colin. It’s great to know you found him so easy to deal with, making the process simple and straightforward is exactly what we aim for.If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Roxana-Maria S.
Roxana-Maria S.
We had the pleasure of working with Conor in securing us the best deal for our life insurance (for a house purchase) and he went above and beyond to help us. Very responsive to our questions and changes that we asked for in the policy documents.He managed to get us sorted very fast and I highly recommend him and this company for all your insurance needs!
Response from the owner: Hey Roxana-Maria,We’re delighted to hear about your positive experience with Conor. It’s great to know he went above and beyond to answer your questions, make the adjustments you needed, and secure the best deal for your life insurance. We always aim to make the process fast, clear, and stress-free, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Alan O.
Alan O.
Excellent experience. I have never used Low Quotes before. Prices offered were most competitive and process of arranging life cover was seamless. Mail was a pleasure to deal with. Best experience I have had arranging cover on phone. Great Service
Response from the owner: Hey Alan,We’re delighted to hear about your positive experience with Maik. It’s great to know he made the process of arranging life cover seamless and that you found our prices competitive. We aim to make arranging cover over the phone as clear and stress-free as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Amanda G.
Amanda G.
I had the pleasure of being acquainted with Niamh via low quotes. She was professional, friendly, knowledgeable and efficient. Niamh went above and beyond her duties to ensure I had the best support and mortgage offer. From start to finish, Niamh was diligent and helpful. I would recommend Niamh to anyone who is looking for a mortgage broker who will safeguard their best interests and provide support.
Response from the owner: Hey Amanda,We’re delighted to hear about your positive experience with Niamh. It’s great to know she was professional, friendly, and efficient, while also going above and beyond to secure the best mortgage offer for you. We aim to provide clear guidance and strong support throughout the process, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Dominika
Dominika
Isabel was very professional and helpful, we are very happy with the life insurance contract we signed.
Response from the owner: Hey Dominika,We’re delighted to hear about your positive experience with Isabel. It’s great to know she was professional and helpful in guiding you through the process, and that you’re happy with your new life insurance contract.We aim to make everything as clear and straightforward as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
xo
xo
Highly recommended! I had help from Isabel, who was always friendly and patient. It took us quite a long time to finally get cover for mortgage protection due to a few health issues, but we got there in the end! She made the process easy, and was constantly calling up whenever there was queries and delays. The whole experience was really good, I was never waiting long for a reply, any time I called she picked up straight away. Took away a lot of the stress associated with struggling to find cover! Thanks a million 🫶🏼
Response from the owner: Hey xo,We’re so pleased to hear about your positive experience with Isabel. Getting mortgage protection in place can sometimes be a longer journey when health factors are involved, but we’re delighted that Isabel’s patience and support made the process as smooth and stress-free as possible for you.It’s great to know you felt looked after every step of the way, quick responses and clear communication are exactly what we aim for. Thank you so much for recommending us, and we’re thrilled to have helped you secure your cover in the end!Best Regards,LowQuotes Team
Ana Caroline S.
Ana Caroline S.
Colin was a pleasure to deal from start to finish, he made everything so simple.He gave us all options and once we made our decision it was all done very fast.I would 100% recommend Colin with no hesitation.
Response from the owner: Hey Ana Caroline,We’re delighted to hear about your experience with Colin! It’s great to know he made everything simple, explained all the options clearly, and ensured the process was completed quickly for you.Thank you so much for your recommendation, it means a lot to us. We’re thrilled Colin could provide such a positive experience from start to finish.Best Regards,LowQuotes Team
Caroline M.
Caroline M.
I worked with Bernadine who was so diligent and a great resource couldn't recommend enough
Response from the owner: Hey Caroline,We’re so glad to hear about your experience with Bernadine! It’s wonderful to know you found her diligent and such a great support throughout the process.Thank you for your kind words and recommendation, it really means a lot to us. We’re delighted Bernadine could make the experience such a positive one for you.Best Regards,LowQuotes Team
