Health Insurance Ireland Quote

Name: Life Insurance
Brand: LowQuotes
Rating: 4.9 (640 reviews)

Comprehensive Health Insurance plans from as low as €8.93 per week.

We compare Irish Health Insurance to give you the best price, guaranteed.

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LowQuotes.ie

4.9

Based on 1272 reviews

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jo M.

What an incredible service. I had the pleasure of working with Niamh. From start to finish, she was so patient and is a true wealth of knowledge as I went through my mortgage hunt/journey/adventure.Most importantly, Niamh was the one who made that phonecall we all want, she got it done. A phone call no one would forget.Thank you Niamh.

leona K.

Seamus Phelan helped myself and my husband set up life insurance recently and I honestly can not recommend him enough. His knowledge and expertise is fantastic and nothing was too much trouble. He made it all so easy to understand and really fit the policy to our needs. We can't recommend Seamus and LowQuotes enough. I would give Seamus more then 5 stars if that was an option. Happy Christmas to everyone there.

Response from the owner: Hi Leona,Thank you so much for your amazing review! We’re absolutely thrilled to hear about your positive experience with Seamus. His knowledge and expertise truly shine in how he tailors policies to fit each client’s unique needs.It’s fantastic to know that he made the process easy and stress-free for you and your husband—just the way we aim to do for all our clients. Your kind words mean the world to us, and we’ll be sure to pass on your compliments to Seamus.Wishing you and your family a wonderful Christmas and a happy New Year! If you ever need assistance in the future, don’t hesitate to reach out.Best regards,The LowQuotes Team

Natalie H

A special huge thank you to Aoife on helping us to sort out everything for us with our new home. We highly recommend LowQuotes, 5 star service!

Response from the owner: Hi Natalie,Thank you so much for your kind words! We’re delighted to hear that Aoife provided such fantastic support in helping you with everything for your new home. Moving into a new home is a big milestone, and we’re thrilled to have been part of it.Your recommendation means the world to us, and we’re always here if you need assistance in the future. Wishing you all the best in your new home!Best regards,The LowQuotes Team

Ross S.

Dealt with Shaun reference health insurance very knowledgeable with over 10 years experience in this area, tells it like it is in the industry.This was one of the easiest preprocesses I have done ,would easily recommend.Regards,Dwayne.

Response from the owner: Hi Dwayne,Thank you for your wonderful feedback! We’re delighted to hear that Shaun’s extensive knowledge and straightforward approach made the process so easy for you. It’s great to know you had such a positive experience with your health insurance.Your recommendation means a lot to us, and we’re always here if you need assistance in the future!Best regards,The LowQuotes Team

uchenna I.

Niamh from LowQuotes was extremely helpful throughout the journey of obtaining my mortgage. She made the journey very stress free and was always on the ball upto the final drawdown. I strongly recommend her.Thanks a million times.A big congrats to myself 😊

Response from the owner: Hi Uchenna,Thank you so much for your amazing review! We’re thrilled to hear that Niamh made the journey of obtaining your mortgage so stress-free and seamless. Her dedication and attention to detail truly shine, and it’s wonderful to know you had such a positive experience.Congratulations on your new mortgage, and thank you for your strong recommendation! If you ever need assistance in the future, don’t hesitate to reach out.Best regards,The LowQuotes Team

Muhammad A.

Excellent service. Aideen very clearly answered my queries. 100% recommended

Response from the owner: Hi Muhammad,Thank you for your fantastic review! We’re delighted to hear that Aideen provided excellent service and answered your queries so clearly. Your recommendation means a lot to us, and we’re thrilled you had such a positive experience.If you need any assistance in the future, don’t hesitate to reach out—we’re always here to help!Best regards,The LowQuotes Team

Rachel O.

Great service from Ross! Replied to my enquiry really quickly, ran through all the questions on the phone and had policy in place within 24 hours.

Response from the owner: Hi Rachel,Thank you for your wonderful feedback! We’re delighted to hear that Ross provided such prompt and efficient service, answering all your questions and getting your policy set up so quickly. It’s great to know we could make the process smooth and straightforward for you.If you ever have any questions or need assistance in the future, we’re always here to help.Best regards,The LowQuotes Team

Jordan A.

Ross helped us choose exactly what was right for us!! Great guidance and communication couldn’t recommend him highly enough

Response from the owner: Hi Jordan,Thank you so much for your fantastic feedback! We’re delighted to hear that Ross provided great guidance and communication, helping you choose exactly what was right for you. Your recommendation means a lot to us, and we’re thrilled that you had such a positive experience.If you need any further assistance, we’re always here to help!Best regards,The LowQuotes Team

Geraldine B.

