Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

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LowQuotes.ie
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nicole B.
nicole B.
We had a fantastic experience working with Neil. From the very beginning he was incredibly helpful, patient, and knowledgeable. All the information out there was very overwhelming, but Neil took the time to walk us through every step of the process, explaining all the details in a way that was easy to understand.What truly stood out was his genuine care and commitment to finding the best coverage for our needs and answered all our questions promptly and made sure we felt confident and informed before making any decisions. Neil's professionalism and friendly approach made the whole experience smooth and stress-free.We’re delighted with the service and would highly recommend Low Quotes to anyone looking for trustworthy advice and insurance and a reasonable price.
Response from the owner: Hey Nicole,We’re thrilled to hear about your fantastic experience with Neil! It’s great to know he was helpful, patient, and made everything easier to understand during what can often feel like an overwhelming process.Neil’s commitment to finding the best coverage and ensuring you felt confident and informed is exactly what we strive for at LowQuotes. We’re so glad he could provide that level of care and professionalism.Thanks so much for the lovely recommendation—if you ever need anything in the future, we’re just a message away.Best Regards,LowQuotes Team
Sean M.
Sean M.
Could not recommend enough!!Neil, who we dealt with made the whole process so simple and easy to understand.
Response from the owner: Hey Sean,We’re delighted to hear about your positive experience with Neil. It’s great to know he was able to explain everything clearly and make the process simple and stress-free. We aim to make everything as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Luke
Luke
Craig was great to deal with throughout the process
Response from the owner: Hey Luke,We’re delighted to hear about your positive experience with Craig. It’s great to know he made the process smooth and easy for you. We always aim to provide a straightforward and helpful service, so your feedback is very much appreciated!If you have any questions down the line or need further assistance, don’t hesitate to reach out.Best Regards,LowQuotes Team
Allan H.
Allan H.
The service from Aoife at Lowquotes was exceptional and very thoroughI was kept informed at all times during the telephone application regarding progress and all the relevant financial facts. The entire process was made very easy and stress free - thank you so very muchBest wishesAllan HarrisGP West Cork
Response from the owner: Hey Allan,We’re so pleased to hear about your exceptional experience with Aoife. It’s great to know she kept you informed throughout the process and made everything easy and stress-free. Providing clear, thorough support is exactly what we aim for, so your kind words mean a lot.Thanks again for taking the time to share your feedback—wishing you all the best!Best Regards,LowQuotes Team
N
N
5 starsBernadine Day, you are always eager to help. Your service is impeccable!You were recommended by a friend and you didn’t fail. You delivered,above my expectations .Thank you Bernadine,Thank you LowQuotes.-Adetutu
Response from the owner: Hey Adetutu,We’re so glad to hear about your 5-star experience with Bernadine! It’s fantastic to know she exceeded your expectations and delivered such impeccable service. We’re proud to have her on the team, and we’ll be sure to pass along your kind words.Thank you for the lovely feedback and for trusting LowQuotes—we’re always here if you need anything!Best Regards,LowQuotes Team
Darlene D.
Darlene D.
Cormac was a huge help in getting our policies set up. Very knowledgeable and friendly. We would absolutely recommend Low Quotes.
Response from the owner: Hey Darlene,We’re delighted to hear about your positive experience with Cormac. It’s great to know he was able to explain everything clearly and help get your policies set up smoothly. We aim to make the process as simple and supportive as possible, so your kind words mean a lot!If you ever have any questions or need assistance down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Demi M.
Demi M.
Signed up for life insurance with Craig and it was a super easy process. Craig was very knowledgeable and helpful throughout. He was more than happy to answer any additional questions we had. Would definitely recommend LowQuotes as we got the best price with them!
Response from the owner: Hey Demi,We’re delighted to hear about your positive experience with Craig. It’s great to know he was able to explain everything clearly and secure a great deal for your life insurance. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Vamsi C.
Vamsi C.
Colin Bailey is very professional in customer handling and he explained the total process in a very smooth and easy way for our understanding. Highly recommend this service.
Response from the owner: Hey Vamsi,We’re delighted to hear about your positive experience with Colin Bailey. It’s great to know he was able to explain everything clearly and guide you through the process with ease. We aim to make the journey as smooth and understandable as possible, so your feedback really means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
katie O.
katie O.
I would like to thank Ross kirwan for helping me sort out the right life insurance policy for myself and my husbandHe was very patient, great to deal with throughout . He couldn't be anymore helpfulHe also kept in touch with us throughout the whole process
Response from the owner: Hey Katie,We’re delighted to hear about your positive experience with Ross Kirwan. It’s great to know he was patient, helpful, and guided you and your husband through the whole process with care. We aim to make things as smooth and clear as possible, so your feedback means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
