Lump Sum Investments Ireland

Do you have a Lump Sum of Money?

Explore key investment opportunities, risks, and strategies.

Make informed decisions and maximise your returns.

Our award-winning advisors can help you build an investment strategy to meet your goals.

Investing a Lump Sum of money in Ireland

Investing a lump sum of money in Ireland can be a good strategy to create wealth over the long term and protect your money against inflation. We have a wide range of options including capital funds, specialised equity funds and property options.

When you invest a lump sum, you make a substantial investment all at once as opposed to making smaller investments over time. For some investors, doing this could be a wise choice because it may result in advantages including faster returns, lower costs, and more flexible investing possibilities.

We can provide a service to drip-feed your lump sum into your tailored investment strategy if we determine this best suits your needs. We can assist you in evaluating the risks and potential rewards of investing a large sum of money.

Why you should invest your lump sum?

Higher Returns

The potential returns from investing your money may exceed those from keeping it solely in a savings account.

Overcome Inflation

Over time, inflation can reduce the purchasing power of your funds. You might be able to overcome inflation and maintain the value of your money by investing in your lump payment.

Reach your goals faster

Whether you are saving for retirement, paying off a mortgage, or some other financial goal, investing can help you build wealth more quickly.

The main benefits

  • Access to a wide range of investments options
  • Your money will be placed in funds managed by some of Ireland’s top fund managers
  • Easy to get started
  • Potential for immediate returns
  • Cost-effectiveness
  • Flexibility in running your investments plan
  • Transparency and accountability
  • Ideal for individuals who prefer to invest long-term
  • Protection against inflation

Would you like to speak to an advisor?

Our award winning team is always here to help you,.

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LowQuotes.ie
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Pat D.
Pat D.
hassle free.very fast clear reply with clean cut links to all policies .very good all round.
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Anne Marie B.
Great service
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Carel
Carel
Wow - I never expected the cheapest quotes to have such exceptional service. Highly informed and professional advisors with a quick turnaround. I 100% recommend this business. I dealt with Cormac Logue who could not do enough for me, patiently explaining all the options to ensure I got the right deal. And it was also the best quote out there.
Response from the owner: Hey Carel,We’re delighted to hear about your positive experience with Cormac. It’s great to know he was able to explain all the options clearly and ensure you got the right deal with exceptional service. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you ever need assistance in the future or have any questions, don’t hesitate to reach out.Best Regards,LowQuotes Team
Anna S.
Anna S.
Absolutely delighted with the service. Aoife explained to me all aspects of the policy and helped to choose tlthe one that suits me best. I highly recommend this company.
Response from the owner: Hey Anna,We’re delighted to hear about your positive experience with Aoife. It’s great to know she was able to explain all aspects of the policy clearly and help you choose the one that suits you best. We aim to make the process as smooth and tailored as possible, so your recommendation means a lot to us! If you need any assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Marion P.
Marion P.
Good service helps to navigate difficult plans and gives you exactly what you need
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sylwester K.
Quick quote for your policy and assistance in obtaining it
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Aoife D.
Recently dealt with Richard for a policy. He was very helpful, explained everything to me in a way I could understand and it helped me choose the right policy for me rather than making me go with more expensive options. Will definitely be going back to LowQuotes for any other policies I need over the years.
Response from the owner: Hey Aoife,We’re delighted to hear about your positive experience with Richard. It’s great to know he was able to explain everything clearly and help you choose the right policy without any pressure. We aim to make the process as smooth and understandable as possible, so your feedback means a lot to us! If you need any assistance or have questions in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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tricia B.
Craig was amazing to deal with . Really put my mind at ease with everything .... Give this man a raise 😁😁😁😁
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Aideen gave me very good advice and explained all the important points that would affect me.
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Maura K.
Maura K.
Shaun Young atow quotes was excellent at helping me find a health insurance to meet my needs and finances. He also answered any and all questions I threw at him over a few days politely, friendly and reassuring, and I'm sure I drove him nuts. Thank you
Response from the owner: Hey Maura,We’re delighted to hear about your positive experience with Shaun. It’s great to know he could help you find a health insurance plan that meets both your needs and budget while patiently answering all your questions along the way. Our goal is to make the process smooth and understandable, so your feedback truly means a lot! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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Ross was very helpful with our quote and called us promptly. We got a cheaper quote than the competitors.Highly recommend this company.
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Shaun was excellent in sorting my health insurance out. Quickly surmising that the existing health plan I had was not beneficial to me at this present time, and steering me on the right path.
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Con M.
Con M.
I found Ross to be very helpful, informed and great to deal with..thanks for all your help..
Response from the owner: Hey Con,We’re so pleased to hear about your positive experience with Ross! It’s great to know he was able to provide helpful and informed support throughout the process. Thank you for taking the time to share your feedback – it truly means a lot to us. If you ever need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Pratibha S
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I had wonderful experience working with my loan advisor , Bernadine Day, who was constantly helpful and knowledgeable throughout the process. She took time to explain every step in detail, ensuring I understood all my options. Anytime I had questions, she responded promptly and provided clear, practical answers. Her expertise and guidance made the loan process smooth and stress-free. I highly recommend Bernadine to anyone looking for reliable support in securing a loan.
Response from the owner: Hey Pratibha,We’re delighted to hear about your positive experience with Bernadine! It’s fantastic to know that her expertise and clear guidance made the loan process smooth and stress-free for you. Bernadine truly strives to make each step understandable and approachable for our clients, and your feedback reinforces her dedication. If you have any further questions or need assistance in the future, please don’t hesitate to reach out.Best Regards,LowQuotes Team
Daniel M.
Daniel M.
Bernadine has been absolutely fantastic from the outset and throughout our mortgage process, her professionalism, patience and empathy is second to none and there was never any question too big or small for her to answer, we would like to thank Bernadine for all of her hard work and patience over the past number of months!
Response from the owner: Hey Daniel,We’re thrilled to hear about your positive experience with Bernadine! It’s wonderful to know her professionalism, patience, and empathy made such a difference throughout your mortgage process. She truly cares about making the journey as smooth and stress-free as possible, and your kind words mean a lot. Thank you for acknowledging her hard work and dedication over the past few months. If you have any more questions or need further assistance, please don’t hesitate to reach out.Best Regards,LowQuotes Team
Jithin C.
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Response from the owner: Hey Jithin,We’re delighted to hear about your positive experience with Cormac. It’s great to know his expertise, professionalism, and dedication helped you secure the best options for life, health, and mortgage protection. We’re thrilled to hear that he made the process seamless and provided tailored solutions. If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
AMIT L.
AMIT L.
Cormac helped with a cutomised mortgage protection policy. His advice was invaluable and kept me informed throughout the process. Highly knowledgeable, nice and an engaging person.
Response from the owner: Hey Amit,We’re delighted to hear about your positive experience with Cormac. It’s great to know he provided invaluable advice and kept you informed throughout the process while helping with a customized mortgage protection policy. We agree – his knowledge and engaging approach make all the difference! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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How does the process work

