Serious Illness Protection Quote

Also known as critical illness cover, this product provides a lump-sum payment in the event of a specified serious illness.

It helps with unexpected expenses while you focus on your recovery.

Protect you and your family’s well-being and future. Let us help you.

LowQuotes.ie
4.9
Based on 1543 reviews
Ita F.
Ita F.
Would highly recommend. Rebecca put us at so much ease and was prompt in getting back to us with any questions we had.
Kumar D.
Kumar D.
Great service, LowQuotes Team is super supportive and special mention to Cormac Logue helping me with entire product explanation and which helped to go for correct/suitable product as per our current requirement.
Response from the owner: Hi Kumar,Thank you so much for your kind words and 5-star review! We're delighted to hear that you had a great experience with the LowQuotes team, and we’ll be sure to pass your special thanks on to Cormac. He’ll be thrilled to know his support and product explanation helped you find the right fit for your needs.If you ever need anything else or have more questions in the future, we're always here to help.Warm regards,LowQuotes Team
Adrian T.
Adrian T.
I had a great experience with LowQuotes, and I’d like to give special thanks to Cormac Logue for making the mortgage protection process smooth and stress-free.His professionalism, responsiveness, and efficiency really stood out. Everything was handled quickly and clearly — I couldn’t have asked for better support.Highly recommend!
Response from the owner: Hi Adrian,Thank you so much for the wonderful review and recommendation!We’re thrilled to hear you had such a positive experience with us, and we’ll be sure to pass your kind words on to Cormac. His dedication to making the process smooth and stress-free truly reflects what we aim to deliver at LowQuotes.We’re always here if you need anything in the future!Warm regards,LowQuotes Team
Roxanne S.
Roxanne S.
Great service, quick response, was very helpful in picking health insurance
Response from the owner: Hey Roxanne,We’re delighted to hear about your positive experience with our team. It’s great to know we could help you find the right health insurance and make the process quick and straightforward. We always aim to simplify the journey and ensure you get the best cover for your needs.If you ever need any further assistance or have questions in the future, don’t hesitate to reach out.Best regards,LowQuotes Team
Aisling M.
Aisling M.
Bernadine was consistently supportive throughout the whole journey applying for our mortgage. Even when it got stressful for us, Bernadine kept us grounded and on track.
Response from the owner: Hey Aisling,We’re delighted to hear about your positive experience with Bernadine. It’s great to know she was able to support you throughout your mortgage journey and help keep things on track, even during the stressful moments. We always aim to make the process as smooth and reassuring as possible, so your feedback means a lot to us!If you have any questions or need assistance in the future, don’t hesitate to reach out.Best regards,LowQuotes Team
Victor A.
Victor A.
I had an excellent experience with Low.ie. Maik who helped me was phenomenal, incredibly patient, friendly, and very helpful throughout the entire process. Maik took the time to explain everything clearly and made sure my wife and I got the best possible offer for life and illness insurance ⭐️ ⭐️ ⭐️ ⭐️ ⭐️.
Response from the owner: Hey Victor,We’re delighted to hear about your positive experience with Maik. It’s great to know he was patient, friendly, and thorough in helping you and your wife secure the best offer for your life and illness insurance. We aim to make the process as clear and stress-free as possible, so your feedback really means a lot to us!If you ever need further assistance or have questions down the line, don’t hesitate to reach out.Best regards,LowQuotes Team
Claire M.
Claire M.
Cormac was brilliant — friendly, patient, and really knew his stuff. Made sorting my life and assurance policy so much easier. Highly recommend!
Response from the owner: Hey Claire,We’re delighted to hear about your positive experience with Cormac. It’s great to know he was able to explain everything clearly and make the process of setting up your Life and Assurance policy so straightforward. We always aim to make things as simple and stress-free as possible, so your feedback means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Conor
Conor
Low quotes were fierce helpfully in sorting out a policy, the agent I dealt with Alan was thorough and helpfully would recommend
Response from the owner: Hey Conor,We’re delighted to hear about your positive experience with Alan. It’s great to know he was thorough and helpful in getting your policy sorted. We always aim to make the process as smooth and straightforward as possible, so your recommendation really means a lot!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Brian H.
Brian H.
Cormac who I dealt with was so helpful, friendly and if he didnt know the answer he went off and found out and actaully rang me back, which is very unusal from any customer swrvice in this day and age. All very effcient and everything was explained very clearly
Response from the owner: Hey Brian,We’re delighted to hear about your positive experience with Cormac. It’s great to know he went the extra mile to find the answers you needed and followed up personally. That’s exactly the level of service we aim to deliver. We’re also glad everything was explained clearly and efficiently for you.If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Helena D.
Helena D.
Very helpful explained everything really well
Response from the owner: Hey Helena,We’re delighted to hear about your positive experience with our team. It’s great to know everything was explained clearly and that you found the process helpful. We always aim to make things as simple and easy to understand as possible!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Sarah D.
Sarah D.
Seamus is one in a million, he went way above and beyond to help us we struggled with getting mortgage protection and he put both of us at ease every time we got anxious his bubbley personality, humour and honesty made our journey a joy ,thank you again Seamus your amazing at your job 🎉🙏
