Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

Google Reviews

LowQuotes.ie
4.9
Based on 1455 reviews
navi R.
navi R.
Ross is the best broker I have ever encountered. He gave his 100% effort and is incredibly helpful. Truly highly recommend! The company must double this guy’s salary.
Mark C.
Mark C.
I can’t speak highly enough of the service Colin provided and the extremely courteous nature in which he did so. Getting mortgage protection is another obstacle cleared in securing my first home. I’m doing this process alone and am unfamiliar with many of the stages involved but Colin made this step incredibly easy. He walked me through everything and made it so I understood the whole application. I can’t thank Colin enough and would be more than happy to highly recommend Colin and team to others.
Sharon M.
Sharon M.
Rebecca was absolutely fantastic to deal with. She was super easy to communicate with, very informative and really assisted me in getting the most suitable policy for my needs. Brilliant service. Thanks Rebecca
Suraj G.
Suraj G.
A very special thanks to Aoife Morgan at LowQuotes for getting me the best Mortgage protection insurance policy. She was kind and patient throughout the process. A big thank you to you once again. Best Wishes.
Anne Marie E.
Anne Marie E.
I got a quote from LowQuotes on Friday. Ross rang me within half an hour and went through everything with me. He explained everything really clearly and was really personable. He made the experience of getting life insurance very easy.
Ali
Ali
Very easy to apply thank you so much!!!
Sinead K.
Sinead K.
Dylan was a pleasure to deal with today, so knowledgeable & extremely helpful. He made the whole process so easy. I am really happy with the policy cover I got.
Laura S.
Laura S.
Aoife Morgan was a pleasure to deal with and made the process so smooth. She also dealt with everything from start to finish very efficiently.
Response from the owner: Hey Laura,We’re delighted to hear about your positive experience with Aoife Morgan. It’s great to know she made the process smooth and handled everything efficiently from start to finish. We aim to make insurance as easy and stress-free as possible, so your feedback really means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Emma M.
Emma M.
A wonderful service, thorough and clear. I dealt with Rebecca, who was fantastic. The perfect mix of professional knowledge and courtesy with genuine warmth. Highly recommend her services!!!
Response from the owner: Hey Emma,We’re thrilled to hear about your wonderful experience with Rebecca. It’s fantastic to know she delivered a thorough and clear service with the perfect blend of professionalism and genuine warmth. We really appreciate your kind words and recommendation!If you ever need anything else, we’re just a call away.Best Regards,LowQuotes Team
Yunus Ü.
Yunus Ü.
Great service , low price
Response from the owner: Hey Yunus,Thanks a lot for your kind words! We’re delighted to hear you were happy with the service and the price. We work hard to offer the best value without compromising on quality, so your feedback means a lot to us. If you ever need anything else or have questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Emma W.
Emma W.
Great experience with Ross who was patient with us as we figured out what plan worked best for us. We really appreciated his advice and his patience. Highly recommend.
Response from the owner: Hey Emma,We’re delighted to hear about your positive experience with Ross. It’s great to know he was patient and supportive as you worked through your options. We’re so glad his advice helped you find the right plan. That’s exactly what we aim for!If you ever need anything else or have more questions down the line, we’re always here to help.Best Regards,LowQuotes Team
Jonathan F.
Jonathan F.
Dealt with Ross, he was incredibly helpful and informative and made the process easy from the start.
Response from the owner: Hey Jonathan,We’re delighted to hear about your positive experience with Ross. It’s great to know he was able to explain everything clearly and make the process easy from the very beginning. We aim to make the journey as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Dee H.
Dee H.
Rebecca was wonderful. And got a policy I was very happy with
Response from the owner: Hey Dee,We’re delighted to hear about your positive experience with Rebecca. It’s great to know she was wonderful and helped secure a policy you’re happy with. We always aim to match our clients with the best possible cover, so your feedback is much appreciated!If you ever need anything else or have any questions, feel free to get in touch.Best Regards,LowQuotes Team
Ann D.
Ann D.
Excellent communication. Explained everything very clearly. Lovely customer service