william C.
william C.
I would like to thank Ross kirwan for helping me sort out the right life insurance policy for myself and my wifeHe was patient and kept in touch with us throughout the whole process
Response from the owner: Hey William,We’re delighted to hear about your positive experience with Ross. It’s great to know he was patient and supportive in helping you and your wife find the right life insurance policy. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Sinead Egan (Sinead E.
Sinead Egan (Sinead E.
Had a really positive experience dealing with Niamh for my life insurance policy over the last few weeks.She was extremely professional, informative, prompt and efficient and is a wonderful asset to low quotes!Thanks Niamh for answering my never ending questions with ease and helping me understand everything in full!I will definitely be recommending her to others!
Response from the owner: Hey Sinead,We’re delighted to hear about your positive experience with Niamh. It’s great to know she was professional, informative, and made the process so clear and easy for you. We truly appreciate your kind words and recommendation — it means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Harshini P.
Harshini P.
We’d like to extend our sincere thanks to Ross for his outstanding support in helping us get sorted with our Mortgage Protection. His persistence in following up with multiple insurance providers and dedication to finding us a product that fits our needs is truly appreciated. His proactive communication and commitment to delivering a smooth experience made the entire process hassle-free. Thank you once again for your excellent service
Response from the owner: Hey Harshini,We’re delighted to hear about your positive experience with Ross. It’s great to know he was proactive, persistent, and made the process of setting up your Mortgage Protection smooth and hassle-free. We really appreciate your kind words and are glad we could assist you in finding the right cover.If you have any further questions or need support down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Jade L.
Jade L.
I contacted for a quote for life cover as I now have a son. Neil called me today and was so lovely. Very professional and sufficient. The price was low and in my budget! It doesn't have to cost a fortune to cover yourself. I now have peace of mind for my baby if anything did happen. Neil is an asset to your company.Kind regards,Jade
Response from the owner: Hey Jade,We’re delighted to hear about your positive experience with Neil. It’s great to know he provided such professional and friendly support while helping you secure affordable life cover. Your peace of mind is exactly what we aim for, especially when protecting what matters most.Thanks so much for your kind words — we’ll be sure to pass them on to Neil!Best Regards,LowQuotes Team
Pramod C
Pramod C
I had a great experience with LowQuotes.ie. Aoife was incredibly helpful throughout the entire process — she took the time to explain everything clearly, answered all my questions patiently, and helped me find the best quote that suited my needs. Her professionalism and friendly approach made the whole process smooth and stress-free. Highly recommend both LowQuotes.ie and Aoife for anyone looking for great service and value.
Response from the owner: Hey Pramod,We’re delighted to hear about your positive experience with Aoife. It’s great to know she was able to explain everything clearly, answer all your questions, and help you find the best quote to suit your needs. We always aim to make the process as smooth and stress-free as possible, so your kind words mean a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Tim H.
Tim H.
Excellent Service - Their representative Shaun Young was particularly good. Made it very easy. Got through everything quickly and easily. Ring here - ask for Shaun Young to sort you.
Response from the owner: Hey Tim,We’re delighted to hear about your positive experience with Shaun Young. It’s great to know he was able to explain everything clearly and make the process quick and easy for you. We aim to make things as smooth and straightforward as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Christina K.
Christina K.
Had the absolute pleasure of dealing with Seamus who was not only an absolute gentleman but extremely helpful. Mortgage protection had been the most stressful part of the process so far from brokers who were no help or just didnt want to help but Seamus turned it into a breeze. He had cover for us within 6 hours, explained everything in detail and went out of his way to make it as easy as possible. I honestly cannot thank him enough. If only every broker was as this helpful and understanding.
Response from the owner: Hey Christina,We’re delighted to hear about your positive experience with Seamus. It’s great to know he was able to explain everything clearly and turn what had been a stressful process into something smooth and easy. We aim to make things as straightforward and supportive as possible, so your feedback really means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
Celiwe M.
Celiwe M.
Colin was really amazing to talk to, he really helped me navigate through everything.He is really good at what he does.
Response from the owner: Hey Celiwe,We’re delighted to hear about your positive experience with Colin. It’s great to know he was able to guide you through everything clearly and provide the support you needed. We aim to make the process as smooth and helpful as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team.
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

Meet our Team of Expert Advisors

Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.