Life Insurance

We know it’s not the most pleasant topic to think about. Planning your own funeral isn’t exactly a dinner-table conversation, and for many people, it’s something they put off for as long as possible. After all, funerals aren’t something you typically budget for yourself.
However, if you have a family who depends on you emotionally, practically, or financially, it’s one of those difficult but necessary things to consider. Funeral costs in Ireland can reach up to €8,000, and without a plan in place, your loved ones could be left scrambling to cover those expenses at the worst possible time.
In this article, we’ll explore how your life insurance policy could help cover the cost of your funeral and how some policies in Ireland even offer an advance payment to take care of funeral expenses before the full payout is processed. It’s about making things easier for your loved ones when they need it most.

Whether you’re buying your first home or already own a second property, life insurance is key to protecting your family’s future and ensuring they can stay in the home you’ve worked hard for—no matter what life brings.
Having the right life cover in place can mean the difference between your loved ones staying in the family home or facing financial stress.
In this blog, we’ll explore why life insurance is so important for homeowners, the different types of cover available, how it compares to mortgage protection, and how to choose a policy that suits both your mortgage and your family’s needs.

When considering life insurance, the focus often falls on the primary breadwinner. After all, their income provides financial stability for the family. But what about the contributions of a stay-at-home parent?

While they may not earn a salary, their role in keeping the household running—from childcare to managing daily tasks—is invaluable.

Without their support, the family would face emotional challenges and significant financial strain, as replacing their efforts with paid services could become a significant expense.

If you’re living with your partner but aren’t married, you may not realise the impact inheritance tax could have on life insurance payouts. Unlike married couples, cohabiting couples in Ireland are treated differently when it comes to taxes, meaning a significant portion of your inheritance could be lost to the taxman.

Luckily, there are ways to protect your loved ones from hefty tax bills and ensure that the full value of your life insurance payout reaches your partner. In this article, we’ll walk you through the options available to cohabiting couples, so you can make informed decisions to safeguard your financial future.

When it comes to life insurance, many people feel relieved once they’ve secured a policy. It feels like a box has been ticked. It may seem like your family’s financial future is safe, however what if your cover isn’t enough? What if you think you’re fully protected, but changes in your life or finances mean the policy no longer fits your family’s needs?

If you purchased life insurance a while ago and haven’t reviewed it, or if your financial situation has changed, you could be underinsured. Here are some signs that your cover might not be enough to protect your family as planned.

Life insurance can feel tricky, especially when all the terms start to get confusing—right when you’re trying to make important financial decisions.

To simplify things, we’ve compiled a simple glossary of commonly misunderstood life insurance words for you. Our goal? To help you understand the basics of life insurance in Ireland and make the whole process feel smoother.

Choosing the right life insurance is essential for safeguarding your loved ones and securing your family’s financial future.

Whether you’re a super mum, super dad, single parent, or just got married, you might be considering whether joint or dual life insurance is the best option.

Each option has advantages, but the best choice depends on your unique needs and circumstances. Let’s explore their differences, so you can make informed decisions supporting your family’s financial well-being.