Response from the owner: Hey Ann,We’re delighted to hear about your positive experience with our team. It’s great to know everything was explained clearly and that you received excellent communication and lovely customer service, that’s exactly what we aim for!If you have any questions in the future or need further assistance, we’re just a message away.Best Regards,LowQuotes Team
John K
John K
I have had a very rewarding experience dealing with Low Quotes. Rebecca Sharpe was my point of contact, and she was always prompt, professional and helpful. Vast knowledge of the business and the options to me to get me the best life cover policy, as well as answer my never ending questions and concerns. The process was effortless. Thanks JK
Response from the owner: Hey John,We’re thrilled to hear about your rewarding experience with Rebecca! It’s fantastic to know she was prompt, professional, and able to guide you through the process with such expertise. Life Insurance can raise lots of questions, and we’re so glad she made it effortless for you.If you need anything else down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Sandra W.
Sandra W.
Shaun was very informative and helpful
Response from the owner: Hey Sandra,We’re delighted to hear about your positive experience with Shaun. It’s great to know he was informative and helpful throughout the process. We aim to make everything as clear and straightforward as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Gráinne M.
Gráinne M.
I would like highly recommend Bernadine and Low Quotes for anyone seeking professional mortgage assistance. From start to finish, our experience working with Bernadine was exceptional. We recently secured our mortgage through her, and I can confidently say that her advice, skills, and expertise were outstanding and made a significant difference in the entire process. Bernadine demonstrated an in-depth understanding of the mortgage market, guiding us through complex options with clarity and patience.Her professionalism and attention to detail ensured that everything was handled efficiently and smoothly, which made what can often be a stressful process much more manageable and even enjoyable. Bernadine’s efficiency was second to none; she was always prompt, organized, and proactive in communicating updates and answering our questions. Thanks to her, we were able to secure a mortgage that we are really happy with, and she worked tirelessly to find us the best possible deal.We are genuinely grateful for the time and effort she invested in helping us. Her friendly yet professional approach made us feel valued and supported throughout the entire process. I would highly recommend Bernadine and Low Quotes to anyone looking for expert mortgage advice and exceptional service. Her dedication and expertise truly set her apart, and we are so appreciative of all she did for us.
Response from the owner: Hey Gráinne,Thank you so much for your incredibly kind and detailed review! We’re absolutely delighted to hear about your positive experience with Bernadine. Her expertise, dedication, and genuine care truly make a difference, and we’re so glad she helped make your mortgage journey smooth and even enjoyable.Securing the right mortgage can be a stressful process, so it’s fantastic to know Bernadine guided you through it with such clarity and professionalism. We’ll be sure to pass along your lovely feedback to her, she’ll be thrilled!If you need any further support down the line, we’re always here for you.Best Regards,LowQuotes Team
G S (.
G S (.
Quick, easy, straightforward, concise and helpful. If you are considering life insurance, give Colin a call.
Response from the owner: Hey G S,We’re delighted to hear about your positive experience with Colin. It’s great to know you found the process quick, easy, and helpful. We aim to make life insurance as straightforward and stress-free as possible, so your feedback means a lot! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Shane C.
Shane C.
Would just like to say a massive thanks to Bernadine who helped me and my fiancé get our mortgage protection, the whole process was quick and easy. Will definitely recommend to friends and family.A true professionalThanks again Bernadine
Response from the owner: Hey Shane,We’re delighted to hear about your positive experience with Bernadine. It’s great to know she made the process of getting mortgage protection quick and easy for you and your fiancé. We aim to make everything as smooth and straightforward as possible, so your kind words mean a lot! If you or your friends and family need any assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Career opportunities at LowQuotes.

Here at LowQuotes, we want to ensure that our clients receive the highest standards of service.  If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit. 

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.