Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

Google Reviews

LowQuotes.ie
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Harry M.
Harry M.
I took out an Income Protection policy this week, great service from start to finish, Cormac was very professional and was able to get me a good quote quickly having offered me advice on which company would be best for me
Kathleen S.
Kathleen S.
Shaun was very helpful and very easy to talk to and explained everything very well
Response from the owner: Hey Kathleen,We’re delighted to hear about your positive experience with Shaun. It’s great to know he was able to explain everything clearly and make the process easy to follow. We aim to keep things simple and understandable for everyone, so your feedback means a lot to us! If you have any further questions or need assistance down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Patrick
Patrick
I was chatting to shaun young today from low quotes in regards of private health insuranceand he went into Great details about my concerns in regarding private health insurance I don't think I could have spoke to anyone that was so knowledgeable about this matter sometimes you wake up in the morning being concerned about certain things in regards of your health but after speaking to Shaun he put my mind completely at ease after getting off the phone to him I will spend a more relaxed day knowing that I don't have as much to worry about as I've thought I had. shaun was just a delight and pleasure to talk to and I will definitely be passing on this information to others that has concerns and I will be passing on the low quotes website to my friends knowing that there is someone on the phone that will talk to you and put you at ease so thank you from the bottom of my heart to Shaun and all the people at low quotes thank you very much for such a pleasurable experience on the phone and I recommend anybody with any concerns get in touch with any of the guys from low quotes I highly recommend them
Response from the owner: Hey Patrick,We’re so glad to hear about your positive experience with Shaun. It’s great to know he was able to answer all your questions and put your mind at ease — that’s exactly the kind of support we aim to provide. Your kind words mean a lot to Shaun and the whole team here at LowQuotes. Thank you so much for recommending us and for sharing your experience with others. If you ever need anything else or have more questions in the future, we’re just a phone call away.Best Regards,LowQuotes Team
Ritchel P.
Ritchel P.
I recently had the pleasure of dealing with Neil of LowQuotes.ie for our Mortgage Protection insurance. Everything was straightforward and he made sure that he answers all my questions. He made sure that we get a cover in all aspects without being too pushy so he provided us with options that we can consider. In the end, we still got a good cover that’s within our budget. He was very knowledgeable and made this insurance hunting for us like a walk in the park.
Response from the owner: Hey Ritchel,We’re delighted to hear about your positive experience with Neil. It’s great to know he made everything straightforward and helped you find the right cover without any pressure. We always aim to make the process clear and easy, so your feedback really means a lot. If you have any questions down the line or need anything else, don’t hesitate to reach out.Best Regards,LowQuotes Team
Theresa V.
Theresa V.
We would just like to show our appreciation for the brilliant service & advise from Aoife Morgan.We are extremely happy with all that Aoife had to offer us i.e. the best quotations and available options.We are delighted with our choice, by getting all additional information needed, speedy feedback & all the value added from Aoife.Aoife are highly recommended, especially regarding her competency, efficiency & excellent communication skills.Thanks you very much & much appreciated.Theresa & Aubrey Staples
Response from the owner: Hey Theresa & Aubrey,We’re delighted to hear about your positive experience with Aoife Morgan. It’s great to know she was able to provide the best quotations, clear advice, and quick feedback to help you make the right choice. We really appreciate you highlighting her competency, efficiency, and excellent communication. That’s exactly the standard we aim for every time.If you ever need anything else or have any questions in the future, please don’t hesitate to reach out.Best Regards,LowQuotes Team
Rishi R.
Rishi R.
I had the pleasure of dealing with Aoife Morgan regarding my life insurance, and I can confidently say she made the entire experience smooth, honest, and reassuring.She was incredibly patient throughout the process — never rushed me, always listened, and helped me understand all the options available. She guided me toward a life insurance plan that fits my budget, yet still gives my family solid protection for the future.Aoife also offered genuine advice and took the time to answer all my questions, even when I was unsure or needed clarity more than once.I truly appreciated her professionalism, kindness, and calm approach. I wish her continued success and prosperity — and would absolutely recommend her to anyone looking for insurance advice or support. She’s a real credit to her team and clients.Thank you, Aoife.
Response from the owner: Hey Rishi,We’re thrilled to read your thoughtful review, thank you so much for taking the time to share your experience with Aoife Morgan. It’s fantastic to hear how her patience, clear advice, and genuine care made arranging your life insurance smooth and reassuring.We’re especially glad you felt fully informed and supported every step of the way, that’s exactly the standard we strive for. We’ll be sure to pass on your kind words to Aoife, she’ll be delighted!If you ever need any further help or advice, please don’t hesitate to reach out.Best Regards,LowQuotes Team
Joan S.
Joan S.
I found Shaun to be very helpful in answering all my questions and explaining everything to me.
