Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

Google Reviews

LowQuotes.ie
4.9
Based on 1272 reviews
jo M.
jo M.
What an incredible service. I had the pleasure of working with Niamh. From start to finish, she was so patient and is a true wealth of knowledge as I went through my mortgage hunt/journey/adventure.Most importantly, Niamh was the one who made that phonecall we all want, she got it done. A phone call no one would forget.Thank you Niamh.
leona K.
leona K.
Seamus Phelan helped myself and my husband set up life insurance recently and I honestly can not recommend him enough. His knowledge and expertise is fantastic and nothing was too much trouble. He made it all so easy to understand and really fit the policy to our needs. We can't recommend Seamus and LowQuotes enough. I would give Seamus more then 5 stars if that was an option. Happy Christmas to everyone there.
Response from the owner: Hi Leona,Thank you so much for your amazing review! We’re absolutely thrilled to hear about your positive experience with Seamus. His knowledge and expertise truly shine in how he tailors policies to fit each client’s unique needs.It’s fantastic to know that he made the process easy and stress-free for you and your husband—just the way we aim to do for all our clients. Your kind words mean the world to us, and we’ll be sure to pass on your compliments to Seamus.Wishing you and your family a wonderful Christmas and a happy New Year! If you ever need assistance in the future, don’t hesitate to reach out.Best regards,The LowQuotes Team
Natalie H
Natalie H
A special huge thank you to Aoife on helping us to sort out everything for us with our new home. We highly recommend LowQuotes, 5 star service!
Response from the owner: Hi Natalie,Thank you so much for your kind words! We’re delighted to hear that Aoife provided such fantastic support in helping you with everything for your new home. Moving into a new home is a big milestone, and we’re thrilled to have been part of it.Your recommendation means the world to us, and we’re always here if you need assistance in the future. Wishing you all the best in your new home!Best regards,The LowQuotes Team
Ross S.
Ross S.
Dealt with Shaun reference health insurance very knowledgeable with over 10 years experience in this area, tells it like it is in the industry.This was one of the easiest preprocesses I have done ,would easily recommend.Regards,Dwayne.
Response from the owner: Hi Dwayne,Thank you for your wonderful feedback! We’re delighted to hear that Shaun’s extensive knowledge and straightforward approach made the process so easy for you. It’s great to know you had such a positive experience with your health insurance.Your recommendation means a lot to us, and we’re always here if you need assistance in the future!Best regards,The LowQuotes Team
uchenna I.
uchenna I.
Niamh from LowQuotes was extremely helpful throughout the journey of obtaining my mortgage. She made the journey very stress free and was always on the ball upto the final drawdown. I strongly recommend her.Thanks a million times.A big congrats to myself 😊
Response from the owner: Hi Uchenna,Thank you so much for your amazing review! We’re thrilled to hear that Niamh made the journey of obtaining your mortgage so stress-free and seamless. Her dedication and attention to detail truly shine, and it’s wonderful to know you had such a positive experience.Congratulations on your new mortgage, and thank you for your strong recommendation! If you ever need assistance in the future, don’t hesitate to reach out.Best regards,The LowQuotes Team
Muhammad A.
Muhammad A.
Excellent service. Aideen very clearly answered my queries. 100% recommended
Response from the owner: Hi Muhammad,Thank you for your fantastic review! We’re delighted to hear that Aideen provided excellent service and answered your queries so clearly. Your recommendation means a lot to us, and we’re thrilled you had such a positive experience.If you need any assistance in the future, don’t hesitate to reach out—we’re always here to help!Best regards,The LowQuotes Team
Rachel O.
Rachel O.
Great service from Ross! Replied to my enquiry really quickly, ran through all the questions on the phone and had policy in place within 24 hours.
Response from the owner: Hi Rachel,Thank you for your wonderful feedback! We’re delighted to hear that Ross provided such prompt and efficient service, answering all your questions and getting your policy set up so quickly. It’s great to know we could make the process smooth and straightforward for you.If you ever have any questions or need assistance in the future, we’re always here to help.Best regards,The LowQuotes Team
Jordan A.
Jordan A.
Ross helped us choose exactly what was right for us!! Great guidance and communication couldn’t recommend him highly enough
Response from the owner: Hi Jordan,Thank you so much for your fantastic feedback! We’re delighted to hear that Ross provided great guidance and communication, helping you choose exactly what was right for you. Your recommendation means a lot to us, and we’re thrilled that you had such a positive experience.If you need any further assistance, we’re always here to help!Best regards,The LowQuotes Team
Geraldine B.
Geraldine B.
We got our mortgage protection through Ross who was amazing from start to finish. He made us feel at ease with any questions we had as we were first time buyers and couldn’t have been more helpful. Highly highly recommend!
Response from the owner: Hi Geraldine,We’re thrilled to hear about your positive experience with Ross! It’s wonderful to know he made the process smooth and put you at ease as first-time buyers. Helping you navigate such an important step is what we aim for, and your kind words mean a lot to us.If you have any further questions or need assistance in the future, don’t hesitate to reach out. Thank you for recommending us so highly!Best regards,The LowQuotes Team
Arathy A.
Arathy A.
Very helpful finding a quote with different company.
Response from the owner: Hi Arathy,Thank you for your kind review! We’re so glad we could assist you in finding the right quote across different companies. Your satisfaction is our priority, and we’re delighted you had a positive experience with us.If you ever need help again, don’t hesitate to reach out!Best regards,The LowQuotes Team
Matt W.
Matt W.
Brilliant service from Cormac Logue in sorting out Mortgage Protection Insurance. Great communication by phone and email. Cormac went above and beyond to contact the underwriter to have my circumstances looked at quickly. Best price of all quotations.Would recommend Cormac and Lowquotes to anyone needing life cover.Thanks again.
