Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

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Clarke K
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Response from the owner: Hey Clarke,We’re delighted to hear that you found our service quick and easy to use! Your feedback is greatly appreciated, and we’re glad to know that our process worked well for you. If you need any further assistance, don’t hesitate to reach out!Best Regards,LowQuotes Team
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Róisín M.
I recently dealt with Ross Kirwan for our mortgage protection & income protection. Ross was an absolute pleasure to deal with and was very informative about the various options. He made the process very easy and straightforward. I would highly recommend contacting Ross.
Response from the owner: Hey Róisín,We’re so happy to hear about your positive experience with Ross! It’s great to know he made the process of securing your mortgage protection and income protection easy and straightforward. Thank you for recommending him, and we’re thrilled to have him on our team. Don’t hesitate to reach out if you need anything else!Best Regards,LowQuotes Team
Becky C.
Becky C.
Ross was so unbelievably helpful and he really explained everything to me. Such a friendly person on the phone too!
Response from the owner: Hey Becky,We’re thrilled to hear about your great experience with Ross! It’s wonderful to know he was able to explain everything clearly and make the process smooth for you. Thank you for your kind words, and we’re glad to hear you found him so friendly. If you need anything else, don’t hesitate to reach out!Best Regards,LowQuotes Team
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T. B.
Fantastic experience with Cormac for getting Mortgage protection policy.Extremely supportive , prompt and helpful.
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Rafal K.
Thank you Rachel Fennin for the outstanding support while heading me through the process of getting my mortgage protection. I'm satisfied with everything and will highly recommend LowQuotes to everyone.
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Gabriela B.
Colin Bailey is the best financial advisor. He explained very clearly all the details of the insurance, and I'm delighted that i could talk to him on the phone. I fully recommend him . Very nice and pleasant person to talk to. Thank you Colin
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I would like to say a big thank you to Niamh McCaul for my mortgage protection policy. She did well with best and reasonable rate suitable for me. We highly recommend her for every one looking for any financial products.
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Darren
Darren
Very prompt and professional response to our quote for mortgage protection. Ross was extremely helpful in choosing our policy.
Response from the owner: Hey Darren,Thank you for your fantastic feedback! We’re delighted to hear that Ross provided a prompt and professional response while helping you choose your mortgage protection policy. He’s always committed to making the process as smooth and helpful as possible.If you ever have any questions or need assistance in the future, don’t hesitate to reach out—we’re here for you!Best Regards,LowQuotes Team
Stephanie’s H.
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Ross was so easy to deal with & efficient.He made getting mortgage protection so easy
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I took out my first life insurance policy today and I must say that Craig Haslam was so helpful and really helped me understand the different options available to me and put me at ease in choosing the best policy for me. I couldn't recommend him enough.
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Ross got us out of a bind with our mortgage protection with a short deadline approaching. Could not have been more helpful and friendly would definitely recommend to a friend
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sean mc A.
I dealt with a shaun young and I couldn't recommend him highly enough he gave me an the info I needed and talked through all the options and I never felt like I was getting the hard sell at any point. I will definitely be contacting him again for any if their other services I'm the future.
Response from the owner: Hey Sean,We’re thrilled to hear about your positive experience with Shaun Young! It’s fantastic to know he provided you with all the information you needed and took the time to walk you through your options without any pressure. We always aim to make the process clear and comfortable for our clients, so your feedback means a lot to us. If you ever need assistance with any of our other services in the future, don’t hesitate to reach out – we’d be delighted to help!Best Regards,LowQuotes Team
Owen J.
Owen J.
Excellent service throughout. Niamh McCaul was the right person at the right time when it came to sorting out mortgage protection. She was calm, informative and didn't mind answering all of my questions. I'd have no problem recommending her services to anyone!
Response from the owner: Hi Owen,We’re delighted to hear about your positive experience with Niamh McCaul. It’s fantastic to know she was able to assist you with your mortgage protection needs and answer all your questions calmly and informatively. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,The LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.