If you’re about five years away, now’s a great time to start getting things in order, while you still have time to make a real difference.
You’re close enough to start visualising what life after work might look like, but still far enough away to make smart moves that can boost your income and help you retire with confidence.
Here’s a practical checklist of what to do five years before retirement in Ireland.
Let’s be real: trying to buy your first home in Ireland right now is tough. House prices are sky-high, inflation is chipping away at your savings, and the cost of living makes budgeting feel nearly impossible.
But here’s the thing: buying a home is still possible, even in this economy. It’s not easy, but with the right plan, a clear budget, and a bit of patience, you can absolutely get there.
If you’re at the beginning of your home-buying journey and wondering how you’ll ever afford it, this guide is for you.
If you’re raising a teenager in Ireland, you’re probably wondering how they grew up so fast. One minute it was bedtime stories, now it’s online shopping and “Can I get a debit card?”
The teen years are when they start rehearsing for adult life (and let’s be honest, sometimes they think they’ve already made it). That’s why this stage is the perfect time to teach them about money.
Financial planning is learning how to handle money wisely—budgeting, saving, spending, and planning for the future. It’s not about making them experts overnight, but giving them the tools to build confidence and avoid money mistakes down the line.
Let’s look at a few easy and practical ways you can help your teen become financially savvy, without the eye rolls.
You did it—you’re officially a homeowner! Maybe you toasted with a takeaway on the sitting room floor or popped open a Prosecco to celebrate. And why not? Buying a home is a considerable achievement.
Now, as the dust settles and the boxes start to disappear, it’s time to look ahead. Because owning a home isn’t only about paying the mortgage—it’s about managing everything else that comes with it.
From cosy evenings warmed by heating oil to creating a comfortable, well-furnished space (and occasionally replacing a faulty appliance), homeownership is a rewarding new chapter—but it also comes with ongoing responsibilities and unexpected expenses.
Let’s walk through what to expect so you can stay in control and enjoy every bit of your new home.
After months of rain, cold, and grey skies, the Irish summer holiday feels like a well-earned escape. Whether it’s Spain, the Wild Atlantic Way, or a few beach weekends, one thing can ruin the fun fast: money mistakes. It’s easy to overspend, but with planning, you can avoid a financial hangover.
Let’s be honest, it’s far too easy to get carried away. But with planning, you can enjoy your break without the financial hangover afterwards. Here are some common financial mistakes to avoid before you zip up your suitcase.
No one enters a marriage expecting it to end in divorce. But when it happens, it brings plenty of emotional and financial challenges.
While professional legal advice is essential, it’s just as important to remember that you don’t have to wait until the divorce is final to start planning your finances. In fact, the sooner you start, the better prepared you’ll be for the next chapter.
Even while the settlement is still in progress, there are steps you can take to understand your financial position and begin rebuilding for the future.
Losing someone close to you is heartbreaking. There’s so much to process emotionally, and yet, life keeps moving. Bills still need to be paid, and decisions still need to be made—even when you’re barely coping.
If you’ve recently lost a loved one, first, we’re truly sorry. Grief is hard enough without the added pressure of managing money. This blog is here to offer some gentle guidance to help you take care of your finances in the weeks and months ahead.
Life can throw unexpected challenges our way—losing a job, going through a divorce, dealing with illness, or even the loss of a loved one. When facing these difficult times, money is often the last thing you want to think about.
However, addressing financial matters early can prevent bigger problems down the road. This guide provides practical steps to help you manage finances during life’s toughest moments.
Here are some financial challenges you might be experiencing now.
You’re working hard—whether it’s at your job or running your own business. You’re earning, paying the bills, maybe renovating the house, getting ready for a baby, or planning that dream holiday.
But what if something unexpected happens? If an accident, illness, or injury left you unable to work, how would you manage financially?
It’s not something anyone likes to think about, but the reality is the bills won’t stop coming. From the mortgage to everyday expenses, life doesn’t hit pause just because you can’t work.
Having the right protection in place means you can focus on getting better without the added stress of wondering how to keep things going.
A tax refund can feel like a well-earned bonus, but before you rush to spend it, consider how it could benefit your financial future. Using it wisely can help you tackle important financial goals, whether it’s boosting your savings, reducing debt, or investing in your future.
With a little planning, your refund could be the boost you need to get ahead and feel more financially secure.
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In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.
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