1. Assessment

The first step involves gathering detailed information about your financial status. This includes your income, assets, liabilities, and expenses. Understanding your current financial position is crucial for effective planning.

2. Goals Setting & Risk Analysis

We then, assess your risk tolerance to determine your capacity for managing financial fluctuations, which is crucial for setting realistic financial goals and creating a tailored investment strategy that aligns with your financial comfort level.

3. Recommendation & Implementation

We recommend products that align with your risk profile and your objectives. Consistent implementation is key to turning your aspirations into action.

4. Monitoring & Review

Regularly review and monitor your financial plan to ensure it remains aligned with your goals and life changes. Your protection needs and financial goals may evolve over time, necessitating adjustments to your plan.

Design your Financial Future!

Our award-winning expert advisors employ sophisticated tools such as cash flow planning that optimizes your financial strategy and ensures your money is effectively allocated to meet your financial goals, enhancing the management of your savings and investments.

Get all your questions answered by a Financial Advisor.

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Your Questions Answered

A lump sum is a single amount of money paid in on one occasion. It is usually a large sum of money.

If you suddenly find yourself with a significant sum of money, you might choose to deposit it all at once into a savings account.

Examples of lump sum payments include 

  • Inheritance
  • A lottery win
  • Sale of a car
  • A property sale
  • A bonus, promotion, or even redundancy payment from work
  • A settlement from a lawsuit

Before making a lump-sum investment in Ireland, you should think about your financial situation, investment objectives, risk tolerance, timeframe, investment costs, and tax repercussions.

We highly recommend investment advice to ensure that you’re investing the most suitable funds over the correct timeframe.

We offer an annual review of your investment plan to ensure your investment strategy is meeting all your needs.

We compare investment funds, their charges and the investment performance of all leading investment providers. We make sure that the suggested investment option matches your level of investment risk tolerance and that all fees are completely disclosed and kept to a minimum.

For medium- to long-term investors, we provide a wide range of investment options based on your risk profile. 

Generally, we recommend at least 5 years…. While certain items can be more suited for short-term investments, others might require a longer-term perspective.

While some products allow you to access your funds immediately, others could lock it up for a set amount of time.

ESG (Environmental, Social, and Governance) investments focus on investing in companies that prioritize sustainable and ethical practices. This kind of investment aims to generate long-term value not only for investors but, also for society and the planet.

The difference between ESG and Non-ESG funds is that the last one invests in companies that provide products or services that are harmful to the planet or society, such as those involved in tobacco manufacturing. As a result, it can be considered a high-risk investment because their stocks are more volatile and open to large price fluctuations in the stock market; also due to government regulation that may restrict investments in certain industries or companies that are considered controversial or high-risk.

Investing in ESG funds in Ireland can offer benefits such as

  • Aligns your investments with your values.
  • Supports companies that prioritise sustainable and ethical practices.
  • ESG funds may even perform better in the long term than traditional funds.
  • You might be able to lower your overall investment risk by making an investment in these businesses.
  • ESG funds typically have a strong focus on transparency and disclosure, which can help investors better understand the companies they are investing in.
  • In Ireland and across the European Union, there is growing regulatory and policy support for ESG investments, which can help to create a supportive environment for ESG investing and potentially drive future growth in the sector.
  • Overall, investing in ESG funds in Ireland can provide a way to generate financial returns while also supporting positive social and environmental outcomes.

Warning: Past performance is not a reliable guide to future performance.

Warning: Benefits may be affected by changes in currency exchange rates.

Warning: The value of your investment may go down and up.

Warning: If you invest in these funds, you may lose some or all of your investment.

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