Response from the owner: Hey Joan,We’re delighted to hear about your positive experience with Shaun. It’s great to know he was able to answer all your questions and explain everything clearly. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Wesley S.
Wesley S.
Bernadine was exceptionally helpful. She provided guidance and support at every stage of our mortgage application. I've already recommended her to friends and family, and would highly suggest anyone looking for a new mortgage, or to change an existing mortgage, reach out to Lowquotes.
Response from the owner: Hey Wesley,We’re delighted to hear about your positive experience with Bernadine. It’s great to know she was able to guide and support you through every stage of your mortgage application. We really appreciate you recommending us to your friends and family — that means a lot! If you ever need any further assistance or have questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
James K.
James K.
Aoife guided us all the way. Very informative along with her sunny disposition even though we were discussing life (death) cover. Will check in with her again when we need other cover.
Response from the owner: Hey James,We’re delighted to hear about your positive experience with Aoife. It’s great to know she guided you so well and made the process informative and pleasant, even when discussing something as serious as life cover. We really appreciate your trust and look forward to helping you again when you need other cover in the future.Best Regards,LowQuotes Team
Aoife O.
Aoife O.
Niamh was very helpful and efficient. Made the whole process easier than expected and answered all questions thoroughly.
Response from the owner: Hey Aoife,We’re delighted to hear about your positive experience with Niamh. It’s great to know she was able to make the whole process easier and answer all your questions clearly. We aim to make everything as smooth and understandable as possible, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Caitlin C.
Caitlin C.
Colin was helpful, friendly, knowledgeable and professional. He made the process of applying for life insurance which I've been avoiding for months, a very simple, painless experience. I highly recommend asking for Colin if you're seeking similar cover.
Response from the owner: Hey Caitlin,We’re delighted to hear about your positive experience with Colin. It’s great to know he was able to explain everything clearly and make the process of applying for life insurance simple and stress-free. That’s exactly the kind of service we aim to provide!Thanks so much for your kind words and for recommending us—if you need anything else down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Charlena M.
Charlena M.
Colin was lovely to work with. Made the process very easy
Response from the owner: Hey Charlena,We’re delighted to hear about your positive experience with Colin. It’s great to know he made the process easy and enjoyable for you. That’s exactly what we strive for at LowQuotes!Thanks for taking the time to leave a review—if you ever need anything else, we’re just a call away.Best Regards,LowQuotes Team
Kirstie F.
Kirstie F.
There’s truly not enough words to describe how positive our experience was with Aoife. Getting into the discussion of life insurance, mortgage protection etc can be so daunting as a young couple, but having someone like Aoife talk us through and explain everything so throughly made that experience so much easier and comfortable. Her knowledge on these areas for someone of her age especially is outstanding and while covering sensitive subjects or situations she could not have been more reassuring or comforting. If I could give a 100 stars I would!
Response from the owner: Hey Kirstie,We’re absolutely thrilled to hear about your experience with Aoife. Navigating life insurance and mortgage protection can definitely feel overwhelming, especially as a young couple, so we’re delighted she was able to make the process clear, comfortable, and reassuring for you both.Aoife is a real asset to our team, and your kind words mean a lot—we’ll be sure to pass them on! If you ever need anything in the future, we’re always here to help.Best Regards,LowQuotes Team
Jekaterina M.
Jekaterina M.
Absolutely amazing to have such a professional person as Aoiphe!!!!Fantastic job!!!
Response from the owner: Hey Jekaterina,We’re so pleased to hear about your experience with Aoife! She truly is a fantastic part of our team, and it’s great to know her professionalism made such a positive impression.Thanks so much for the lovely review—if we can help with anything else, just let us know.Best Regards,LowQuotes Team
nicole B.
nicole B.
We had a fantastic experience working with Neil. From the very beginning he was incredibly helpful, patient, and knowledgeable. All the information out there was very overwhelming, but Neil took the time to walk us through every step of the process, explaining all the details in a way that was easy to understand.What truly stood out was his genuine care and commitment to finding the best coverage for our needs and answered all our questions promptly and made sure we felt confident and informed before making any decisions. Neil's professionalism and friendly approach made the whole experience smooth and stress-free.We’re delighted with the service and would highly recommend Low Quotes to anyone looking for trustworthy advice and insurance and a reasonable price.
Response from the owner: Hey Nicole,We’re thrilled to hear about your fantastic experience with Neil! It’s great to know he was helpful, patient, and made everything easier to understand during what can often feel like an overwhelming process.Neil’s commitment to finding the best coverage and ensuring you felt confident and informed is exactly what we strive for at LowQuotes. We’re so glad he could provide that level of care and professionalism.Thanks so much for the lovely recommendation—if you ever need anything in the future, we’re just a message away.Best Regards,LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.