We got our mortgage protection through Ross who was amazing from start to finish. He made us feel at ease with any questions we had as we were first time buyers and couldn’t have been more helpful. Highly highly recommend!

Response from the owner: Hi Geraldine,We’re thrilled to hear about your positive experience with Ross! It’s wonderful to know he made the process smooth and put you at ease as first-time buyers. Helping you navigate such an important step is what we aim for, and your kind words mean a lot to us.If you have any further questions or need assistance in the future, don’t hesitate to reach out. Thank you for recommending us so highly!Best regards,The LowQuotes Team

Arathy A.

Very helpful finding a quote with different company.

Response from the owner: Hi Arathy,Thank you for your kind review! We’re so glad we could assist you in finding the right quote across different companies. Your satisfaction is our priority, and we’re delighted you had a positive experience with us.If you ever need help again, don’t hesitate to reach out!Best regards,The LowQuotes Team

Matt W.

Brilliant service from Cormac Logue in sorting out Mortgage Protection Insurance. Great communication by phone and email. Cormac went above and beyond to contact the underwriter to have my circumstances looked at quickly. Best price of all quotations.Would recommend Cormac and Lowquotes to anyone needing life cover.Thanks again.

Response from the owner: Hey Matt,We’re delighted to hear about your fantastic experience with Cormac! It’s great to know he provided brilliant service, kept communication clear and consistent, and even went the extra mile to ensure your circumstances were prioritized. We’re also glad we could offer the best price for your Mortgage Protection Insurance. Thank you so much for your kind words and recommendation—it truly means a lot! If you ever need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team

Megan L.

Ross was great to deal with, phoned exactly when he said he would. He made the process so simple, one of our easiest decisions in the whole house hunting process. Great customer service, would highly recommend.

Response from the owner: Hey Megan,We’re thrilled to hear about your positive experience with Ross! It’s fantastic to know he kept his word and made the process so simple for you during such an important time. We understand how stressful house hunting can be, so we’re delighted we could make this decision one of the easiest. Thank you for your kind words and recommendation—it means a lot to us. If you need any help in the future, don’t hesitate to reach out!Best Regards,LowQuotes Team

Jojo

Ross was helpful and accommodating.He answered all of our questions, and allowed us to quickly have our mortgage cover.Thanks Ross for the help !

Response from the owner: Hey Jojo,Thank you so much for your kind review! We’re delighted to hear about your positive experience with Ross. It’s fantastic to know he was helpful, accommodating, and made the process of getting your mortgage cover quick and easy.Your feedback means a lot to us, and if you ever need further assistance, don’t hesitate to reach out.Best regards,LowQuotes TeamThank you so much for your 5-star review! We’re delighted to hear about your positive experience with Ross. It’s fantastic to know he was helpful, accommodating, and answered all your questions, ensuring you could quickly secure your mortgage cover.We’re thrilled we could assist you, and if you ever need anything else, don’t hesitate to reach out.Best regards,LowQuotes Team

sha s

I recently decided to purchase a property and knew I needed guidance as I hadn’t a clue what I needed to do! I found lowquotes online and decided to request a call. Straight away I knew this is who I needed to go with and I got given Niamh as a contact. Niamh was amazing and sorted my application for a mortgage and gave me every piece of information that I would need to gather along with some financial tips. I fell in love with a house and once again Niamh was there for the whole process. She was calm, clear, friendly and very organised. I know have completed the completions and straight away she put in a reminder to call me once my fixed mortgage would be finished! I couldn't recommend LowQuotes more to anyone they were great especially Niamh.

Response from the owner: Hey Sha,Thank you so much for your detailed and glowing review! We’re thrilled to hear about your fantastic experience with Niamh. Buying a property can be daunting, but it’s amazing to know that Niamh was there every step of the way—guiding you, providing financial tips, and making the entire process smooth and stress-free.Your kind words mean a lot to us, and we’re so glad Niamh was able to help you find your dream home. If you ever need further assistance or have questions down the line, don’t hesitate to reach out.Best regards,LowQuotes Team

Ben G.

If I could give Séamus and his team more than 5 stars I would. The team at low quotes, especially Séamus have been nothing short of exceptional. Nothing was ever an issue and we were always given the best advice we could get, he has truly gone above and beyond for us and we cannot thank him enough for all the help and advice he has given us with getting our policies in place to secure our forever home, thank you to the team at Lowquotes for all their help.

Response from the owner: Hey Ben,Thank you so much for your incredible review! We’re thrilled to hear about your positive experience with Séamus and the team. It’s fantastic to know that Séamus went above and beyond to provide exceptional advice and assistance, helping you secure your forever home. That’s exactly the kind of service we strive to deliver.Your kind words mean so much to us, and we’re grateful for the trust you placed in LowQuotes. If you ever need further support or advice, don’t hesitate to reach out.Best Regards,LowQuotes Team

Craig R.

