Serious Illness Protection Quote

Also known as critical illness cover, this product provides a lump-sum payment in the event of a specified serious illness.

It helps with unexpected expenses while you focus on your recovery.

Protect you and your family’s well-being and future. Let us help you.

Real People. Real Savings. Real Reviews

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LowQuotes.ie4.9
Based on 1657 reviews
Claire M.
2 days ago
Niamh was fantastic. So patient and helpful, and nothing was ever a problem. Delighted with the outcome and I would definitely recommend.
Jean C.
2 days ago
Delighted with the service I got from Low quotes. Very competitive prices and brilliant service. Highly recommend. Aoife Morgan was the rep I was dealing with. She was very patient and listened to my every need and request. Couldn't recommend highly enough. She got me the best deals on my insurance and consolidated a few to make it a lot simpler for me ... Thanks Aoife
Aaron S.
2 days ago
Very understanding, gave great advice
Sreehari K.
2 days ago
I recently took out a life insurance policy and had a great experience throughout the process. The quotes offered were very competitive and affordable compared to others I looked at. Cormac Logue was extremely helpful, professional, and explained everything clearly, making the whole process simple and stress-free. I really appreciated the support and guidance provided from start to finish. Highly recommend Cormac to anyone looking for reliable advice on life insurance and financial protection.
Siobhan L.
2 days ago
Have dealt with Shaun over the last year on numerous occasions and he has always been so helpful and goes above and beyond to find the right cover. Highly recommend contacting Shaun for any health insurance quotes.
Astha A.
1 week ago
Can’t thank Cormac enough for helping us get the mortgage protection policy in time for our drawdown. Would definitely love to work with him in future for my investment and savings related needs. Highly recommend LowQuotes and Cormac.
Policey T.
2 weeks ago
My name is Dupe and I dealt with Aoife, An absolute gem!!! Very knowledgeable and most importantly helped to feel like I was putting the right things in place for my future and my kids. I highly recommend low quotes because of her 🥰
Reenu Mariam T.
2 weeks ago
Hi, I had a very great experience in setting up and discussing my plans with Alan, our Financial Advisor from Low Quotes. He is really very helpful, patient and helped us choose the right plan for our family. Really recommend Alan and the Low Quotes for any financial scheme or advice to be taken to secure our future. Thanks a lot.
Stephy B.
2 weeks ago
Cormac Logue was very patient and highly professional. His advice was clear and very helpful throughout the process. I really appreciated the support and guidance provided. Thank you
Jen N.
2 weeks ago
Chloe was a great assistance when guiding me through the minefield of Income Protection and successfully secured me a great quote with Royal London who I have taken out my policy with. Thanks for all your help Chloe! 💯 recommend Low Quotes.ie
Andrea G.
3 weeks ago
Great service and super helpful and friendly staff 😊
Aft G.
3 weeks ago
Shaun Young dealt with my enquiry with the upmost knowledge and professionalism. A credit to his company. DS
Enda K.
3 weeks ago
We started to look for a mortgage in January 2026. We spoke with Bernadine, and despite having many complications in our own situation, we drew down a mortgage and moved into the house of our dreams only 3 months later. I cannot recommend highly enough the service we recieved through bernadine at lowquotes.
Apeksha M.
3 weeks ago
We had a very smooth journey in the insurance process, thanks to Cormac Logue. He was quick to respond, prompt to follow up and was extremely helpful. We didn’t need to chase anything, he was proactive.Delighted with our experience, highly recommended.
Brigid R.
4 weeks ago
We had a great experience dealing with Low quotes and specifically Cormac Logue. He made the process so easy and simple and clearly explained the differences in the products we were looking at. Highly recommend.
claire M.
4 weeks ago
We had Seamus Phelan as our advisor for Income Protection. He was absolutely brilliant and made the process run so smoothly He responded quickly to emails and phone calls he was an absolute gent to work with and would highly recommend Thanks a million Seamus from Claire & Gareth
Garreth D.
4 weeks ago
Great advisor Alan Broderick easy to talk to and very helpful
Aideen F.
1 month ago
Cormac was a god send. He sorted us out with Mortgage protection really time efficiently. He even fitted us in at 8pm in the evening which we really appreciated which meant we didnt have to take time off work. He answered all our questions and explained everything really clearly to us without taking too long with the boring bits. Would highly recommended dealing with Cormac for all your mortgage protection needs!
venkata D.
1 month ago
We had a fantastic experience with LowQuotes during our home purchase journey. From start to finish, the process was smooth, transparent, and stress-free. The team was always responsive, professional, and genuinely committed to helping us find the best options. A special thank you to Niamh, who went above and beyond to support us every step of the way. Her guidance, patience, and attention to detail made a huge difference, and we always felt confident knowing we were in such capable hands. We truly appreciate all the help and would highly recommend LowQuotes to anyone looking for reliable and friendly service!

Benefits of having Serious Illness Protection

Serious illness cover provides essential financial protection and peace of mind, ensuring that you and your loved ones are protected against the financial impact of a severe illness. With extended coverage up to age 75, you receive long-term security even in later years. The policy offers a tax-free lump sum payout upon diagnosis, helping cover medical expenses, ongoing care, lost income, and other financial obligations. You can continue your policy without further medical assessments after the initial term with a convertible option, ensuring uninterrupted protection. Additionally, free coverage for children offers financial support in the event of a serious illness, allowing you to manage medical costs and take time off work if needed. Investing in serious illness protection safeguards your family’s financial future, enabling you to focus on recovery and well-being.

  • Cover up to age 75

  • Tax-free Lump Sum Payment

  • Continuation Option - Extend Cover Without Further Medical Assessment

  • Free Children's Cover

  • We Beat Any Competitors Quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

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Your Questions Answered

Serious Illness Protection is a type of insurance that provides financial support if you are diagnosed with a serious illness. It pays out a lump sum, which can be used to cover medical expenses, loss of income, and other costs related to the illness. This coverage ensures that you and your family are financially protected during a difficult time. Learn more about Serious Illness Protection.

The likelihood of being diagnosed with a serious illness depends on various factors such as age, lifestyle, and family history. According to studies, illnesses like cancer and heart disease are common causes of serious illness claims. Read about the statistical likelihood and impact.

It’s advisable to consider Serious Illness Protection when you have financial dependents or significant financial obligations like a mortgage. Additionally, as you age or if you have a family history of serious illnesses, securing this coverage becomes increasingly important. Find out more on when to consider this coverage.

Serious Illness Cover typically includes a wide range of conditions such as various types of cancer, heart attacks, strokes, and major organ transplants. Each policy might differ, so it’s crucial to understand the specific conditions covered by your insurer. Detailed coverage information. Explore more information knowing 5 facts about serious illness cover.

If you don’t qualify for Serious Illness Protection, consider alternatives like income protection insurance or critical illness cover that might have different qualification criteria. Consulting with an insurance advisor can help you find the best options available for your situation. Explore alternatives.

Best Doctors and Helping Hands are additional benefits offered by some insurers. Best Doctors provide access to a global network of medical specialists for second opinions, while Helping Hands offers support services such as counselling and rehabilitation. Learn more about these benefits here and here.

Related Products

Mortgage Protection

Pay off your Mortgage if you pass away.

Get your quote

Life Insurance

Lump Sum payment in the event of death. Includes Terminal Illness Cover free of charge.

Get your quote

Income Protection

Pays you a replacement income if you are unable to work due to illness or injury.

Get your quote

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.