Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

Google Reviews

LowQuotes.ie
4.9
Based on 1323 reviews
Kate L.
Kate L.
I recently dealt with Ross when applying for my life insurance coverage, from my very first conversation with Ross he was attentive, knowledgeable, and genuinely committed to finding the best policy for my needs. Ross took the time to explain the options available, answered all my questions, and helped me navigate through the process with ease.
Gary P.
Gary P.
Bernadine was so helpful from start to finish. She made everything easy for us and was always checking in and keeping us updated on our application, would highly recommend, very professional
Response from the owner: Hi Gary,We’re delighted to hear about your positive experience with Bernadine! It’s great to know that she was able to assist you throughout the process, keeping you updated and making everything easy. We always strive for professionalism and excellent service, and your feedback means a lot to us!If you need any further assistance or have any questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
John K.
John K.
Ross was excellent throughout the entire process when I enquired for life and income protection policies. He explained everything in detail and put me under no pressure in selecting the correct policies. He helped me understand everything and kept me informed throughout.
Response from the owner: Hi John,We’re thrilled to hear about your positive experience with Ross! It’s fantastic to know that he was able to explain everything in detail, help you understand your options, and ensure you felt no pressure in choosing the right policies. Keeping you informed throughout the process is always our priority.If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Vidhi S.
Vidhi S.
My husband and I had a great experience working with Ross from the LowQuotes team for our mortgage protection policy. From the start, he was genuinely helpful, patient, and easy to communicate with.Ross took the time to walk us through the policy in detail, answered all our queries without any delays, and always provided clear and practical solutions. What stood out the most was his flexibility and willingness to adjust to our schedule, ensuring we had the support we needed every step of the way.His professionalism and customer service made the entire process straightforward and hassle-free. Highly recommended services!
Response from the owner: Hi Vidhi,We’re thrilled to hear about your positive experience working with Ross! It’s wonderful to know that he was able to provide helpful, clear, and patient guidance throughout the mortgage protection process. We always strive to make things as smooth as possible, and it’s fantastic to hear that Ross’s flexibility and professionalism stood out to you.Thank you for recommending our services! If you ever have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
David O C.
David O C.
I found my advisor to be very personable, well informed and courteous.
Response from the owner: Hi David,We’re delighted to hear about your positive experience with your advisor. It’s great to know they were able to assist you with helpful information in a courteous and personable manner. We aim to provide the best service possible, so your feedback means a lot to us!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Helen L.
Helen L.
Colin was very easy to talk to today and very helpful with my quote. Would highly recommend Low Quotes, very good service.
Response from the owner: Hi Helen,We’re delighted to hear about your positive experience with Colin! It’s great to know he was able to provide you with helpful guidance and make the process easy to navigate. We truly appreciate your recommendation, and we’re glad you had a great experience with our service.If you need further assistance or have any questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Patricia F.
Patricia F.
I made a few "random" insurance inquiries online. Only Ross from Low Quotes came back to me. He was very knowledgeable and at no point did I feel under pressure to buy. He was a lovely mixture of kind , friendly and still so professional. My experience in the past has tended to be that once you contact insurance reps you'll be under constant pressure to buy. Not so with Ross, quick to respond to your question, but when he contacts you it's a case of "I'm here when you want", no feeling of pressure to buy. Would highly recommend.
Response from the owner: Hi Patricia,We’re so pleased to hear about your positive experience with Ross! It’s wonderful to know that he was able to provide you with the knowledge and support you needed, while making sure you never felt pressured. We strive to offer a balance of friendliness and professionalism, and we’re happy to hear Ross was able to deliver that.Thank you for recommending our services! If you ever have any more questions or need assistance in the future, don’t hesitate to get in touch.Best Regards,LowQuotes Team
katie F.
katie F.
Very good experience as Cormac logue was v helpful and co-operative to what we were looking for and what we needed. He was accommodating on contacting us and helpful in explaining what we need and what is of best value!
Response from the owner: Hi Katie,We’re delighted to hear about your positive experience with Cormac! It’s great to know that he was able to assist you in finding exactly what you needed, and that his helpfulness and cooperation made the process easier. We always aim to offer the best value, and we’re glad Cormac could provide that clarity for you.If you need any further assistance or have any questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Jenny M.
Jenny M.
Great service, really helpful and informative. We were dealing with Colin who was so friendly and helpful with any questions that I needed answers for. Also he was great at explaining things in a way that I could understand. Thanks for everything Colin!
Response from the owner: Hi Jenny,We’re delighted to hear about your positive experience with Colin. It’s great to know he was so friendly and helpful, and that he took the time to explain everything in a clear and understandable way. Your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Silvester B.
Silvester B.