Dealt with Cormac Logue very professional and talked me through everything I needed to know as I was unsure myself

Response from the owner: Hey Craig,We’re delighted to hear about your positive experience with Cormac Logue. It’s fantastic to know he was professional and guided you through everything you needed to know. Making sure our clients feel informed and confident is what we aim for! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team

Mike S.

Great service and very helpful

Response from the owner: Hey Mike,We’re thrilled to hear you had a great experience with our service! It’s wonderful to know you found our team helpful. Providing excellent support and guidance is what we strive for, so your feedback means a lot to us. If you ever have any questions or need assistance in the future, feel free to reach out.Best Regards,LowQuotes Team

Viv P.

Very helpful and stress free consultations and advice from Michael Joyce. Made process very easy.

Response from the owner: Hey Viv,We’re delighted to hear about your positive experience with Michael Joyce. It’s great to know he was able to provide helpful and stress-free consultations, making the process so easy for you. We aim to make everything as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team

yogesh T.

Alison was amazing to work with for my mortgage protection policy! She quickly helped amend the policy to meet the bank’s specific requirements, ensuring everything was sorted without delays. Her quick action and professionalism made a stressful process much easier.The entire experience was smooth and efficient, from getting a quote to finalizing the policy. Alison’s attention to detail and clear communication stood out, and I felt confident everything was handled perfectly. I highly recommend her and the team for their outstanding service!

Response from the owner: Hey Yogesh,We’re delighted to hear about your positive experience with Alison. It’s fantastic to know she was able to quickly amend your mortgage protection policy to meet the bank’s requirements and ensure everything was handled without delays. We aim to make the process as smooth and stress-free as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team

Did you know that Income Protection can insure 75% of your income if you are out of work due to illness, injury or disability?

Benefits of LowQuotes Health Insurance

In Patient Services

This includes general hospital accomodation, mental health, A&E stays and hospice.

Out Patient Services

A vast list of out patient services are covered subject to the plan chosen, such as:
Nurse on call, Cardiac Screening, Dieticians and Nutritionists, Massages, Life Coaching, Antenatal classes, CT & MRI scans and much more.

Digital GP 24/7

One of the most popular additional extras with Health Insurance in Ireland is the Digital GP Service. This includes unlimited consultations by phone or video with an Irish GP. You could use this service for –

Consultations for you or co-appointments with your children.
Prescriptions sent to your local pharmacy.
Referrals to hospital or to a specialist.
Sick-notes

Nurse on Call 24/7

Another beneficial extra for health insurance is unlimited 24/7 support from qualified Irish nurses for non-emergency advice, whether it be a flu, a fall or childcare advice.

Back & Neck Physiotherapy

eConnect directly with a chartered physiotherapist who will manage and assess your issue & create a treatment plan for your issue.

This plan could include –

Excercise programmes.
Virtual physiotherapy
In-person at home treatment
In-person at clinic treatment.

Whichever option suits you best.

Maternity Benefits

Planning & fertility benefits, maternity care options, pre-natal benefits and additional supports.

There is a huge range of benefits from start to finish such as money off fitness wearables, contributions to gym membership, smear testing, health screening, contributions for dieticians, digital doctors on-hand at any time, digital prescriptions, GentleBirth App and much, much more.

Not forgetting paid accommodation whether it’s semi-private or in a private hospital.

Professional counselling service 24/7

Gain access to independent conselling support 24/7 which provides professionally trained counsellors at any time.

It is a dedicated conselling service via phone, webchat, video call or in-person for members aged 18 and over. Telephone and webchat service is available for members ages 16 and over.

Continue treatment at home

Certain therapies and IV treatments can be delivered at home by trained nurses, allowing you to leave hospital early and recover in the comfort of your own home.

Some examples of treatment that can be completed at home:

Free Travel Insurance

Available on our top-tier plan only.

Cash back for sports related expenses such as physio visits and a FREE annual worldwide multi-trip travel insurance policy.

Health Screening

29% Discount on an executive health screening.

Elective Overseas Cover

Benefit abroad for surgical procedures that are available in Ireland subject to the amount of cover available in Ireland

Benefit abroad for surgical procedures that are not available in Ireland for up to the level for the most similar surgical procedure to treat the same condition in Ireland

Public/Semi-Private/Private Cover

Cover available for Public hospitals, Private Hospitals and High Tech Hospitals such as:

Consultants fees
Inpatient Scans
Day Case
Private or semi private rooms
& Much, much more.

Meet our Team of Expert Advisors

Would you like to speak to an advisor?

Our award winning team is always here to help you.

