Mortgages Archives

How to Help Your Children Buy Their First Home

September 1, 2025

With house prices skyrocketing, it’s no wonder so many parents are wondering how their kids will ever afford a place of their own. These days, buying a home is more challenging than ever for young people. Saving for a deposit while paying high rent can feel like climbing a mountain in flip-flops.
However, there are some smart, tax-friendly ways you can step in and give them a real head start, making that first step onto the property ladder a lot less daunting.
Here are three of the most popular options in Ireland.

How Can a Mortgage Broker Help You Buy Your Dream Home?

July 14, 2025July 7, 2025

You’ve finally reached that exciting moment: you’re ready to buy your home. But as soon as you start looking into mortgages, it hits you: different lenders, different rates, endless paperwork, and confusing terms. What should be a thrilling milestone quickly becomes a source of stress.
That’s where a mortgage broker can make all the difference. Think of them as your personal guide through the mortgage maze, someone who compares rates for you, handles the paperwork, and fights to get you the best deal.
In this post, we’ll break down exactly how a mortgage broker can help turn your home-buying dream into a reality, without the overwhelm.

Could Over 40s Be Too Old to Get a Mortgage in Ireland?

June 30, 2025June 23, 2025

Once upon a time in Ireland, you got married and bought your first home in your 20s. By the time you reached your late 50s, the mortgage was paid off, and you could enjoy retirement without money worries. However, the path to owning a home has changed a lot in recent years.
More than 20 years ago, most first-time buyers in Ireland were 30 or younger — about 60%. By 2023, that number dropped to just 20%. This big change shows how much harder it is for younger people to buy a home today. High house prices, the cost of living, and other challenges mean many are now buying their first home later in life.

How to Budget for a House When Prices Are Through the Roof

July 29, 2025May 26, 2025

Let’s be real: trying to buy your first home in Ireland right now is tough. House prices are sky-high, inflation is chipping away at your savings, and the cost of living makes budgeting feel nearly impossible.
But here’s the thing: buying a home is still possible, even in this economy. It’s not easy, but with the right plan, a clear budget, and a bit of patience, you can absolutely get there.
If you’re at the beginning of your home-buying journey and wondering how you’ll ever afford it, this guide is for you.

Essential Steps for Getting Mortgage Ready

January 16, 2025April 3, 2024

Embarking on the journey of securing a mortgage is a significant step towards achieving the dream of homeownership. However, many individuals need help figuring out where to start.

With proper preparation and understanding of the essential steps involved, the path to becoming mortgage-ready can be made smoother.

In this blog, we’ll explore the key steps you need to take to prepare effectively for a mortgage application.

By following these guidelines, you can increase your chances of getting approved first time and move closer to turning your homeownership dream into reality.

Can a single person get a mortgage in Ireland?

January 21, 2025March 11, 2024

Home Table of Contents There are several reasons why you might consider getting a mortgage as a single person. You might require a single mortgage if you are single, unmarried, separated, or divorced. Whether you’re just starting to explore your options or have specific questions about the process, you’ll find clear explanations and helpful advice …

Mortgage Protection Is Now Available for Cancer Survivors

January 29, 2025January 31, 2024

Home In recent years, a contentious issue has arisen, revealing the challenges faced by cancer survivors in obtaining life insurance even after successfully recovering from the disease. Access to life insurance is typically a requirement for securing mortgage approval when purchasing a home. However, individuals with past cancer diagnoses have encountered challenges in securing coverage. …

Home Sweet Home: The Ultimate First-Time Buyer’s Guide

October 14, 2024November 28, 2023

Home Buying your first home is an exciting and significant milestone, but it can also be a complex and overwhelming process. We at LowQuotes understand the challenges that first-time homebuyers face, and we’re here to make your journey to homeownership as smooth as possible. That’s why we’re thrilled to introduce The Ultimate Guide for First-Time …

Hidden Extra Costs When Buying a House in Ireland

January 29, 2025August 10, 2023

Home Table of Contents Saving money to buy your first house can be challenging, and there are many additional costs to take into account other than the deposit and mortgage payments. It’s essential to be financially prepared for all the potential expenses involved with the home-buying process. Whether you are a first-time buyer, a second, …

Top Tips for Saving Money Towards Your Mortgage Deposit in Ireland

January 16, 2025August 10, 2023

Home Table of Contents Buying a home for the first time is an exciting milestone, however, saving money for a deposit is frequently a significant financial challenge. It’s essential to have an effective strategy in place to gather the funds you need given Ireland’s competitive housing market, where house prices have been rising. According to …