Life Insurance
Mortgage Protection Insurance

Life Insurance
Life Insurance is a secure investment for your family. Or simply to cover your funeral expenses. We compare every provider in Ireland in minutes.
You insure all the important things in your life. Such as your home, your car and your business, so why not insure your life and protect your family financially if you were to pass away?
Fill in some quick details for an online quote comparison, or speak to one of our Qualified Financial Advisors for more information.
Level Term Life Insurance
Convertible Term Life Insurance
Whole of Life Insurance
Free Additional Extras
Features
Advance Funeral Payment: For claims that get accepted but delayed due to probate. Royal London and Zurich will pay up to €10,000 to cover funeral expenses.
- Guaranteed Insurability: You may wish to increase your cover. This can be up to 50% of the original benefit or €100,000 without underwriting. After certain life events such as getting married or having a baby.
- Helping Hand Service: A Royal London only service. It supports families through difficult family circumstances. Such as: Serious illness. Chronic health conditions. Disabilities and Grievance by providing bereavement counsellors. Speech and language therapists. Second medical opinions. Therapy, massage and physiotherapy for Serious health issues.
- Aviva Family Care: Short term counselling and carer support covering any family member over 18. It helps with: Mental wellness issues. Relationsip breakdowns. Work related stress or the challenges of becoming a carer.
- Aviva Best Doctors: A network of over 50,000 medical specialists at your disposal. If you ever need a second medical opinion to help verify your diagnosis or treatment options. This can reduce the risk of any complications that arise from a misdiagnosis. This isn’t only for life threatening illnesses. You can get advice for any chronic or troubling ailments that affect your quality of life. Even if the condition was diagnosed before you took out your Aviva policy.
Extra Cover Options
- Children’s Life Insurance: A lump sum benefit paid out on the passing of a child.
- Accidental Death: Pays out even if your selected insurer is processing your application. Where the cause of death is an accident.
- Terminal Illness Cover: If you get diagnosed with a terminal illness, your cover amount will be paid out immediately.
Optional Extras
Serious Illness Cover
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Accelerated Serious Illness: On diagnosis of a specified serious illness, the selected Illness cover amount gets paid. If you subsequently die during the term of the policy, the remainder pays out.
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Standalone Serious Illness: You choose a Life Cover amount and a Serious Illness Cover amount. On diagnosis of a Specified Serious Illness.. the selected Illness cover amount will get paid out. If you then die during the term of the policy – your full Life Cover amount would also get paid out.
Life Insurance Indexation
Who can be covered with Life Insurance?
Single Life Cover
Dual Life Cover
Joint Life Cover






Life Insurance FAQ
How much Life Insurance is needed?
How much does Life Insurance cost?
Your Life Insurance premium is on an individual basis and based on the following factors:
- Benefit. (amount payable on death).
- Term. (the number of years the policy covers).
- Age.
- Gender.
- Smoker or Non Smoker.
- Current State of Health.
What are the types of Serious Illness Insurance?
Accelerated Serious Illness Cover
Standalone Serious Illness
What is Life Insurance indexation?
Both your benefit and premium will increase annually at a set percentage. This is to protect against the negative impact of inflation on your cover amount. The increase is normally at 3% or 5% pa, depending on the company. With the option to stop the facility during the term of the policy.
Call us if you wish to have indexation on your policy.
What is Guaranteed Insurability?
- Marriage
- Inheritance tax for your loved ones increases (Except if this is due to the removal of a tax exemption)
- Birth or legal adoption of a child.
What is a Convertible Option?
Convertible term life insurance is an optional extra for term insurance. With convertible term life insurance, you have the option to convert your policy into a new one for a longer term.. without the need for undergoing a medical examination.