Christine N.
Christine N.
Wonderful experience dealing with Aoife. Really helpful and professional throughout.
Response from the owner: Hey Christine,We’re delighted to hear about your positive experience with Aoife. It’s great to know she was able to explain everything clearly and support you throughout the process. We aim to make things as smooth and straightforward as possible, so your feedback really means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Patricia M.
Patricia M.
Shaun at low quotes is extremely helpful. He answered all questions and gives great advice to find the right insurance policy for you. Would highly recommend.
Response from the owner: Hey Patricia,We’re delighted to hear about your positive experience with Shaun. It’s great to know he was able to answer all your questions clearly and help you find the right insurance policy. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Emily M.
Emily M.
Excellent service, Aoife was so helpful and informative and made the whole process so easy.
Response from the owner: Hey Emily,We’re delighted to hear about your positive experience with Aoife. It’s great to know she was able to explain everything clearly and make the whole process easy for you. We aim to keep things smooth and stress-free, so your feedback really means a lot! If you need anything in the future, don’t hesitate to get in touch.Best Regards,LowQuotes Team
Monica N.
Monica N.
Fantastic service. Got the cheapest quote; so easy to deal with and go through the process for my mortgage protection. Thank you Colin.
Response from the owner: Hey Monica,We’re delighted to hear about your positive experience with Colin. It’s great to know he was able to guide you clearly through the process and secure the best deal for your mortgage protection. We always aim to make things straightforward and stress-free, so your feedback means a lot! If you have any questions in the future, we’ll be here to help.Best Regards,LowQuotes Team
Bartosz B.
Bartosz B.
We had a fantastic experience with LowQuotes.ie. Shaun was absolutely excellent – he took the time to really understand what we needed, found us the best value options available, and explained everything in a very clear and straightforward way. His professionalism and friendly approach made the whole process smooth and stress-free. I would highly recommend Shaun and LowQuotes.ie to anyone looking for great service and peace of mind.
Response from the owner: Hey Bartosz,We’re delighted to hear about your positive experience with Shaun. It’s fantastic to know he took the time to fully understand your needs, explained everything clearly, and secured the best value for you. We aim to make the process smooth and stress-free, so your feedback means a lot to us! If you ever need further support in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Hannah B.
Hannah B.
Could not recommend enough. We have worked with both Niall and Colin in low quotes after originally getting a quote from somewhere else and having quite a negative and stressful experience, Niall absolutely put us at ease and explained everything mortgage protection and income protection wise in laymans terms for us to understand. He also worked with us to make an informed decision about what would suit us financially to begin with, with a plan to have another look once weve settled into our new home. Colin then finalised our policy and again made the whole process so easy, especially the medical questionnaire going above and beyond contacting underwriters to ensure we had the best cover. The lads were absolutely fantastic and great craic on top of it 😊 have already recommended to multiple friends in the same boat as us!
Response from the owner: Hey Hannah,We’re thrilled to hear about your experience with Niall and Colin. It’s great to know they explained everything clearly, helped you make the best decision for your situation, and made the process stress-free. We’re especially glad they could turn things around after your earlier experience and ensure you felt supported every step of the way. Thanks so much for already recommending us to others. It really means a lot!Best Regards,LowQuotes Team
Darragh W.
Darragh W.
Aoife was exceptional, very easy to chat to and made the whole process simple to understand. She gave great advice and also went above and beyond to ensure she could work around my own antisocial work schedule. Great customer service
Response from the owner: Hey Darragh,We’re delighted to hear about your positive experience with Aoife. It’s great to know she explained everything clearly, gave you solid advice, and went the extra mile to work around your schedule. Making the process simple and stress-free is exactly what we aim for, so your feedback means a lot to us!Best Regards,LowQuotes Team
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The Financial Planning Process:

