Serious Illness Protection Quote
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Serious Illness Protection
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€50 Cash back on policies over €30p/m*
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Free 'Will Kit' worth €120*
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Up to 30% discount online
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We beat any competitors quote
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Cover available in 10 minutes
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Covered up to the age of 75
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Pays a tax-free lump sum if you are diagnosed with a Specified Serious Illness
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Option to continue your policy after expiry, without the need for a medical
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Free Childrens cover
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Serious Illness Protection Information
Serious Illness Protection pays a lump sum benefit in the event you are diagnosed with a Serious Illness specified by the policy. The amount of illnesses covered vary from provider to provider, so it is important to speak to an advisor before making a choice. Serious Illness Protection can be built into your Life Insurance plan or provided as a Stand-alone plan.
You can fill out our easy to understand form for a free online quote comparison, or speak to one of our Qualified Financial Advisors who will assist you with getting a quote.
Death comes for us all. But Serious Illness is the biggest risk we face in life. Statistically you are more likely to suffer from Cancer, a heart attack or a stroke before the age of 65, than you are to pass away.
In Ireland, 1 in 3 people are diagnosed with some form of cancer in their lifetime.
What if any of the above cause you to be unable to work? What if you and your family then struggle financially because of this? Does your employer cover sick-pay for serious illnesses? These are all the questions you should be asking yourself, and what can you do about it?
Thankfully, with medical advances, the chances of surviving a major illness are greater than ever. However, A Serious Illness, as its name alone suggests also does indicate the possibility that you could be out of work for a very long time, maybe 6 months or longer.Leading to huge financial consequences.
The security of a lump sum payment offers peace of mind with the knowledge that you will be able to pay your bills while you concentrate on getting better. The funds can be used to pay off your mortgage, assist with utility and medical bills as well as even fund the cost of home renovations if mobility access is required, also provide after care support, or to undertake training for a different relevant occupation.
The best time to take out Serious Illness Cover is when you are healthy! The healthier you are with any protection product, the less expensive your premiums, as healthier individuals are less risk, being unlikely to have the same rate of claim as their counterparts.
This is especially the case for Serious Illness Protection, statistics show 75% of all protection claims paid out are related to serious illness protection alone.
Serious Illness Protection can be taken out as part of your Life Cover policy, Mortgage Protection policy or as a stand-alone policy, without life cover attached. When taken out as part of your life cover, there are 2 types of Serious Illness Cover which are Stand-alone and Accelerated.
Most major illnesses are covered by our Serious Illness policies. Some less-common illnesses won’t be listed below. If you are unsure about a specific illness and whether it’s covered, you can free-phone our expert financial advisors on 1800-828-800.
Some major illnesses that are covered –
- Cancer
- Heart Attack
- Stroke
- Angioplasty for Coronary Artery Disease
- Bacterial Meningitis
- Benign Brain Tumour
- Cardiomyopathy
- Coronary Artery Bypass Graft
- Heart Valve Replacement / Repair
- Multiple Sclerosis
- Parkinson’s Disease
If you can’t get Serious Illness Cover for whatever reason, it might be worthwhile considering “Cancer Cover” from Zurich Life and “Multi Claim Protection Cover”
Aviva Best Doctors is a second medical opinion is also available from Aviva for your Income Protection. This free extra includes:
- A comprehensive professional review of your diagnosis/injury/treatment without you having to leave home.
- Access to information from highly qualified specialists.
- A personal Best Doctors Nurse care manager – Who will collate information about your condition to specialists, and inform you of any updates.
Royal London’s Helping Hand gives you one to one Personal Support from Royal London.
This free extra includes:
- Providing bereavement counsellors, speech therapists, face to face medical opinions, therapies, massages, physiotherapy for serious health issues
- Cardiac rehabilitation support
- Support for coping with cancer
- Family support for the loss of a loved one