Very good service
Response from the owner: Hey Silvester,We’re delighted to hear that you had a great experience with our service! Providing top-notch support and making the process smooth for our customers is always our goal.If you ever need any assistance in the future, don’t hesitate to reach out. Thanks for your review!Best Regards,LowQuotes Team
Gareth E.
Gareth E.
Cormac was very responsive and super helpful. We can always pick up the phone and get hold of him, and he responds very quickly via email. Definitely using LowQuotes.ie again.
Response from the owner: Hey Gareth,We’re thrilled to hear about your positive experience with Cormac! Providing responsive and helpful service is what we strive for, so it’s great to know he was able to assist you quickly and efficiently. We truly appreciate your trust in LowQuotes.ie and look forward to helping you again in the future!Best Regards,The LowQuotes Team
Sayyada Z.
Sayyada Z.
Low Quotes guys are superb. Fantastic service
Response from the owner: Hey Sayyada,Thank you for your kind words! We’re delighted to hear that you found our service fantastic. Your support means a lot to us! If you ever need anything in the future, we’re always here to help.Best Regards,The LowQuotes Team
Anne Marie Mc G.
Anne Marie Mc G.
Ross was really nice & helpful going through the mortgage protection with us.
Response from the owner: Hey Anne Marie,We’re so glad to hear that Ross was able to guide you through your mortgage protection and make the process easier for you! We appreciate your feedback and are always here to help if you need anything in the future.Best Regards,The LowQuotes Team
Cathy K.
Cathy K.
Shaun explained the policy to me as applicable to my health needs in simple understandable terms which was really great. He answered all my questions simply. Really great advice and I was very happy I contacted low quotes today.
Response from the owner: Hi Cathy,Thank you for your kind review! We’re delighted to hear that Shaun was able to explain everything clearly and provide you with great advice tailored to your needs. Making the process simple and easy to understand is exactly what we aim for, so it’s fantastic to know you had such a positive experience.If you ever have any further questions or need assistance in the future, don’t hesitate to reach out. We truly appreciate your feedback and for choosing LowQuotes!Best regards,The LowQuotes Team
Sara W.
Sara W.
A huge THANK YOU to Niamh McCaul, our primary point of contact at LowQuotes.ie, during a two-year mortgage approval process. She stayed on top of our case, was extremely responsive, and helped us overcome every obstacle along the way.
Response from the owner: Hi Sara,Thank you for your wonderful review! We’re so pleased to hear that Niamh provided you with exceptional support throughout your mortgage approval process. A two-year journey can be challenging, and we’re delighted that she was able to stay on top of everything, offering guidance and responsiveness every step of the way.We truly appreciate your kind words and for choosing LowQuotes. If you ever need any further assistance in the future, don’t hesitate to reach out. Wishing you all the best in your new home!Best regards,The LowQuotes Team
Sarah H.
Sarah H.
Great service. We needed to get everything in place as fast as possible when buying a house and Aoife was absolutely fantastic. Great communication, had everything sorted so quickly and made it very easy for us. Would highly recommend.
Response from the owner: Hi Sarah,Thank you for your wonderful review! We’re delighted to hear that Aoife was able to assist you so efficiently during such an important time. We understand how crucial it is to have everything in place quickly when buying a home, and we’re so glad she made the process smooth and stress-free for you.We truly appreciate your recommendation, and if you ever need any further assistance in the future, don’t hesitate to reach out. Wishing you all the best in your new home!Best regards,The LowQuotes Team
Liz R.
Liz R.
I won't lie I came upon lowquotes by accident when in a flurry of trying to organise insurances. Thankfully after I got a quote online an agent called Dylan Chadwell called me to follow up. He was such a pleasure to deal with and he explained everything without technical jargon. I am so grateful because within 48 hours I went with one of the polices he recommended. I would not hesitate to recommend them.It's lovely to deal with real people and Dylan seems like one of the nicest!
Response from the owner: Hi Liz,Thank you for your fantastic review! We’re so glad that even by accident, you found us – and even happier to hear that Dylan was able to guide you through the process with ease. Ensuring that our clients receive clear, jargon-free explanations and the best recommendations is exactly what we strive for, and we’re delighted Dylan made the experience a positive one for you.We truly appreciate your recommendation, and if you ever need any further assistance, don’t hesitate to reach out. Wishing you all the best!Best regards,The LowQuotes Team
Samantha M.
Samantha M.
I dealt with Cormac Logue and he was excellent. Went through the process there and then with me and was extremely informative. I highly recommend Cormac.
Response from the owner: Hi Samantha,Thank you for your kind review! We’re delighted to hear that Cormac provided you with such excellent service and made the process clear and informative. Ensuring our clients feel supported and well-informed is always our priority, so your feedback means a lot.We truly appreciate your recommendation, and if you ever need any further assistance, don’t hesitate to reach out.Best regards,The LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.