Response from the owner: Hey Matt,We’re delighted to hear about your fantastic experience with Cormac! It’s great to know he provided brilliant service, kept communication clear and consistent, and even went the extra mile to ensure your circumstances were prioritized. We’re also glad we could offer the best price for your Mortgage Protection Insurance. Thank you so much for your kind words and recommendation—it truly means a lot! If you ever need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Megan L.
Megan L.
Ross was great to deal with, phoned exactly when he said he would. He made the process so simple, one of our easiest decisions in the whole house hunting process. Great customer service, would highly recommend.
Response from the owner: Hey Megan,We’re thrilled to hear about your positive experience with Ross! It’s fantastic to know he kept his word and made the process so simple for you during such an important time. We understand how stressful house hunting can be, so we’re delighted we could make this decision one of the easiest. Thank you for your kind words and recommendation—it means a lot to us. If you need any help in the future, don’t hesitate to reach out!Best Regards,LowQuotes Team
Jojo
Jojo
Ross was helpful and accommodating.He answered all of our questions, and allowed us to quickly have our mortgage cover.Thanks Ross for the help !
Response from the owner: Hey Jojo,Thank you so much for your kind review! We’re delighted to hear about your positive experience with Ross. It’s fantastic to know he was helpful, accommodating, and made the process of getting your mortgage cover quick and easy.Your feedback means a lot to us, and if you ever need further assistance, don’t hesitate to reach out.Best regards,LowQuotes TeamThank you so much for your 5-star review! We’re delighted to hear about your positive experience with Ross. It’s fantastic to know he was helpful, accommodating, and answered all your questions, ensuring you could quickly secure your mortgage cover.We’re thrilled we could assist you, and if you ever need anything else, don’t hesitate to reach out.Best regards,LowQuotes Team
sha s
sha s
I recently decided to purchase a property and knew I needed guidance as I hadn’t a clue what I needed to do! I found lowquotes online and decided to request a call. Straight away I knew this is who I needed to go with and I got given Niamh as a contact. Niamh was amazing and sorted my application for a mortgage and gave me every piece of information that I would need to gather along with some financial tips. I fell in love with a house and once again Niamh was there for the whole process. She was calm, clear, friendly and very organised. I know have completed the completions and straight away she put in a reminder to call me once my fixed mortgage would be finished! I couldn't recommend LowQuotes more to anyone they were great especially Niamh.
Response from the owner: Hey Sha,Thank you so much for your detailed and glowing review! We’re thrilled to hear about your fantastic experience with Niamh. Buying a property can be daunting, but it’s amazing to know that Niamh was there every step of the way—guiding you, providing financial tips, and making the entire process smooth and stress-free.Your kind words mean a lot to us, and we’re so glad Niamh was able to help you find your dream home. If you ever need further assistance or have questions down the line, don’t hesitate to reach out.Best regards,LowQuotes Team
Ben G.
Ben G.
If I could give Séamus and his team more than 5 stars I would. The team at low quotes, especially Séamus have been nothing short of exceptional. Nothing was ever an issue and we were always given the best advice we could get, he has truly gone above and beyond for us and we cannot thank him enough for all the help and advice he has given us with getting our policies in place to secure our forever home, thank you to the team at Lowquotes for all their help.
Response from the owner: Hey Ben,Thank you so much for your incredible review! We’re thrilled to hear about your positive experience with Séamus and the team. It’s fantastic to know that Séamus went above and beyond to provide exceptional advice and assistance, helping you secure your forever home. That’s exactly the kind of service we strive to deliver.Your kind words mean so much to us, and we’re grateful for the trust you placed in LowQuotes. If you ever need further support or advice, don’t hesitate to reach out.Best Regards,LowQuotes Team
Craig R.
Craig R.
Dealt with Cormac Logue very professional and talked me through everything I needed to know as I was unsure myself
Response from the owner: Hey Craig,We’re delighted to hear about your positive experience with Cormac Logue. It’s fantastic to know he was professional and guided you through everything you needed to know. Making sure our clients feel informed and confident is what we aim for! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Mike S.
Mike S.
Great service and very helpful
Response from the owner: Hey Mike,We’re thrilled to hear you had a great experience with our service! It’s wonderful to know you found our team helpful. Providing excellent support and guidance is what we strive for, so your feedback means a lot to us. If you ever have any questions or need assistance in the future, feel free to reach out.Best Regards,LowQuotes Team
Viv P.
Viv P.
Very helpful and stress free consultations and advice from Michael Joyce. Made process very easy.
Response from the owner: Hey Viv,We’re delighted to hear about your positive experience with Michael Joyce. It’s great to know he was able to provide helpful and stress-free consultations, making the process so easy for you. We aim to make everything as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
yogesh T.
yogesh T.
Alison was amazing to work with for my mortgage protection policy! She quickly helped amend the policy to meet the bank’s specific requirements, ensuring everything was sorted without delays. Her quick action and professionalism made a stressful process much easier.The entire experience was smooth and efficient, from getting a quote to finalizing the policy. Alison’s attention to detail and clear communication stood out, and I felt confident everything was handled perfectly. I highly recommend her and the team for their outstanding service!
Response from the owner: Hey Yogesh,We’re delighted to hear about your positive experience with Alison. It’s fantastic to know she was able to quickly amend your mortgage protection policy to meet the bank’s requirements and ensure everything was handled without delays. We aim to make the process as smooth and stress-free as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

Meet our Team of Expert Advisors

Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Here at LowQuotes, we want to ensure that our clients receive the highest standards of service.  If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit. 

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.