The financial planning process begins with an enquiry, where you reach out to one of our Expert Financial Advisors, expressing your interest and need for their services. Following this, a discovery call is scheduled, which is essentially a deep-dive conversation where the Advisor gets to know you, your financial situation, your goals, and your concerns.

This understanding forms the backbone of the planning phase, where tools like cash flow modellers are employed to map out various financial scenarios, helping you visualize different strategies and their outcomes. Once a plan is crafted, it’s not set in stone; regular reviews allow you to adjust your strategy in response to life changes or shifts in financial goals. The key is to stick with it, making consistent, informed decisions that align with your evolving financial landscape, ensuring that your plan remains a dynamic tool guiding you toward your financial objectives.

Quote or Appointment

Our quote application will gather vital information to match you with a financial planner who meets your unique requirements.

Discovery Call

To set the goals and discuss your current financial situation including risk assessment and the impact this can have on your finances.

Plan Implementation

We will present and explain your financial plan using our state-of-the-art software, allowing you to visualise your current financial situation. 

Review and Adjustments

Regularly reviewing and adjusting your financial plan is crucial to ensure it remains aligned with your changing life circumstances, goals, and financial market dynamics.

Meet our Team of Expert Advisors

Would you rather speak to an advisor?

Our award winning team is always here to help you.

Financial Planning Consultation

1. Assess your current situation

When you have a financial planning appointment, expect to discuss your current financial situation and your future goals. The Advisor will ask about your income, expenses, debts, and any savings or investments you have.

2. Create a Plan

Together, you’ll make a plan that might include setting a budget, finding ways to save more money, and deciding where to invest to help your money grow. The goal is to create a clear path for you to follow to achieve financial stability and meet your future needs. This meeting is a great chance to ask questions and get advice tailored to your unique financial situation.

3. Ensure you are covered

Also, the advisor will explain to you how a protection package can ensure you are covered against unexpected events, keeping you on track with your financial plans and moving you closer to achieving your dreams.

Cashflow Planning

We use state-of-the-art tools, like Cashflow to help you visualize and monitor your monthly income and expenses, giving you a clear picture of your financial activity. It can also process multiple proposed solutions to meet your short and long-term financial goals.Watch this video to see how this powerful tool can assist you in reaching your financial goals, even when life circumstances change.

Why choose LowQuotes.ie as your financial partner?

Choose us as your financial partner and enjoy the best options the market has to offer.

We work with every lender and provider out there to make sure you get top-notch financial solutions. Our team includes award-winning experts with over 35 years of experience, and we’re proud of our 1,200+ five-star Google reviews. Our advanced software helps us create personalized plans that fit your unique situation perfectly.

Our goal is simple: to go beyond what you expect and build lasting relationships. We value clear communication, honesty, and integrity, always putting your needs first to help you on your journey to financial freedom.

Your Questions Answered

Think of a financial plan as your GPS in the world of money. Whether you’re saving for a car, planning a big trip, or just wanting to manage your bills better, having a plan helps you get where you want to go without unnecessary detours.

The best time to start was yesterday, and the second-best time is now! It’s never too early or too late to get your finances in order. Starting young gives you a fantastic head start, but making a plan at any age can help improve your financial well-being.

You can definitely start on your own by setting goals and budgeting. However, chatting with one of our financial advisors can be a game-changer for more complex things like investments, retirement planning, or tax strategies. We can offer tailored advice and insights you might not have considered.

Life changes, and so should your financial plan. A good rule of thumb is to give it a once-over annually or after significant life events (think marriage, baby, new job). This way, you can adjust your plan to stay on track with your goals.

A financial plan considers the big picture. It covers income, expenses, savings, investments, debt management, insurance needs, retirement planning, and any other financial goals. Think of it as a comprehensive roadmap for your financial future.

Got more questions? Don’t hesitate to reach out to us for tailored financial advice. 

We’re proud to have been featured in Ireland’s leading media outlets, sharing insights on insurance, mortgages, and financial planning.

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Career at LowQuotes

Here at LowQuotes, we want to ensure that our clients receive the highest standard of service.  If you have a passion for connecting with people and aspire to thrive in a culture built on trust, dedication and excellence, please send us your CV below. 

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.