Couple Without Kids: Why Two Incomes Donβt Mean Double The Savings
So, youβre a couple without kids (CWOK). Two salaries. No childcare costs. More freedom. On paper, it looks like you should be financially ahead of everyone else.
But hereβs the surprise: having no kids doesnβt automatically mean youβre better off.
And having two incomes doesnβt automatically mean double the savings.
In fact, couples without kids who donβt budget, plan, or protect themselves financially can end up worse off than couples who do, even those with kids and all the expenses that come with them.
Letβs break down why.