Response from the owner: Hey Sarah,We’re absolutely delighted to hear about your experience with Seamus! It’s wonderful to know he went above and beyond to support you through the mortgage protection process and made the journey easier with his honesty and great energy. We’re lucky to have him on our team!If you ever need assistance again or have any questions down the line, don’t hesitate to reach out.Best Regards,LowQuotes Team
Geraldine M.
Geraldine M.
Thanks Aoife for taking the time and advice of best policy to take out
Response from the owner: Hey Geraldine,We’re delighted to hear about your positive experience with Aoife. It’s great to know she took the time to guide you and help you choose the best policy for your needs. Providing clear and tailored advice is exactly what we aim for!If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
J M
J M
I had the pleasure of dealing with Alan Broderick who supported me with finding the best rates for my few policies and plans and I even ended up switching. Not only was this guy professional, he was also very easy going, empathic, and just had a very good understanding of how to support me with the best advice and products for my hard earned little money. This is rare in today's world of ever rising costs! And despite my annoying phone calls and never ending questions, he still remained patient and helpful.If you're looking for an advisor who is driven and knows his stuff, then look no further. I would highly recommend this gem. Thank you Alan for all your help.Joyce M - Dublin
Response from the owner: Hey Joyce,We’re thrilled to hear about your experience with Alan! It’s fantastic to know he provided such professional and empathetic support while helping you find the best options for your policies. His patience and dedication truly make a difference, and we’ll be sure to pass along your kind words to him.We really appreciate you taking the time to share your feedback and recommendation. It means a lot to us.Best Regards,LowQuotes Team
isobel lawlor (.
isobel lawlor (.
We found Colin to be friendly, easy to deal with and very imformative.He explained every thing clearly and made sure we went with a policy that suited our needs.Would highly recommend
Response from the owner: Hey Isobel,We’re so glad to hear you had such a great experience with Colin. It’s wonderful to know he explained everything clearly and helped you find the policy that best suited your needs. Providing friendly and informative service is what we aim for, so your feedback means a lot.Thank you for your recommendation, we’ll be sure to share your kind words with Colin.Best Regards,LowQuotes Team
Elena A.
Elena A.
As first time buyers,we choose LowQuotes for our mortgage and life insurance and we are very happy that we did ,because from the very begining until the end Aoife Morgan guide and help us to choose the best offer for us .She help us with everything and answear to our questions in a very friendly and profesional way.We highly recomend her to help you on your way.
Response from the owner: Hey Elena,We’re so pleased to hear about your great experience with Aoife! As first-time buyers, we know how important it is to have someone who can guide you through every step, and it’s wonderful to know she made the process smooth and stress-free for you.We’ll be sure to pass along your kind words, she’ll be delighted to hear them! Thank you for recommending us and for trusting LowQuotes with your mortgage and life insurance journey.Best Regards,LowQuotes Team.
Kelley M.
Kelley M.
I highly recommend! Rebecca was fantastic, so kind and easy to talk to. She made the process easy and explained everything to me clearly. It was easy to get in touch when needed and Rebecca was so professional with returning calls etc ! Thank you so much
Response from the owner: Hey Kelley,We’re delighted to hear about your positive experience with Rebecca! It’s great to know she made everything easy to understand and was always available to help when needed. Clear communication and care are exactly what we strive for, so your feedback means a lot.Thanks so much for recommending us. We’ll be sure to pass your kind words along to Rebecca!Best Regards,LowQuotes Team
Debby S.
Debby S.
Rebecca Sharpe was excellent to communicate with. She explained the purpose and process of acquiring life insurance (as part of a mortgage application) so well. She was honest and helpful in answering all my questions. She was very knowledgeable and gave a range of options so I could get the most appropriate package for my personal situation. I would highly recommend her and LowQuotes as a result. Thanks!
Response from the owner: Hey Debby,We’re delighted to hear about your positive experience with Rebecca. It’s great to know she explained everything clearly and helped you find the most suitable life insurance package for your situation. We always aim to make the process as simple and transparent as possible, so your feedback means a lot to us.Thank you for your kind recommendation, we’ll be sure to pass your lovely words on to Rebecca.Best Regards,LowQuotes Team
Carmel S.
Carmel S.
Had great help from ColinSet up my life insuranceEasy no hassleThanks again
Response from the owner: Hey Carmel,We’re delighted to hear about your positive experience with Colin. It’s great to know he made setting up your life insurance easy and hassle-free! We always aim to make the process as smooth and straightforward as possible, so your feedback means a lot to us.If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
Michael M.
Michael M.
Rebecca has been dealing with us over the past few days. Professional, friendly and Genuine are words that come to mind when describing the customer experience. Very helpful throughout and would recommend this company going forward due to Rebecca's help.
Response from the owner: Hey Michael,We’re delighted to hear about your positive experience with Rebecca. It’s great to know she was professional, friendly, and genuine throughout the process, and that her support made such a strong impression.We aim to make every interaction helpful and straightforward, so your feedback means a lot to us! If you have any further questions or need assistance in the future, don’t hesitate to reach out.Best Regards,LowQuotes Team
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Benefits of having Serious Illness Protection

