Keeping track of key financial dates and updates is essential for effective financial planning. Whether you’re a business owner, employee or parent, staying informed helps you make the most of tax reliefs, avoid penalties, and manage your finances wisely.
So, you’re a couple without kids (CWOK). Two salaries. No childcare costs. More freedom. On paper, it looks like you should be financially ahead of everyone else.
But here’s the surprise: having no kids doesn’t automatically mean you’re better off.
And having two incomes doesn’t automatically mean double the savings.
In fact, couples without kids who don’t budget, plan, or protect themselves financially can end up worse off than couples who do, even those with kids and all the expenses that come with them.
Let’s break down why.
As the evenings get darker and the temperatures drop, it’s not just the chill that creeps in; higher costs do too. Between heating bills, Christmas spending, and the usual family expenses, winter can hit your wallet harder than expected.
With no energy credits planned for Budget 2026, rising costs could hit Irish households even harder. Now is the perfect time to start building habits that protect your finances long-term, not just for this winter.
The €250 energy credit in 2025 was a big help for many families, but with that support ending, finding new ways to manage rising costs is key.
Here’s how to winterproof your wallet and keep your finances steady through the cold months.
When it comes to money, trends come and go. One year, it’s cryptocurrency; the next, it’s AI stocks or a “can’t miss” investment scheme. However, while the financial world keeps evolving, the fundamentals of good financial planning never really change.
In this article, we’ll look at timeless tips that never go out of style, simple, practical moves that can help you stay financially secure no matter your age, income, or what’s happening in the economy. Keep these in mind when planning your finances, and you’ll always have a solid foundation to build on.
With house prices skyrocketing, it’s no wonder so many parents are wondering how their kids will ever afford a place of their own. These days, buying a home is more challenging than ever for young people. Saving for a deposit while paying high rent can feel like climbing a mountain in flip-flops.
However, there are some smart, tax-friendly ways you can step in and give them a real head start, making that first step onto the property ladder a lot less daunting.
Here are three of the most popular options in Ireland.
Caring for someone with a disability or managing your own care needs can be a full-time job in itself. Between appointments, daily routines, and making sure everyone’s needs are met, money can easily become one more stress you don’t need.
With the right financial plan, you can take a lot of that pressure off your shoulders. You’ll feel more in control, more confident about the future, and better able to focus on what really matters: quality of life for you and your loved ones.
This guide walks you through the supports, strategies, and steps you can take to make financial planning less overwhelming and more doable.
The word recession makes most of us uneasy. Whether it’s talk of job losses, rising inflation, or global conflicts, it’s completely normal to feel worried about your financial future. Even if Ireland isn’t officially in a recession right now, planning as if one could happen is one of the smartest things you can do. The economy can shift suddenly — or gradually — and either way, we all end up feeling the impact.
Take groceries, for example. Food prices in Ireland are now rising at three times the rate of inflation. That hits every household, recession or not.
So let’s talk about what you can do, not out of panic, but with a clear head and a solid plan.
Let’s be real: trying to buy your first home in Ireland right now is tough. House prices are sky-high, inflation is chipping away at your savings, and the cost of living makes budgeting feel nearly impossible.
But here’s the thing: buying a home is still possible, even in this economy. It’s not easy, but with the right plan, a clear budget, and a bit of patience, you can absolutely get there.
If you’re at the beginning of your home-buying journey and wondering how you’ll ever afford it, this guide is for you.
If you’re raising a teenager in Ireland, you’re probably wondering how they grew up so fast. One minute it was bedtime stories, now it’s online shopping and “Can I get a debit card?”
The teen years are when they start rehearsing for adult life (and let’s be honest, sometimes they think they’ve already made it). That’s why this stage is the perfect time to teach them about money.
Financial planning is learning how to handle money wisely—budgeting, saving, spending, and planning for the future. It’s not about making them experts overnight, but giving them the tools to build confidence and avoid money mistakes down the line.
Let’s look at a few easy and practical ways you can help your teen become financially savvy, without the eye rolls.
You did it—you’re officially a homeowner! Maybe you toasted with a takeaway on the sitting room floor or popped open a Prosecco to celebrate. And why not? Buying a home is a considerable achievement.
Now, as the dust settles and the boxes start to disappear, it’s time to look ahead. Because owning a home isn’t only about paying the mortgage—it’s about managing everything else that comes with it.
From cosy evenings warmed by heating oil to creating a comfortable, well-furnished space (and occasionally replacing a faulty appliance), homeownership is a rewarding new chapter—but it also comes with ongoing responsibilities and unexpected expenses.
Let’s walk through what to expect so you can stay in control and enjoy every bit of your new home.
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