Financial Planning

Caring for someone with a disability or managing your own care needs can be a full-time job in itself. Between appointments, daily routines, and making sure everyone’s needs are met, money can easily become one more stress you don’t need.
With the right financial plan, you can take a lot of that pressure off your shoulders. You’ll feel more in control, more confident about the future, and better able to focus on what really matters: quality of life for you and your loved ones.
This guide walks you through the supports, strategies, and steps you can take to make financial planning less overwhelming and more doable.

The word recession makes most of us uneasy. Whether it’s talk of job losses, rising inflation, or global conflicts, it’s completely normal to feel worried about your financial future. Even if Ireland isn’t officially in a recession right now, planning as if one could happen is one of the smartest things you can do. The economy can shift suddenly — or gradually — and either way, we all end up feeling the impact.
Take groceries, for example. Food prices in Ireland are now rising at three times the rate of inflation. That hits every household, recession or not.
So let’s talk about what you can do, not out of panic, but with a clear head and a solid plan.

If you’re raising a teenager in Ireland, you’re probably wondering how they grew up so fast. One minute it was bedtime stories, now it’s online shopping and “Can I get a debit card?”
The teen years are when they start rehearsing for adult life (and let’s be honest, sometimes they think they’ve already made it). That’s why this stage is the perfect time to teach them about money.
Financial planning is learning how to handle money wisely—budgeting, saving, spending, and planning for the future. It’s not about making them experts overnight, but giving them the tools to build confidence and avoid money mistakes down the line.
Let’s look at a few easy and practical ways you can help your teen become financially savvy, without the eye rolls.

You did it—you’re officially a homeowner! Maybe you toasted with a takeaway on the sitting room floor or popped open a Prosecco to celebrate. And why not? Buying a home is a considerable achievement.
Now, as the dust settles and the boxes start to disappear, it’s time to look ahead. Because owning a home isn’t only about paying the mortgage—it’s about managing everything else that comes with it.
From cosy evenings warmed by heating oil to creating a comfortable, well-furnished space (and occasionally replacing a faulty appliance), homeownership is a rewarding new chapter—but it also comes with ongoing responsibilities and unexpected expenses.
Let’s walk through what to expect so you can stay in control and enjoy every bit of your new home.

After months of rain, cold, and grey skies, the Irish summer holiday feels like a well-earned escape. Whether it’s Spain, the Wild Atlantic Way, or a few beach weekends, one thing can ruin the fun fast: money mistakes. It’s easy to overspend, but with planning, you can avoid a financial hangover.
Let’s be honest, it’s far too easy to get carried away. But with planning, you can enjoy your break without the financial hangover afterwards. Here are some common financial mistakes to avoid before you zip up your suitcase.

No one enters a marriage expecting it to end in divorce. But when it happens, it brings plenty of emotional and financial challenges.
While professional legal advice is essential, it’s just as important to remember that you don’t have to wait until the divorce is final to start planning your finances. In fact, the sooner you start, the better prepared you’ll be for the next chapter.
Even while the settlement is still in progress, there are steps you can take to understand your financial position and begin rebuilding for the future.

Losing someone close to you is heartbreaking. There’s so much to process emotionally, and yet, life keeps moving. Bills still need to be paid, and decisions still need to be made—even when you’re barely coping.
If you’ve recently lost a loved one, first, we’re truly sorry. Grief is hard enough without the added pressure of managing money. This blog is here to offer some gentle guidance to help you take care of your finances in the weeks and months ahead.

Life can throw unexpected challenges our way—losing a job, going through a divorce, dealing with illness, or even the loss of a loved one. When facing these difficult times, money is often the last thing you want to think about.
However, addressing financial matters early can prevent bigger problems down the road. This guide provides practical steps to help you manage finances during life’s toughest moments.
Here are some financial challenges you might be experiencing now.

A tax refund can feel like a well-earned bonus, but before you rush to spend it, consider how it could benefit your financial future. Using it wisely can help you tackle important financial goals, whether it’s boosting your savings, reducing debt, or investing in your future.
With a little planning, your refund could be the boost you need to get ahead and feel more financially secure.