Serious illness cover provides essential financial protection and peace of mind, ensuring that you and your loved ones are protected against the financial impact of a severe illness. With extended coverage up to age 75, you receive long-term security even in later years. The policy offers a tax-free lump sum payout upon diagnosis, helping cover medical expenses, ongoing care, lost income, and other financial obligations. You can continue your policy without further medical assessments after the initial term with a convertible option, ensuring uninterrupted protection. Additionally, free coverage for children offers financial support in the event of a serious illness, allowing you to manage medical costs and take time off work if needed. Investing in serious illness protection safeguards your family’s financial future, enabling you to focus on recovery and well-being.

  • Cover up to age 75

  • Tax-free Lump Sum Payment

  • Continuation Option - Extend Cover Without Further Medical Assessment

  • Free Children's Cover

  • We Beat Any Competitors Quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

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Your Questions Answered

Serious Illness Protection is a type of insurance that provides financial support if you are diagnosed with a serious illness. It pays out a lump sum, which can be used to cover medical expenses, loss of income, and other costs related to the illness. This coverage ensures that you and your family are financially protected during a difficult time. Learn more about Serious Illness Protection.

The likelihood of being diagnosed with a serious illness depends on various factors such as age, lifestyle, and family history. According to studies, illnesses like cancer and heart disease are common causes of serious illness claims. Read about the statistical likelihood and impact.

It’s advisable to consider Serious Illness Protection when you have financial dependents or significant financial obligations like a mortgage. Additionally, as you age or if you have a family history of serious illnesses, securing this coverage becomes increasingly important. Find out more on when to consider this coverage.

Serious Illness Cover typically includes a wide range of conditions such as various types of cancer, heart attacks, strokes, and major organ transplants. Each policy might differ, so it’s crucial to understand the specific conditions covered by your insurer. Detailed coverage information. Explore more information knowing 5 facts about serious illness cover.

If you don’t qualify for Serious Illness Protection, consider alternatives like income protection insurance or critical illness cover that might have different qualification criteria. Consulting with an insurance advisor can help you find the best options available for your situation. Explore alternatives.

Best Doctors and Helping Hands are additional benefits offered by some insurers. Best Doctors provide access to a global network of medical specialists for second opinions, while Helping Hands offers support services such as counselling and rehabilitation. Learn more about these benefits here and here.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.