Life Insurance

Lump sum payment in the event of death. Includes Terminal Illness cover free of charge.

Get your quote

Serious Illness Protection

Tax free payout on diagnosis of up to 40 critical illnesses.

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Income Protection

Pays you a replacement income if you are unable to work due to illness or injury.

Get your quote

Health Insurance FAQ

What are the waiting periods for health insurance plans?

New Customer:

Age	Outpatient Medical Expenses	Day to day medical expenses	Inpatient New Condition	Inpatient Pre-existing Condition
Under 55	None	None	26 weeks	5 years
55+	None	26 weeks	26 weeks	5 years

Upgrading Customer:

Age	Outpatient Medical Expenses	Day to day Medical Expenses	Inpatient pre-existing conditions
Under 55	None	None	2 years
55+	None	26 weeks	2 years

How much is Health Insurance In Ireland?

The cost of health insurance in Ireland varies depending on a number of factors, such as the type of plan you choose, your age, and the level of coverage you require.

With LowQuotes you can get covered from € 38.67 per month and get the benefits:

Private & semi private room in a public hospital.
Up to €100 back on visits to a wide range of minor injury clinics.
Unlimited access to Healthy Minds phone counselling service.

Please check our article with detailed information about health insurance.

What does excess mean with Health Insurance?

An excess is the amount of money you agree to pay toward the cost of your medical treatment before your insurance policy kicks in and begins covering the remaining charges.

For example, if your health insurance policy has an excess of €500 and you have a hospital bill of €2,000, you would pay the first €500, and your insurance company would cover the remaining €1,500.

What are the day-to-day Medical expenses covered with Health Insurance?

Day-to-day medical expenses for health insurance refer to the costs incurred for routine medical care that are covered by a health insurance policy. These expenses typically include:

GP Visits: Costs associated with visiting a general practitioner for routine check-ups or minor health issues.
Prescription Medications: Expenses for prescribed drugs and medications.
Specialist Visits: Fees for consulting specialists such as dermatologists, cardiologists, or other experts.
Diagnostic Tests: Costs for diagnostic tests like blood tests, X-rays, or MRIs.
Physiotherapy: Expenses for physical therapy sessions.
Dental and Optical Care: Coverage for dental check-ups, treatments, and optical care such as eye exams and glasses.
Minor Procedures: Costs for minor surgical procedures performed on an outpatient basis.

These day-to-day benefits help manage the out-of-pocket expenses for routine health care, making it easier for policyholders to maintain their health without worrying about the cost of regular medical services.

Does my age affect my Health Insurance Premiums?

In the health insurance industry in Ireland there is the concept of Community Rating. This is a system whereby a person’s age does not mean they pay a different premium for their health insurance. However, there are a number of exceptions to this rule:

From 1 May 2015, if you first buy health insurance at age 35 or over, an age at entry loading may apply to your premium. This is Lifetime Community Rating.
Children – persons aged under 18, where the premium must be no more than 50% of the adult rate.
The premium for young adults, i.e., those aged 18-25 may be reduced.
Members of group schemes, where the premium may be reduced by up to 10%.
Pensioners who are members of restricted membership insurers may have their premiums reduced.

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Career opportunities at LowQuotes.

Here at LowQuotes, we want to ensure that our clients receive the highest standards of service. If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit.

Health Insurance Ireland Quote

Google Reviews

Did you know that Income Protection can insure 75% of your income if you are out of work due to illness, injury or disability?

Benefits of LowQuotes Health Insurance

Meet our Team of Expert Advisors

Would you like to speak to an advisor?

Our award winning team is always here to help you.

Related Products

Life Insurance

Serious Illness Protection

Income Protection

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Follow us on Social Media

Career opportunities at LowQuotes.

Quick Call Back

Contact Info

Coronavirus Covid 19 Information

Health Insurance Ireland Quote

Google Reviews

Did you know that Income Protection can insure 75% of your income if you are out of work due to illness, injury or disability?

Benefits of LowQuotes Health Insurance

Meet our Team of Expert Advisors

Would you like to speak to an advisor?

Our award winning team is always here to help you.

Related Products

Life Insurance

Serious Illness Protection

Income Protection

Health Insurance FAQ

You may also be interested in...​

Everyday Expenses That Could Cost You More Than Life Insurance

Life Insurance for Stay-at-Home Parents

Cohabiting Couple? Protect Your Life Insurance Payout from Tax

Is Your Life Insurance Enough? Signs You Might Be Underinsured

Life Insurance Jargon Made Simple

Joint vs. Dual Life Insurance: Which Is Better for You?

Follow us on Social Media

Career opportunities at LowQuotes.

Quick Call Back

Contact Info

Coronavirus Covid 19 Information

You may also be interested in...