Financial Advice Archives

A Policy That Helps Pay Your Bills When You Can’t Work

February 4, 2025January 31, 2025

You’re working hard—whether it’s at your job or running your own business. You’re earning, paying the bills, maybe renovating the house, getting ready for a baby, or planning that dream holiday.
But what if something unexpected happens? If an accident, illness, or injury left you unable to work, how would you manage financially?
It’s not something anyone likes to think about, but the reality is the bills won’t stop coming. From the mortgage to everyday expenses, life doesn’t hit pause just because you can’t work.
Having the right protection in place means you can focus on getting better without the added stress of wondering how to keep things going.

9 Smart Ways to Use Your Tax Refund

January 21, 2025January 21, 2025

A tax refund can feel like a well-earned bonus, but before you rush to spend it, consider how it could benefit your financial future. Using it wisely can help you tackle important financial goals, whether it’s boosting your savings, reducing debt, or investing in your future.
With a little planning, your refund could be the boost you need to get ahead and feel more financially secure.

Key Financial Dates to Look Out for in 2025

January 7, 2025

Keeping track of key financial dates and updates is essential for effective financial planning. Whether you’re a business owner, employee or parent, staying informed helps you make the most of tax reliefs, avoid penalties, and manage your finances wisely.

Why We Recommend Protection in Financial Plans for the Year Ahead

December 9, 2024

With a new year on the horizon, it’s the ideal time to reflect on your financial goals and prepare for what’s next. A solid financial plan isn’t just about building wealth but safeguarding what matters most.
Adding protection like life insurance or income protection means you’re not just planning for the good times; you’re preparing for the unexpected. It’s all about balancing growing your future and protecting your present, giving you and your family peace of mind no matter what the year brings.

Tips to Reach Your Financial Goals in 2025

December 3, 2024

As we gear up for 2025, it’s the perfect time to think about how we manage our money. A new year offers a fresh start, a chance to make smarter financial decisions that can truly improve your life.

Whether you’re aiming to save for a house, reduce your debts, or grow your savings, setting clear financial goals for 2025 can make a big difference. But here’s the catch: you need a solid plan to turn your goals into reality.

Budgeting for Christmas: Tips to Control Your Festive Spending

November 28, 2024

The festive season is a magical time of year, but it can also bring financial stress for many households. The Competition and Consumer Protection Commission (CCPC) revealed that Irish households expected to spend an average of €1,030 on Christmas expenses in 2023, including gifts, food, and festivities. This was a significant drop from the €1,186 spent in 2022, indicating that many families felt the impact of rising costs and tightening budgets.

Everyday Expenses That Could Cost You More Than Life Insurance

November 18, 2024

Life insurance is often surrounded by myths, with many people assuming it’s too costly or not worth the effort right now. But what if it could actually cost less than some of your regular expenses? You might be surprised!
Let’s break it down and look at a few everyday expenses that cost the same—or even more—than life insurance, and how you could protect your family’s future for less than you think.

How to Save for a Wedding Without Going Broke

November 11, 2024

Planning a wedding is an exciting journey, but the costs can quickly add up, making it challenging to stay within budget. With the average Irish wedding costing around €36,000, it’s no surprise that many couples feel pressure to save carefully without compromising their financial future.
Smart planning is key to balancing your dream day with a realistic budget, and luckily, there are plenty of practical ways to achieve this without sacrificing what matters most.

Breast Cancer and Finances: Important Info Every Woman Should Know

October 29, 2024

Breast cancer is a serious health concern for women around the world, and in Ireland, it remains one of the most common cancers affecting women. October is Breast Cancer Awareness Month, making it a perfect time to highlight the importance of both health and financial protection.

Whether you are a woman who has already been diagnosed, a survivor or someone who wants to be prepared for the future, understanding the financial side of dealing with breast cancer is just as important as understanding the medical side. Here’s what every woman in Ireland should know about breast cancer and financial protection.

New Baby Financial Checklist: 8 Things to Do Before Your Baby Arrives

September 9, 2024

Welcoming a new baby into your life is an exciting and transformative experience. Amidst all the joy and anticipation, it’s essential to prepare financially for your little one’s arrival. Planning ahead can alleviate stress and allow you to focus more on the precious moments with your newborn. Here’s a comprehensive financial checklist to help you get ready for this new chapter in your life.